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SCHIFFLER

Active
Private limited companyfounded 2020active for 6 yearsRue Hovémont 107, 4910 Theux, BelgiumKBO/BCE: BE 0745.476.573
Summary

The computed 12-month bankruptcy probability of SCHIFFLER is 6.2% (elevated). The 2025 annual accounts show negative equity (-€93,150) and a net result of -€21,086. Equity has been shrinking by about 29% per year since 2020. Its solvency ranks better than 10% of 1,009 sector peers (NACE 10, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 17-03-2020 Normal situation
Activity
Manufacture of food products NACE 10111and 4 others
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment units
2.301.169.897 4910 Theux, since 17-03-2020
2.301.169.996 4910 Theux, since 17-03-2020
Financial year end
31 December
Peppol
Reachable since 19-12-2025

Board and ownership

Board
  • SCHIFFLER PhilippeDirector · since 17-03-2020

Financial position

34 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
6.2%
Annual accounts 2025
Gross margin
€415,493
▲ 15.9%
Turnover
≈ €980,000
estimated
Loss
€21,086
▼ 16.0%
Equity
-€93,150
▼ 16.1%
Total assets
€824,451
▲ 3.3%
Employees on 31-12-2025
9
▲ 28.6%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 42 days after the deadline
Score breakdownraises riskNegative equity -€93,150Last filed accounts filed 42 days late; 2 of the last 3 accounts lateSector: Manufacture of food products (NACE 10)lowers riskLiquidity: current ratio 0.35, cash €112,493Show the evidence

Checked score

Score 2025
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 22% of micro companies in food products (NACE 10)
Financial strength · tick: 2024
Weak
Solvency 14-1
equity -11.3% of total assets
Liquidity 27+8
short-term debt 74.1% · cash 13.6%
Profitability 52-8
return on assets -2.6%
Bankruptcy probability within 12 months
6.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,081 companies, NACE 10, micro)
Last 24 months 12-2024: 8.8% 01-2025: 8.7%▼ -0.1 percentage points vs 12-2024 02-2025: 8.7%● unchanged vs 01-2025 03-2025: 8.6%▼ -0.1 percentage points vs 02-2025 04-2025: 8.6%● unchanged vs 03-2025 05-2025: 8.7%▲ +0.1 percentage points vs 04-2025 06-2025: 8.8%▲ +0.1 percentage points vs 05-2025 07-2025: 9.1%▲ +0.3 percentage points vs 06-2025 08-2025: 10.3%▲ +1.2 percentage points vs 07-2025 09-2025: 10.5%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 8.2%▼ -2.3 percentage points vs 09-2025 11-2025: 8.2%● unchanged vs 10-2025 12-2025: 8.2%● unchanged vs 11-2025 01-2026: 8.2%● unchanged vs 12-2025 02-2026: 8.2%● unchanged vs 01-2026 03-2026: 8.3%▲ +0.1 percentage points vs 02-2026 04-2026: 8.3%● unchanged vs 03-2026 05-2026: 8.5%▲ +0.2 percentage points vs 04-2026 06-2026: 7.8%▼ -0.7 percentage points vs 05-2026 07-2026: 8.0%▲ +0.2 percentage points vs 06-2026 08-2026: 9.2%▲ +1.2 percentage points vs 07-2026 09-2026: 9.3%▲ +0.1 percentage points vs 08-2026 10-2026: 6.2%▼ -3.1 percentage points vs 09-2026lowest value 11-2026: 6.2%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.35 (0.24 in 2024), below 1. Short-term debt is 74.1% and cash 13.6% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro). It does better than 15% of them on solvency, 18% on liquidity, 32% on profitability and 23% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Negative equity -€93,150
NBB · annual accounts
raises risk · Last filed accounts filed 42 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
lowers risk · Liquidity: current ratio 0.35, cash €112,493
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
202122232425
2020 to 2025 · latest year -€93,150
raises risk · 2025 accounts filed 42 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
42 days late
2024
53 days late
2023
12 days late
2022
31 days late
2021
4 days early
2020
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 27 days after the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€93,150 View
  • Risk: 4 loss-making years in a rowloss in financial year 2025 -€21,086 View
  • Caution: Less equity than 92% of companies in food productssector median €257,177 · 1,009 companies -€93,150 View
  • Positive: More staff in 2025from 6.2 FTE to 9.2 FTE ▲ 48.4% View

Recent changes

  1. · Gazette deed Incorporation
All 11 events

Comparable companies

These companies have the same main activity as SCHIFFLER: manufacture of food products (NACE 10111). They are comparable in size and age: total assets between €505,000 and €1.3m, founded between 2013 and 2021.

CompanyTotal assetsGross margin
SCHIFFLER Theux€0.8m€0.4m
ABATTOIR DE LIÈGE Liège€0.6m€0.3m
Boucherie Traiteur GALLOY de la ferme à l'assiette Florenville€1.1m€0.5m
COMEX Gent€0.5m€0.5m
Boucherie Vincent LAURENT Gouvy€1.2m€0.7m
RADERMECKER Comines-Warneton€1.3m€0.5m
BADR FAROUJ Ukkel€1.1m€0.3m
Full comparison

Key facts about SCHIFFLER

What is the company number of SCHIFFLER?
The company number of SCHIFFLER is 0745.476.573. The VAT number is the same number with BE in front: BE 0745.476.573.
Where is SCHIFFLER based?
The registered office is at Rue Hovémont 107, 4910 Theux.Company details
What does SCHIFFLER do?
According to the KBO register, the main activity is manufacture of food products (NACE 10111).
What is the legal form of SCHIFFLER?
The legal form of SCHIFFLER is Private limited company (BV).
When was SCHIFFLER founded?
SCHIFFLER was founded on 17-03-2020.
Is SCHIFFLER still active?
Yes, SCHIFFLER is an active enterprise in the KBO register.
How many employees does SCHIFFLER have?
SCHIFFLER had an average of 9.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does SCHIFFLER fall under?
In its 2025 annual accounts, SCHIFFLER states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of SCHIFFLER?
The turnover in financial year 2025 is ≈ €980,000. This figure is estimated from the gross margin of €415,493 and 2,281 comparable companies of the same size. It probably lies between €590,000 and €1.7m. It is a rough estimate.
Is SCHIFFLER profitable?
In financial year 2025, SCHIFFLER made a loss of €21,086.
Where can I find the annual accounts of SCHIFFLER?
SCHIFFLER filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SCHIFFLER due?
SCHIFFLER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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