SCHÉPERS ROMAIN
ActiveSummary
The computed 12-month bankruptcy probability of SCHÉPERS ROMAIN is 2.4% (moderate). The 2024 annual accounts show equity of €115,134 and a net result of €5,631. Equity is growing by ~31.3% per year across the filed fiscal years. Its solvency ranks better than 39% of 5896 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability71▼-8
Solvency57=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity short (current ratio 0.41 against 0.33 in 2023; short-term debt: 26.5% and cash: 6.8% of total assets), and 67.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
32.1%
Return on assets
1.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-07-2025, 13 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
13 d early
2023
12 d late
2022
15 d early
2021
22 d late
2020
21 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€115,134▲ 5.1%
2023 · €109,502
Total assets
€358,322▲ 5.2%
2023 · €340,679
Net result
€5,631▼ 80.4%
2023 · €28,794
Working capital
-€56,225▲ 11.0%
2023 · -€63,159
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€25,067-€35,118▲ 40.1%€34,148▼ 2.8%€33,661▼ 1.4%€9,501▼ 71.8%
Net result€20,127within the sector's middle half-€23,293within the sector's middle half▲ 15.7%€31,288above the sector's middle half▲ 34.3%€28,794above the sector's middle half▼ 8.0%€5,631within the sector's middle half▼ 80.4%
Equity€26,127within the sector's middle half-€49,421within the sector's middle half▲ 89.2%€80,708within the sector's middle half▲ 63.3%€109,502within the sector's middle half▲ 35.7%€115,134within the sector's middle half▲ 5.1%
Total assets€56,877below the sector's middle half-€201,915within the sector's middle half▲ 255%€339,291above the sector's middle half▲ 68.0%€340,679above the sector's middle half▲ 0.4%€358,322above the sector's middle half▲ 5.2%
Debt€30,749-€152,494▲ 396%€258,583▲ 69.6%€231,177▼ 10.6%€243,188▲ 5.2%
Working capital-€1,019within the sector's middle half--€16,293below the sector's middle half▼ 1,499%-€77,885below the sector's middle half▼ 378%-€63,159below the sector's middle half▲ 18.9%-€56,225below the sector's middle half▲ 11.0%
Solvency45.9%within the sector's middle half-24.5%within the sector's middle half▼ 21.5pp23.8%within the sector's middle half▼ 0.7pp32.1%within the sector's middle half▲ 8.4pp32.1%within the sector's middle half=
Current ratio0.97within the sector's middle half-0.85below the sector's middle half▼ 0.110.27below the sector's middle half▼ 0.580.33below the sector's middle half▲ 0.060.41below the sector's middle half▲ 0.07
Return on assets (ROA)35.4%above the sector's middle half-11.5%within the sector's middle half▼ 23.9pp9.2%within the sector's middle half▼ 2.3pp8.5%within the sector's middle half▼ 0.8pp1.6%within the sector's middle half▼ 6.9pp
Staff (FTE)1.3
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 72% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €358,322
Fixed assets
€319,437 ▲ 3.4%
Current assets
€38,885 ▲ 22.4%
Equity and liabilities €358,322
Equity
€115,134 ▲ 5.1%
Debt
€243,188 ▲ 5.2%
Debt's share of the balance-sheet total stays at 67.9%.
Key figures and ratios
EBITDA
€39,287▼
2023 · €62,722
Cash flow
€35,417▼
2023 · €57,855
Quick ratio
0.38▲
2023 · 0.30
Debt to equity
2.11▲
2023 · 2.11
ROE
4.9%▼
2023 · 26.3%
Interest coverage
12.22▼
2023 · 19.60
Debt ≤ 1 year
€95,110▲
2023 · €94,915
Debt > 1 year
€148,078▲
2023 · €136,262
Income taxes
€719▼
2023 · €1,870
Staff costs
€52,922
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,048 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
2.2%
went bankrupt
3.8%
stopped otherwise
94%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,048 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €52,922 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,633 | €7,394 | €15,640 | €29,061 | €29,786 | ▲ 2.5% |
| Other operating charges640/8 | - | €557 | €700 | €1,664 | €2,775 | ▲ 66.8% |
| Gross operating margin9900 | €34,324 | €43,068 | €50,489 | €64,386 | €94,984 | ▲ 47.5% |
| Operating profit (loss)9901 | €25,067 | €35,118 | €34,148 | €33,661 | €9,501 | ▼ 71.8% |
| Financial income75/76B | - | €8 | €33 | €204 | €64 | ▼ 68.6% |
| Recurring financial income75 | €65 | €8 | €33 | €204 | €64 | ▼ 68.6% |
| Financial charges65/66B | - | €6,134 | €2,797 | €3,201 | €3,215 | ▲ 0.4% |
| Recurring financial charges65 | €166 | €6,134 | €2,797 | €3,201 | €3,215 | ▲ 0.4% |
| Profit (loss) for the period before taxes9903 | €24,965 | €28,992 | €31,385 | €30,665 | €6,351 | ▼ 79.3% |
| Income taxes67/77 | €4,838 | €5,698 | €97 | €1,870 | €719 | ▼ 61.5% |
