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Schilderwerken M M

Active
Private limited companyfounded 2020active for 6 yearsBiesten 63, 9810 Nazareth-De Pinte, BelgiumKBO/BCE: BE 0744.777.282
Summary

Schilderwerken M M has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83,965 and a net result of €1,344. Equity has been growing by about 13% per year since 2020. Its solvency ranks better than 30% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

Source: KBO
Status
Active since 05-03-2020 Normal situation
Activity
Painting of buildings NACE 43341and 4 others
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 2022
Establishment unit
2.300.246.320 9810 Nazareth-De Pinte, since 05-03-2020
Financial year end
31 December
Peppol
Reachable since 11-09-2024

Board and ownership

Board
  • Melkebeke MaartenDirector · since 05-03-2020

Financial position

81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€44,386
▼ 48.5%
Turnover
≈ €270,000
estimated
Profit
€1,344
▼ 86.0%
Equity
€83,965
▲ 1.6%
Total assets
€291,938
▼ 5.1%
Staff
≈ 0 FTE
estimated
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Founded in 2020lowers riskLiquidity: current ratio 1.67, cash €45,937Figures for financial year 2025 (filed on 09-07-2026)Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 42% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 54+2
equity 28.8% of total assets
Liquidity 64-3
short-term debt 18.7% · cash 15.7%
Profitability 69-4
return on assets 0.5%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 2.4% 01-2025: 2.3%▼ -0.1 percentage points vs 12-2024 02-2025: 2.3%● unchanged vs 01-2025 03-2025: 2.3%● unchanged vs 02-2025 04-2025: 2.4%▲ +0.1 percentage points vs 03-2025 05-2025: 2.4%● unchanged vs 04-2025highest value 06-2025: 2.3%▼ -0.1 percentage points vs 05-2025 07-2025: 2.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▼ -1.9 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.5%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.67 (1.66 in 2024), above the usual 1.5. Short-term debt is 18.7% and cash 15.7% of total assets. However, 71.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 30% of them on solvency, 63% on liquidity, 36% on profitability and 40% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.67, cash €45,937
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 09-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
22 days early
2024
20 days early
2023
11 days late
2022
20 days early
2021
31 days late
2020
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 2 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Incorporation
All 10 events

Comparable companies

These companies have the same main activity as Schilderwerken M M: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €241,000 and €334,000, founded between 2019 and 2020.

CompanyTotal assetsGross margin
Schilderwerken M M Nazareth-De Pinte€291,938€44,386
MARBAT Ninove€294,554€46,324
GREG'S FINE PAINTING Kortrijk€292,858€53,402
AMBRA DECOR Ternat€333,632€47,602
COOL RENOV Sint-Pieters-Leeuw€263,022€36,596
K-Line Antwerpen€244,392€43,886
Mdpro Tielt€241,482€44,510
Full comparison

Key facts about Schilderwerken M M

What is the company number of Schilderwerken M M?
The company number of Schilderwerken M M is 0744.777.282. The VAT number is the same number with BE in front: BE 0744.777.282.
Where is Schilderwerken M M based?
The registered office is at Biesten 63, 9810 Nazareth-De Pinte.Company details
What does Schilderwerken M M do?
According to the KBO register, the main activity is painting of buildings (NACE 43341).
What is the legal form of Schilderwerken M M?
The legal form of Schilderwerken M M is Private limited company (BV).
When was Schilderwerken M M founded?
Schilderwerken M M was founded on 05-03-2020.
Is Schilderwerken M M still active?
Yes, Schilderwerken M M is an active enterprise in the KBO register.
How many employees does Schilderwerken M M have?
Schilderwerken M M had an average of 0.5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
Which joint committee does Schilderwerken M M fall under?
In its 2022 annual accounts, Schilderwerken M M states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of Schilderwerken M M?
The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €44,386 and 88 comparable companies (NACE 433). It probably lies between €180,000 and €440,000.
Is Schilderwerken M M profitable?
In financial year 2025, Schilderwerken M M made a profit of €1,344.
Where can I find the annual accounts of Schilderwerken M M?
Schilderwerken M M filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Schilderwerken M M due?
Schilderwerken M M must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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