Schilderwerken Coninx
ActiveThe computed 12-month bankruptcy probability of Schilderwerken Coninx is 2.0% (moderate). The 2025 annual accounts show equity of €190k and a net result of €71k. Equity is growing by ~44.4% per year across the filed fiscal years. Its solvency ranks better than 88% of 27451 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+1
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 6.06 against 5.71 in 2024; short-term debt: 15.6% and cash: 75% of total assets), and 16.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.3%
Return on assets
31.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-01-2026, 189 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
189 d early
2024
83 d early
2023
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€190k▲ 59.6%
2024 · €119k
2023: €84k
2024: €119k
2023 → 2025
Total assets
€228k▲ 59.8%
2024 · €143k
2023: €120k
2024: €143k
2023 → 2025
Net result
€71k▲ 105%
2024 · €35k
2023: €74k
2024: €35k
2023 → 2025
Working capital
€181k▲ 81.4%
2024 · €100k
2023: €55k
2024: €100k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€84k-€119k▲ 41.1%€190k▲ 59.6%
Operating result€94k-€49k▼ 47.7%€98k▲ 99.5%
Net result€74k-€35k▼ 53.3%€71k▲ 105%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 100% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €228k
Fixed assets
€12k▼ 46.0%
Current assets
€216k▲ 79.2%
Equity and liabilities €228k
Equity
€190k▲ 59.6%
Debt
€38k▲ 60.9%
The debt ratio rises from 16.6% to 16.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€109k▲
2024 · €60k
Cash flow
€82k▲
2024 · €45k
Solvency
83.3%▼
2024 · 83.4%
Current ratio
6.06▲
2024 · 5.71
Quick ratio
6.03▲
2024 · 5.67
Debt / equity
0.20▲
2024 · 0.20
ROE
37.4%▲
2024 · 29.1%
ROA
31.1%▲
2024 · 24.3%
Interest coverage
2694.74▲
2024 · 1441.18
Debt
€38k▲
2024 · €24k
Debt ≤ 1 year
€36k▲
2024 · €21k
Income taxes
€27k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€143k€228k▲
Fixed assets21/28€22k€12k▼
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€18k€9k▼
Plant, machinery and equipment23€382€597▲
Furniture and vehicles24€18k€8k▼
Financial fixed assets28€2k€2k=
Current assets29/58€121k€216k▲
Stocks and contracts in progress3€900€1k▲
Stocks30/36€900€1k▲
Amounts receivable within one year40/41€13k€42k▲
Trade receivables40€12k€42k▲
Other amounts receivable41€1k-
Cash at bank and in hand54/58€105k€171k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€143k€228k▲
Equity10/15€119k€190k▲
Contributions10/11€10k€10k=
Reserves13€109k€180k▲
Distributable reserves133€109k€180k▲
Amounts payable17/49€24k€38k▲
Amounts payable within one year42/48€21k€36k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€19k€34k▲
Taxes450/3€16k€31k▲
Remuneration and social security454/9€4k€4k=
Other amounts payable47/48€111€111=
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€63k€112k▲
Operating profit (loss)9901€49k€98k▲
Financial income75/76B€4-
Recurring financial income75€4-
Financial charges65/66B€42€40▼
Recurring financial charges65€42€40▼
Profit (loss) for the period before taxes9903€49k€98k▲
Income taxes67/77€15k€27k▲
Profit (loss) for the period9904€35k€71k▲
Profit (loss) for the period to be appropriated9905€35k€71k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€71k▲
Transfer to equity691/2€35k€71k▲
To other reserves6921€35k€71k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €190k ▲59.6%
3 profitable years in a row build equity to €190k.
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €35k ▼53.3%
Net result drops to €35k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 5.71
Current ratio from 2.67 to 5.71; short-term debt falls from €33k to €21k.
31-12
Financial
Equity above €100kEq €119k ▲41.1%
2 profitable years in a row build equity to €119k.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hallebaan 1442390 MalleGround area
955 m²
Building footprint
180 m²
Parcel 11049B0541/00L000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
Schilderwerken Coninx
since 20222.333.813.862
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11049B0541/00L000 | Flanders | 955 m² | 1 · 180 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 154 companies in sector 43342 we hold annual accounts for 68. 48 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2022
Fiscal year end31-12
Activities, NACEBEL
43342Specialised construction activities
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.