| Profit (loss) for the period9904 | €20,127 | €23,293 | €31,288 | €28,794 | €5,631 | ▼ 80.4% |
| Profit (loss) for the period to be appropriated9905 | €20,127 | €23,293 | €31,288 | €28,794 | €5,631 | ▼ 80.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €56,877 | €201,915 | €339,291 | €340,679 | €358,322 | ▲ 5.2% |
| Fixed assets21/28 | €27,146 | €108,153 | €310,016 | €308,923 | €319,437 | ▲ 3.4% |
| Tangible fixed assets22/27 | €27,146 | €108,153 | €310,016 | €308,923 | €319,437 | ▲ 3.4% |
| Land and buildings22 | - | €95,200 | €238,164 | €239,244 | €231,389 | ▼ 3.3% |
| Plant, machinery and equipment23 | - | €3,280 | €61,198 | €56,999 | €79,745 | ▲ 39.9% |
| Furniture and vehicles24 | - | €9,673 | €10,655 | €12,681 | €8,304 | ▼ 34.5% |
| Current assets29/58 | €29,730 | €93,762 | €29,275 | €31,756 | €38,885 | ▲ 22.4% |
| Stocks and contracts in progress3 | - | - | - | €3,335 | €3,050 | ▼ 8.5% |
| Stocks30/36 | - | - | - | €3,335 | €3,050 | ▼ 8.5% |
| Amounts receivable within one year40/41 | €16,999 | €50,247 | €11,415 | €10,752 | €4,268 | ▼ 60.3% |
| Trade receivables40 | - | €48,057 | €3,979 | €6,146 | €1,354 | ▼ 78.0% |
| Other amounts receivable41 | - | €2,190 | €7,436 | €4,606 | €2,914 | ▼ 36.7% |
| Cash at bank and in hand54/58 | €12,731 | €43,515 | €17,678 | €17,669 | €24,536 | ▲ 38.9% |
| Deferred charges and accrued income490/1 | - | - | €182 | - | €7,031 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €56,877 | €201,915 | €339,291 | €340,679 | €358,322 | ▲ 5.2% |
| Equity10/15 | €26,127 | €49,421 | €80,708 | €109,502 | €115,134 | ▲ 5.1% |
| Contributions10/11 | - | €6,000 | €6,000 | €6,000 | €6,000 | = |
| Reserves13 | €20,127 | €43,421 | €74,708 | €103,502 | €109,134 | ▲ 5.4% |
| Distributable reserves133 | - | €43,421 | €74,708 | €103,502 | €109,134 | ▲ 5.4% |
| Amounts payable17/49 | €30,749 | €152,494 | €258,583 | €231,177 | €243,188 | ▲ 5.2% |
| Amounts payable after more than one year17 | - | €42,439 | €151,423 | €136,262 | €148,078 | ▲ 8.7% |
| Financial debts170/4 | - | €42,439 | €151,423 | €136,262 | €148,078 | ▲ 8.7% |
| Amounts payable within one year42/48 | €30,749 | €110,055 | €107,160 | €94,915 | €95,110 | ▲ 0.2% |
| Current portion of amounts payable after more than one year42 | - | €9,142 | €14,799 | €15,161 | €22,113 | ▲ 45.9% |
| Financial debts43 | - | - | €9,357 | - | - | - |
| Credit institutions430/8 | - | - | €9,357 | - | - | - |
| Trade debts44 | €1,982 | €3,068 | €17,968 | €16,306 | €2,028 | ▼ 87.6% |
| Suppliers440/4 | - | €3,068 | €17,968 | €16,306 | €2,028 | ▼ 87.6% |
| Taxes, remuneration and social security45 | - | €9,517 | €7,698 | €8,072 | €5,142 | ▼ 36.3% |
| Taxes450/3 | - | €9,517 | €7,698 | €8,072 | €1,531 | ▼ 81.0% |
| Remuneration and social security454/9 | - | - | - | - | €3,611 | - |
| Other amounts payable47/48 | - | €88,328 | €57,337 | €55,375 | €65,828 | ▲ 18.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,127 | €23,293 | €31,288 | €28,794 | €5,631 | ▼ 80.4% |
| + Depreciation and write-downs630 | €8,633 | €7,394 | €15,640 | €29,061 | €29,786 | ▲ 2.5% |
| Operating cash flow (approximation) | €28,760 | €30,687 | €46,928 | €57,855 | €35,417 | ▼ 38.8% |
| Investment in fixed assets (approximation) | - | -€88,400 | -€217,504 | -€27,968 | -€40,300 | ▼ 44.1% |
| Change in cash | - | €30,784 | -€25,837 | -€9 | €6,867 | ▲ 74,825% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €5,631 ▼80.4%
Net result drops to €5,631, the lowest in the series.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Equity above €100,000Eq €109,502 ▲35.7%
4 profitable years in a row build equity to €109,502.
16-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €31,288 ▲34.3%
Net result €31,288, the highest in the series.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
21-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fléron · 1 establishment unit since 2019
Ground area
1,080 m²
Parcel 62084B0499/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
SCHEPERS ROMAIN
since 20192.294.911.914
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62084B0499/00A000 | Wallonia | 1,080 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,227 companies in sector 81300 we hold annual accounts for 4,369. 3,600 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
43120Site preparation
Contact
E-mail
romainschepers07@hotmail.com
Phone
+32491133463
E-invoicing
Reachable via Peppol
Peppol ID
0208:0731635762
Also
9925:BE0731635762
Registered
15-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.