Schildermanagement Pypops
ActiveSchildermanagement Pypops has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-34k) and a net result of €-19k. Equity is shrinking by ~47.8% per year across the filed fiscal years. Its solvency ranks better than 17% of 18281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
25
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▲+1
Solvency4▼-13
Growth58=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.21 against 0.21 in 2024; short-term debt: 120.7% and cash: 3.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-20.7%
Return on assets
-11.9%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-34k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
57 d late
2023
30 d late
2022
68 d late
2021
30 d late
2020
1 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-34k▼ 136%
2024 · €-14k
2018: €96k
2019: €80k
2020: €72k
2021: €49k
2022: €29k
2023: €7k
2024: €-14k
2018 → 2025
Total assets
€163k▼ 4.5%
2024 · €170k
2018: €272k
2019: €254k
2020: €240k
2021: €217k
2022: €200k
2023: €183k
2024: €170k
2018 → 2025
Net result
€-19k▲ 8.9%
2024 · €-21k
2018: €-30k
2019: €-16k
2020: €-8k
2021: €-23k
2022: €-20k
2023: €-22k
2024: €-21k
2018 → 2025
Working capital
€-156k▼ 6.2%
2024 · €-146k
2018: €-102k
2019: €-89k
2020: €-90k
2021: €-107k
2022: €-123k
2023: €-135k
2024: €-146k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€29k▼ 41.0%€7k▼ 75.7%€-14k€-34k▼ 136%
Operating result€-23k-€-20k▲ 13.1%€-21k▼ 8.8%€-21k▲ 2.8%€-19k▲ 10.8%
Net result€-23k-€-20k▲ 10.7%€-22k▼ 9.0%€-21k▲ 2.7%€-19k▲ 8.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €19k in 2025 against €21k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €163k
Fixed assets
€122k▼ 7.8%
Current assets
€41k▲ 7.0%
Key figures and ratios
EBITDA
€-8k▲
2024 · €-11k
Cash flow
€-9k▲
2024 · €-11k
Solvency
-20.7%▼
2024 · -8.4%
Current ratio
0.21▲
2024 · 0.21
Quick ratio
0.07▲
2024 · 0.04
Debt / equity
-5.82▲
2024 · -12.90
ROA
-11.9%▲
2024 · -12.5%
Interest coverage
-8.18▲
2024 · -26.19
Debt
€197k▲
2024 · €185k
Debt ≤ 1 year
€197k▲
2024 · €185k
Staff costs
€395▲
2024 · €154
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€170k€163k▼
Fixed assets21/28€132k€122k▼
Tangible fixed assets22/27€132k€122k▼
Land and buildings22€131k€121k▼
Furniture and vehicles24€538€375▼
Financial fixed assets28€100€100=
Current assets29/58€38k€41k▲
Stocks and contracts in progress3€31k€28k▼
Stocks30/36€31k€28k▼
Amounts receivable within one year40/41€1k€7k▲
Trade receivables40-€6k
Other amounts receivable41€1k€880▼
Cash at bank and in hand54/58€5k€6k▲
Deferred charges and accrued income490/1€436€530▲
Equity and liabilities
Total equity and liabilities10/49€170k€163k▼
Equity10/15€-14k€-34k▼
Contributions10/11€50k€50k=
Reserves13€30k€30k=
Non-distributable reserves130/1€20k€20k=
Reserves not available under the articles1311€20k€20k=
Distributable reserves133€9k€9k=
Profit (loss) carried forward14€-94k€-113k▼
Amounts payable17/49€185k€197k▲
Amounts payable within one year42/48€185k€197k▲
Trade debts44€7k€4k▼
Suppliers440/4€7k€4k▼
Taxes, remuneration and social security45€36k€139▼
Taxes450/3€139€139=
Remuneration and social security454/9€36k-
Other amounts payable47/48€141k€193k▲
Income statement
Code20242025
Remuneration, social security and pensions62€154€395▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▼
Other operating charges640/8€1k€640▼
Gross operating margin9900€-9k€-7k▲
Operating profit (loss)9901€-21k€-19k▲
Financial income75/76B€10€136▲
Recurring financial income75€10€136▲
Financial charges65/66B€401€1k▲
Recurring financial charges65€401€1k▲
Profit (loss) for the period before taxes9903€-21k€-19k▲
Income taxes67/77€139-
Profit (loss) for the period9904€-21k€-19k▲
Profit (loss) for the period to be appropriated9905€-21k€-19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-94k€-113k▼
Profit (loss) brought forward from the previous period14P€-73k€-94k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 68 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herselt · 2 establishment units since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenstraat 252230 HerseltGround area
1,369 m²
Building footprint
483 m²
Volume, LiDAR
2,506 m³
2 parcels, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Schildermanagement Pypops BVBA
since 20022.057.313.778
Dagbladhandel Het Stifke
since 20092.180.138.643
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13013E0438/00A000 | Flanders | 910 m² | 1 · 156 m² | 7.0 m · 2 fl. |
| 13013E0318/00P002 | Flanders | 458 m² | 1 · 327 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHerselt2.180.138.643
Similar companies · same sector, comparable size
ALLIANCE SERVICES
BE 0430.276.558
Braine-l'Alleud · Eq €7k
DEMISTORE
BE 0781.374.194
Charleroi · Eq €7k
GARAGE FORET
BE 0472.536.686
Tournai · Eq €7k
UZBEEK
BE 0817.698.122
Anderlecht · Eq €7k
Nowarra
BE 1022.505.308
Lubbeek · Eq €7k
Of 2,348 companies in sector 47621 we hold annual accounts for 1,246. 534 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-04-1992
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
45441
47620Retail trade
47621Retail sale of newspapers and periodicals
47279Other retail sale of food
47299Retail trade
47640Retail sale of games and toys
47650Retail trade
47784Retail sale of souvenirs and religious articles
47786Retail trade
47789Other retail sale of new goods
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.