SCHERPE ZAVEL

Active

Private limited companyfounded 2011active for 15 yearsVekestraat 41, 1910 Kampenhout, BelgiumKBO/BCE: BE 0840.357.025

Summary

SCHERPE ZAVEL has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €283,188 and a net result of €6,168. Equity is growing by about 3.1% per year across the filed financial years. Its solvency ranks better than 22% of 9,787 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Risk analysisFollow Report Compare

SCHERPE ZAVELActiveChecked score 64/100

Risk analysis Report Compare

Activity

Wholesale of beverages, general range

NACE 46349Retail sale of beverages, general range NACE 47252

4 sites

Size

≈ €3.8mturnover 2025, estimated

Staff: 11.5 FTE
Equity: €283,188
Profit: €6,168

Turnover estimated from the gross margin

Financial health

64 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.3%

Structure

Parent: GUFI HOLDING · 100%

2025 accounts filed 45 days late5 deeds in the Belgian Official Gazette

Why 64raises riskLast filed accounts filed 45 days late; 3 of the last 3 lateEquity €283,188 (15.2% of total assets)Size: 11.5 FTE, total assets €1.9mlowers riskFounded in 2011Show the evidence

Checked score

Score 2025

64 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 30% of its sector peers (NACE 46, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 40-3

equity 15.2% of total assets

Liquidity 28+4

short-term debt 74.3% · cash 14.2%

Profitability 48-2

return on assets 0.3%

Bankruptcy probability, 12 months

1.3% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,376 companies, NACE 46, small)

Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 0.9%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 1.1%▲ +0.2 percentage points vs 06-2025 08-2025: 1.6%▲ +0.5 percentage points vs 07-2025 09-2025: 2.0%▲ +0.4 percentage points vs 08-2025 10-2025: 2.9%▲ +0.9 percentage points vs 09-2025 11-2025: 1.7%▼ -1.2 percentage points vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.7%● unchanged vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.6%▼ -0.1 percentage points vs 05-2026 07-2026: 1.8%▲ +0.2 percentage points vs 06-2026 08-2026: 3.0%▲ +1.2 percentage points vs 07-2026 09-2026: 3.4%▲ +0.4 percentage points vs 08-2026highest value 10-2026: 1.3%▼ -2.1 percentage points vs 09-2026

Credit of up to €18,000 on 30-day terms is acceptable

Liquidity tight (current ratio 1.03, compared with 1.06 in 2024, below the usual 1.5; short-term debt: 74.3% and cash: 14.2% of total assets), and 84.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 17% on solvency, 26% on liquidity, 32% on profitability and 44% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Last filed accounts filed 45 days late; 3 of the last 3 late

NBB · filings

Equity €283,188 (15.2% of total assets)

NBB · annual accounts

Founded in 2011

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Size: 11.5 FTE, total assets €1.9m

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 9787 sector peers (2025).

NBB · sector comparison

Position among 9787 sector peers

Solvency

better than 22%

← weakest strongest →

2025 accounts filed 45 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

45 days late

2024

76 days late

2023

62 days late

2022

18 days early

2021

23 days early

2021

20 days early

2020

30 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 September (4 of the last 5 filed years within 63 days of that day).

Companies Code · seven months

Where today falls in the filing period

29-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

14-09-2026 Annual accounts filedfinancial year 2025 · abbreviated…
15-10-2025 Annual accounts filedfinancial year 2024 · abbreviated…
01-10-2024 Annual accounts filedfinancial year 2023 · abbreviated…

Key points

Positive: 8 profitable years in a rowprofit 2025: €6,168 8 years View
Controlled by GUFI HOLDING 100% View
Total assets 20256 financial years filed €1.9m View

By topic

Financials

Financial year: 2025
Total assets: €1.9m
Profit: €6,168
Solvency: 15.2%

Total assets▲ 19.7%

Net result

20192025

Go to Financials

Board & ownership

Parent: GUFI HOLDING · 100%

Go to Board & ownership

Timeline

Events: 16
Since: 2014
Next accounts: by 31-07-2027

13-07-2023Annual accounts filed
08-07-2022Annual accounts filed
31-12-2021Highest result from 2019 to 2025

Go to Timeline

Company details

Sites: 4

Legal form: Private limited company
Activity: Wholesale of beverages, general rangeNACE 46349
Founded: 13-10-2011
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about SCHERPE ZAVEL

What is the company number of SCHERPE ZAVEL?: 0840.357.025. In Belgium the VAT number is the company number with BE in front: BE 0840.357.025.
Where is SCHERPE ZAVEL based?: The registered office is at Vekestraat 41, 1910 Kampenhout.Company details
What does SCHERPE ZAVEL do?: According to the KBO register, the main activity is wholesale of beverages, general range (NACE 46349).
What is the legal form of SCHERPE ZAVEL?: Private limited company (BV).
When was SCHERPE ZAVEL founded?: On 13-10-2011.
Is SCHERPE ZAVEL still active?: Yes, SCHERPE ZAVEL is an active enterprise in the KBO register.
How many employees does SCHERPE ZAVEL have?: On average 11.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of SCHERPE ZAVEL?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is SCHERPE ZAVEL profitable?: In financial year 2025, SCHERPE ZAVEL made a profit of €6,168.
Where can I find the annual accounts of SCHERPE ZAVEL?: SCHERPE ZAVEL filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SCHERPE ZAVEL due?: By 31-07-2027, for financial year 2026.Timeline