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SCHIPOR CONSTRUCT

Active
Private limited companyfounded 2020active for 6 yearsTélémachuslaan 11, 1190 Vorst, BelgiumKBO/BCE: BE 0756.971.172
Summary

The computed 12-month bankruptcy probability of SCHIPOR CONSTRUCT is 12.0% (high). The 2025 annual accounts show equity of €46,882 and a net result of €10,201. Equity has been growing by about 37% per year since 2021. Its solvency ranks better than 35% of 9,394 sector peers (NACE 41, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 24-10-2020 Normal situation
Activity
General construction of residential buildings NACE 41001and 5 others
Financial year end
31 December
Peppol
Reachable

Financial position

32 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
12.0%
Annual accounts 2025
Gross margin
€28,670
▼ 26.3%
Turnover
≈ €200,000
estimated
Profit
€10,201
▲ 17.1%
Equity
€46,882
▲ 27.8%
Total assets
€161,141
▼ 0.9%
  • 2025 accounts filed 72 days after the deadline
Filed on 11-10-2026
Score breakdownraises riskLast filed accounts filed 72 days late; 3 of the last 3 accounts lateSector: Construction of residential and non-residential buildings (NACE 41)No registered site in the KBOFounded in 2020Show the evidence

Checked score

Score 2025
32 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 50% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Average
Solvency 54+6
equity 29.1% of total assets
Liquidity 53-6
short-term debt 7.0% · cash 2.8%
Profitability 67-8
return on assets 6.3%
Bankruptcy probability within 12 months
12.0% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 8 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 8.1%lowest value 01-2025: 10.1%▲ +2.0 percentage points vs 12-2024 02-2025: 10.1%● unchanged vs 01-2025 03-2025: 10.0%▼ -0.1 percentage points vs 02-2025 04-2025: 11.8%▲ +1.8 percentage points vs 03-2025 05-2025: 13.0%▲ +1.2 percentage points vs 04-2025 06-2025: 13.0%● unchanged vs 05-2025 07-2025: 13.0%● unchanged vs 06-2025 08-2025: 13.6%▲ +0.6 percentage points vs 07-2025 09-2025: 14.0%▲ +0.4 percentage points vs 08-2025 10-2025: 16.5%▲ +2.5 percentage points vs 09-2025highest value 11-2025: 11.9%▼ -4.6 percentage points vs 10-2025 12-2025: 11.9%● unchanged vs 11-2025 01-2026: 12.0%▲ +0.1 percentage points vs 12-2025 02-2026: 11.8%▼ -0.2 percentage points vs 01-2026 03-2026: 11.7%▼ -0.1 percentage points vs 02-2026 04-2026: 12.6%▲ +0.9 percentage points vs 03-2026 05-2026: 13.6%▲ +1.0 percentage point vs 04-2026 06-2026: 14.0%▲ +0.4 percentage points vs 05-2026 07-2026: 14.1%▲ +0.1 percentage points vs 06-2026 08-2026: 14.8%▲ +0.7 percentage points vs 07-2026 09-2026: 15.9%▲ +1.1 percentage points vs 08-2026 10-2026: 12.0%▼ -3.9 percentage points vs 09-2026 11-2026: 12.0%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is ample, with a current ratio of 4.14 (2.1 in 2024), above the usual 1.5. Short-term debt is 7% and cash 2.8% of total assets. However, 70.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 36% of them on solvency, 57% on liquidity, 37% on profitability and 69% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Last filed accounts filed 72 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 72 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-10-2026, 72 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
72 days late
2024
70 days late
2023
61 days late
2022
59 days late
2021
63 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 65 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 5 profitable years in a rowprofit 2025: €10,201 5 years View

Recent changes

  1. · Gazette deed Registered office moved from Uccle to Forest
  2. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as SCHIPOR CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €130,000 and €158,000, founded between 2019 and 2021.

CompanyTotal assetsGross margin
SCHIPOR CONSTRUCT Vorst€161,141€28,670
Techniques - Services et Compétences Ukkel€148,137€26,515
IM HOME PERFECT Watermaal-Bosvoorde€157,785€23,184
DFM CONSTRUCT Brussel€132,297€27,805
ANTONY CONSTRUCT Brussel€129,598€28,620
ANROZ Brussel€144,224€30,700
GL INTERIEUR Affligem€156,020€29,537
Full comparison

Key facts about SCHIPOR CONSTRUCT

What is the company number of SCHIPOR CONSTRUCT?
The company number of SCHIPOR CONSTRUCT is 0756.971.172. The VAT number is the same number with BE in front: BE 0756.971.172.
Where is SCHIPOR CONSTRUCT based?
The registered office is at Télémachuslaan 11, 1190 Vorst.Company details
What does SCHIPOR CONSTRUCT do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of SCHIPOR CONSTRUCT?
The legal form of SCHIPOR CONSTRUCT is Private limited company (BV).
When was SCHIPOR CONSTRUCT founded?
SCHIPOR CONSTRUCT was founded on 24-10-2020.
Is SCHIPOR CONSTRUCT still active?
Yes, SCHIPOR CONSTRUCT is an active enterprise in the KBO register.
What is the turnover of SCHIPOR CONSTRUCT?
The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €28,670 and 163 comparable companies (NACE 41001). It probably lies between €110,000 and €360,000.Financials
Is SCHIPOR CONSTRUCT profitable?
In financial year 2025, SCHIPOR CONSTRUCT made a profit of €10,201.
Where can I find the annual accounts of SCHIPOR CONSTRUCT?
SCHIPOR CONSTRUCT filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SCHIPOR CONSTRUCT due?
SCHIPOR CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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