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Schildersbedrijf Stessel

Active
Private limited companyfounded 2022active for 3 yearsBovenstraat 51, 3545 Halen, BelgiumKBO/BCE: BE 0795.096.033
Summary

The computed 12-month bankruptcy probability of Schildersbedrijf Stessel is 2.7% (moderate). The 2025 annual accounts show negative equity (-€12,357) and a net result of -€16,164. Equity has been shrinking by about 121% per year since 2023. Its solvency ranks better than 5% of 34,946 sector peers (NACE 43, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 20-12-2022 Normal situation
Activity
Painting of buildings NACE 43341
Establishment unit
2.339.483.513 3545 Halen, since 20-12-2022
Financial year end
31 December
Peppol
Reachable since 13-02-2024

Board and ownership

Financial position

49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.7%
Annual accounts 2025
Gross margin
-€14,025
▼ 333%
Loss
€16,164
▲ 233%
Equity
-€12,357
Total assets
€4,188
▼ 67.9%
  • Negative equity on 31-12-2025
Turnover not published (micro format)
Score breakdownraises riskLiquidity: current ratio 0.18Sector: Specialised construction activities (NACE 43)Founded in 2022lowers riskSize: total assets €4,188Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 2% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Weak
Solvency 0-54
equity -295.1% of total assets
Liquidity 0-25
short-term debt 393.5%
Profitability 0=
return on assets -386.0%
Bankruptcy probability within 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 3.0% 01-2025: 3.0%● unchanged vs 12-2024 02-2025: 3.0%● unchanged vs 01-2025 03-2025: 3.1%▲ +0.1 percentage points vs 02-2025 04-2025: 3.7%▲ +0.6 percentage points vs 03-2025 05-2025: 4.5%▲ +0.8 percentage points vs 04-2025 06-2025: 4.5%● unchanged vs 05-2025 07-2025: 4.7%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 2.4%▼ -2.3 percentage points vs 07-2025 09-2025: 2.3%▼ -0.1 percentage points vs 08-2025 10-2025: 2.3%● unchanged vs 09-2025 11-2025: 2.3%● unchanged vs 10-2025 12-2025: 2.3%● unchanged vs 11-2025 01-2026: 1.6%▼ -0.7 percentage points vs 12-2025lowest value 02-2026: 1.6%● unchanged vs 01-2026lowest value 03-2026: 1.7%▲ +0.1 percentage points vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.8%▲ +0.1 percentage points vs 04-2026 06-2026: 1.8%● unchanged vs 05-2026 07-2026: 1.9%▲ +0.1 percentage points vs 06-2026 08-2026: 3.1%▲ +1.2 percentage points vs 07-2026 09-2026: 2.7%▼ -0.4 percentage points vs 08-2026 10-2026: 2.7%● unchanged vs 09-2026 11-2026: 2.7%● unchanged vs 10-2026
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 3% of them on solvency, 1% on liquidity, 4% on profitability and 1% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €4,188
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.18
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€12,357
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
19 days early
2024
21 days early
2023
27 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 22 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€12,357 View
  • Caution: Lower solvency than 95% of companies in specialised constructionsector median 46.7% · 34,946 companies -295.1% View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€16,164 View

Recent changes

  1. · Gazette deed Registered office moved within Halen
  2. · Gazette deed IncorporationStarting capital €5,000 · Appointment: STESSEL,Tom Karel Jos (director)
All 6 events

Comparable companies

These companies have the same main activity as Schildersbedrijf Stessel: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €3,260 and €6,770, founded between 2023 and 2024.

CompanyTotal assetsGross margin
Schildersbedrijf Stessel Halen€4,188-€14,025
SKLDR Ichtegem€3,261-€6,582
EETHUIS HET DORP Nieuwerkerken (Limb.)€3,385-€1,116
Schilderwerken Meynants Edegem€6,443-€368
Moxhet Peinture Namur€6,193€1,218
VERONOVA Maldegem€6,770-€7,077
MEJO ENTREPRISE GENERALE Wezembeek-Oppem€5,641-€4,035
Full comparison

Key facts about Schildersbedrijf Stessel

What is the company number of Schildersbedrijf Stessel?
The company number of Schildersbedrijf Stessel is 0795.096.033. The VAT number is the same number with BE in front: BE 0795.096.033.
Where is Schildersbedrijf Stessel based?
The registered office is at Bovenstraat 51, 3545 Halen.Company details
What does Schildersbedrijf Stessel do?
According to the KBO register, the main activity is painting of buildings (NACE 43341).
What is the legal form of Schildersbedrijf Stessel?
The legal form of Schildersbedrijf Stessel is Private limited company (BV).
When was Schildersbedrijf Stessel founded?
Schildersbedrijf Stessel was founded on 20-12-2022.
Is Schildersbedrijf Stessel still active?
Yes, Schildersbedrijf Stessel is an active enterprise in the KBO register.
What is the turnover of Schildersbedrijf Stessel?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is Schildersbedrijf Stessel profitable?
In financial year 2025, Schildersbedrijf Stessel made a loss of €16,164.
Where can I find the annual accounts of Schildersbedrijf Stessel?
Schildersbedrijf Stessel filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Schildersbedrijf Stessel due?
Schildersbedrijf Stessel must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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