SCHEVENELS PROJECT INTERIEURS
ActiveSCHEVENELS PROJECT INTERIEURS has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €516k and a net result of €32k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 17% of 7692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+68
Solvency41▲+3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.96 against 1.09 in 2024; short-term debt: 56.4% and cash: 13.3% of total assets), and 83.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.2%
Return on assets
1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 7692 sector peers (2025).
NBB · sector comparisonPosition among 7692 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 d early
2024
5 d early
2023
9 d early
2022
25 d early
2021
20 d early
2020
24 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€516k▲ 6.5%
2024 · €484k
2018: €819k
2019: €844k
2020: €859k
2021: €906k
2022: €965k
2023: €972k
2024: €484k
2018 → 2025
Total assets
€3.19M▼ 14.3%
2024 · €3.72M
2018: €2.59M
2019: €2.68M
2020: €4.19M
2021: €4.45M
2022: €4.40M
2023: €3.83M
2024: €3.72M
2018 → 2025
Net result
€32k
2024 · €-488k
2018: €590k
2019: €26k
2020: €15k
2021: €47k
2022: €59k
2023: €7k
2024: €-488k
2018 → 2025
Working capital
€-66k
2024 · €158k
2018: €808k
2019: €713k
2020: €438k
2021: €519k
2022: €428k
2023: €506k
2024: €158k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€906k-€965k▲ 6.5%€972k▲ 0.7%€484k▼ 50.2%€516k▲ 6.5%
Operating result€69k-€98k▲ 42.1%€34k▼ 65.4%€-477k€68k
Net result€47k-€59k▲ 25.6%€7k▼ 88.8%€-488k€32k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €68k after a loss of €477k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.19M
Fixed assets
€1.46M▼ 15.9%
Current assets
€1.73M▼ 12.9%
Equity and liabilities €3.19M
Equity
€516k▲ 6.5%
Provisions
€0▼ 100%
Debt
€2.67M▼ 17.3%
The debt ratio falls from 86.9% to 83.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€327k▲
2024 · €-203k
Cash flow
€291k▲
2024 · €-214k
Solvency
16.2%▲
2024 · 13.0%
Current ratio
0.96▼
2024 · 1.09
Quick ratio
0.69▼
2024 · 0.98
Debt / equity
5.18▼
2024 · 6.68
ROE
6.1%▲
2024 · -100.8%
ROA
1.0%▲
2024 · -13.1%
Interest coverage
11.36▲
2024 · -7.14
Debt
€2.67M▼
2024 · €3.23M
Debt ≤ 1 year
€1.80M▼
2024 · €1.83M
Debt > 1 year
€872k▼
2024 · €1.04M
Income taxes
€11k▲
2024 · €2k
Staff costs
€2.21M▼
2024 · €2.46M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.72M€3.19M▼
Fixed assets21/28€1.73M€1.46M▼
Intangible fixed assets21€25k€20k▼
Tangible fixed assets22/27€1.71M€1.43M▼
Land and buildings22€1.31M€1.22M▼
Plant, machinery and equipment23€149k€87k▼
Furniture and vehicles24€224k€113k▼
Other tangible fixed assets26€22k€14k▼
Financial fixed assets28€500€6k▲
Current assets29/58€1.99M€1.73M▼
Stocks and contracts in progress3€189k€488k▲
Stocks30/36€189k€420k▲
Contracts in progress37-€68k
Amounts receivable within one year40/41€1.38M€752k▼
Trade receivables40€1.29M€700k▼
Other amounts receivable41€94k€52k▼
Cash at bank and in hand54/58€342k€424k▲
Deferred charges and accrued income490/1€72k€68k▼
Equity and liabilities
Total equity and liabilities10/49€3.72M€3.19M▼
Equity10/15€484k€516k▲
Contributions10/11€141k€141k=
Reserves13€343k€375k▲
Distributable reserves133€343k€375k▲
Provisions and deferred taxes16€4k€0▼
Provisions for liabilities and charges160/5€4k€0▼
Other liabilities and charges164/5€4k€0▼
Amounts payable17/49€3.23M€2.67M▼
Amounts payable after more than one year17€1.04M€872k▼
Financial debts170/4€1.04M€872k▼
Amounts payable within one year42/48€1.83M€1.80M▼
Current portion of amounts payable after more than one year42€260k€185k▼
Financial debts43€250k€350k▲
Credit institutions430/8€250k€350k▲
Trade debts44€906k€709k▼
Suppliers440/4€906k€709k▼
Taxes, remuneration and social security45€189k€228k▲
Taxes450/3€0€7k▲
Remuneration and social security454/9€189k€221k▲
Other amounts payable47/48€226k€326k▲
Accrued charges and deferred income492/3€362k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€7k€15k▲
Remuneration, social security and pensions62€2.46M€2.21M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€274k€259k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€8k€-23k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-180€-4k▼
Other operating charges640/8€40k€94k▲
Non-recurring operating charges66A€5k€6k▲
Gross operating margin9900€2.31M€2.61M▲
Operating profit (loss)9901€-477k€68k▲
Financial income75/76B€20k€4k▼
Recurring financial income75€20k€4k▼
Financial charges65/66B€28k€29k▲
Recurring financial charges65€28k€29k▲
Profit (loss) for the period before taxes9903€-486k€43k▲
Income taxes67/77€2k€11k▲
Profit (loss) for the period9904€-488k€32k▲
Profit (loss) for the period to be appropriated9905€-488k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-488k€32k▲
Transfer from equity791/2€488k€0▼
Transfer to equity691/2€0€32k▲
To other reserves6921€0€32k▲
Social balance
Average headcount (FTE)908739.333.9▼
The notes to these accounts (30 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
31-12
Financial
Equity above €500kEq €516k ▲6.5%
Equity rises from €484k to €516k.
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-488k ▼7483%
Net result drops to €-488k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 2 establishment units since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dellestraat 493550 Heusden-ZolderGround area
1.1 ha
Building footprint
5,099 m²
Volume, LiDAR
21,924 m³
2 parcels, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
SCHEVENELS PROJECT INTERIEURS
since 19892.044.619.349
SCHEVENELS PROJECT INTERIEURS
since 20202.300.221.574
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71462D0652/00K000 | Flanders | 8,220 m² | 1 · 4,116 m² | 7.7 m · 2 fl. |
| 31424B0618/00G000 | Flanders | 2,565 m² | 1 · 983 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 1,811 EUR awarded · 1,811 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 345 EUR | 614 EUR |
| 2023 | 1 | 912 EUR | 643 EUR |
| 2022 | 1 | 554 EUR | 554 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
1 categorySCHEVENELS PROJECT INTERIEURS BV44401
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Of 914 companies in sector 43333 we hold annual accounts for 400. 253 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-1989
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43333Wallpapering and laying of floor and wall coverings in other materials
45421
45433
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.