SCHEVENELS G&M
ActiveSCHEVENELS G&M has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €207k and a net result of €-2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 82% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability35▼-65
Solvency100▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 30.07 against 5.77 in 2023; short-term debt: 3.3% and cash: 38.5% of total assets), and 23.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
76.4%
Return on assets
-0.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-09-2025, 43 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
43 d late
2023
244 d late
2022
130 d late
2021
165 d late
2020
122 d late
2019
125 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€283k
EBIT margin
3.1%
Net result
€-2k
2023 · €174k
2018: €-6k
2019: €2k
2020: €443
2021: €-7k
2022: €10k
2023: €174k
2018 → 2024
Working capital
€261k▼ 0.8%
2023 · €264k
2018: €-28k
2019: €-21k
2020: €-2k
2021: €-4k
2022: €6k
2023: €264k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€283k-
Equity€20k-€13k▼ 34.1%€23k▲ 75.0%€209k▲ 820%€207k▼ 1.0%
Operating result€9k-€-43€19k€240k▲ 1,139%€-985
Net result€443-€-7k€10k€174k▲ 1,686%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €985 after €240k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €270k
Equity
€207k▼ 1.0%
Provisions
€55k=
Debt
€9k▼ 83.7%
The debt ratio falls from 17.3% to 3.3%. Equity and debt are lower.
Key figures and ratios
Solvency
76.4%▲
2023 · 65.5%
Current ratio
30.07▲
2023 · 5.77
Quick ratio
30.07▲
2023 · 5.77
Debt / equity
0.04▼
2023 · 0.26
ROE
-1.1%▼
2023 · 83.2%
ROA
-0.8%▼
2023 · 54.5%
Debt
€9k▼
2023 · €55k
Debt ≤ 1 year
€9k▼
2023 · €55k
Income taxes
€1k▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€319k€270k▼
Current assets29/58€319k€270k▼
Amounts receivable after more than one year29€105k€165k▲
Other amounts receivable291€105k€165k▲
Amounts receivable within one year40/41€39k€1k▼
Trade receivables40€39k-
Other amounts receivable41€272€1k▲
Cash at bank and in hand54/58€174k€104k▼
Equity and liabilities
Total equity and liabilities10/49€319k€270k▼
Equity10/15€209k€207k▼
Contributions10/11€19k€19k=
Reserves13€190k€190k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€164k€164k=
Distributable reserves133€24k€24k=
Profit (loss) carried forward14-€-2k
Provisions and deferred taxes16€55k€55k=
Deferred taxes168€55k€55k=
Amounts payable17/49€55k€9k▼
Amounts payable within one year42/48€55k€9k▼
Trade debts44€7k€4k▼
Suppliers440/4€7k€4k▼
Advances received on contracts in progress46€39k-
Taxes, remuneration and social security45€9k€5k▼
Taxes450/3€9k€5k▼
Income statement
Code20232024
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-9k-
Other operating charges640/8€6k€1k▼
Non-recurring operating charges66A€2k-
Gross operating margin9900€239k€348▼
Operating profit (loss)9901€240k€-985▼
Financial income75/76B€7-
Recurring financial income75€7-
Financial charges65/66B€7k€197▼
Recurring financial charges65€7k€197▼
Profit (loss) for the period before taxes9903€233k€-1k▼
Transfer to deferred taxes680€55k-
Income taxes67/77€4k€1k▼
Profit (loss) for the period9904€174k€-2k▼
Transfer to tax-exempt reserves689€164k-
Profit (loss) for the period to be appropriated9905€9k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-2k▼
Transfer to equity691/2€9k-
To other reserves6921€9k-
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 43 days late
01-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 244 days late
2024
31-12
Financial
Liquidity times 5current ratio 30.07
Current ratio from 5.77 to 30.07; short-term debt falls from €55k to €9k.
2023
31-12
Financial
Highest result since 2018net €174k ▲1686%
Operating result €240k, net result €174k, both a record.
31-12
Financial
Liquidity times 5current ratio 5.77
Current ratio from 1.13 to 5.77.
31-12
Financial
Equity above €200kEq €209k ▲820%
2 profitable years in a row build equity to €209k.
08-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 130 days late
12-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 165 days late
2022
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
2021
31-12
Financial
Weakest financial yearnet €-7k ▼1617%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2020
03-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 125 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
06-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 128 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
12-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rozenkranslaan 303600 GenkGround area
517 m²
Building footprint
236 m²
Volume, LiDAR
33 m³
Parcel 71305F0011/00X017, Flanders · tallest building 7.4 m. Linked by address, not a title deed.
1 establishment unit
SCHEVENELS g&M
since 20062.152.757.424
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71305F0011/00X017 | Flanders | 517 m² | 1 · 236 m² | 7.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0766.337.018
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De Keukenprins
BE 0668.520.139
Boom · Eq €207k
BVB Ramen en Deuren
BE 0817.470.171
Arendonk · Eq €207k
Houtvaardig
BE 0746.755.686
Oosterzele · Eq €207k
OXID MAATWERK
BE 0841.704.929
Nijlen · Eq €207k
Of 20,031 companies in sector 43320 we hold annual accounts for 9,133. 7,377 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-02-2006
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.