Equity
€13,409 ▼ 67.4%
SCHEPENS DIETER paid out €38,142 in dividends. That is 366% of the 2025 profit.
SCHEPENS DIETER
Lifetime
5 annual accounts with figures on one time axispeak €34,143 (2024)
€29,988▼ 12.2%
peak €21,797 (2024)
€10,409▼ 52.2%
peak €41,142 (2024)
€13,409▼ 67.4%
€39,997▲ 34.3%
Board1 name since 2020
1 directorSCHEPENS Dieter Stijn
Documentsfilings and deeds
03-09-202634 days late
2025micro format
Gross margin from €34,143 to €29,988Result from €21,797 to €10,409Dividend €38,142Equity from €41,142 to €13,409Debts from €29,787 to €39,997Cash from €25,273 to €12,544
Key points
from the 2025 annual accountsTurnover
≈ €120,000 estimated
The micro format states no turnover.
Debts
€39,997 75% of the balance sheet
Financial debts 2%Taxes and wages 4%Other 94%
Of this, €39,166 falls due within a year.
Liquidity
0.56 was 1.28 in 2024
Short-term debts rose from €28,860 to €39,166.
Filings
5 annual accounts 4 late
The 2025 accounts came latest: 34 days after the end of the period.
Position in the sector
€13,409
Less equity than 82% of companies in fabricated metal products. Sector median €72,830 · 2,346 companies.
Checked score
63
Healthy
Financially stronger than 36% of micro companies in fabricated metal products (NACE 25)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 3,710 companies (NACE 25, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.6%▲ +0.1 percentage points vs 03-2025
05-2025: 0.7%▲ +0.1 percentage points vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025
07-2025: 0.7%● unchanged vs 06-2025
08-2025: 1.1%▲ +0.4 percentage points vs 07-2025
09-2025: 0.5%▼ -0.6 percentage points vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026lowest value
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.6%▲ +0.1 percentage points vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 1.1%▲ +0.5 percentage points vs 07-2026
09-2026: 1.4%▲ +0.3 percentage points vs 08-2026
10-2026: 1.4%● unchanged vs 09-2026
11-2026: 1.4%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 34 days late; 1 of the last 3 accounts late
Founded in 2020
Sector: Manufacture of fabricated metal products, except machinery and equipment (NACE 25)
lowers risk
Liquidity: current ratio 0.56, cash €12,544, halved
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 25, micro). It does better than 28% of them on solvency, 28% on liquidity, 84% on profitability and 6% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as SCHEPENS DIETER has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SCHEPENS DIETER itself: 1.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for SCHEPENS DIETER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.56 (1.28 in 2024), below 1. Short-term debt is 73.3% and cash 23.5% of total assets. 74.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 34 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-09-2026, 34 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
34 days late
2024
25 days late
2023
30 days early
2022
7 days late
2021
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 13 days after the deadline. In the sector (NACE 25), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0760302034
Registered office moved from Zottegem to Baai
New registered office: Parkheidestraat 50, 3128 Baai · Previous registered office: Klabot 1 bus A, 9620 Zottegem · Board meeting of 19-08-2022 · Gazette deed
Registered office moved from Aalter to Zottegem
New registered office: Klabot 1 A, 9620 Zottegem · Previous registered office: Berkenstraat 54, 9881 Aalter · Board meeting of 23-12-2021 · Gazette deed
First establishment
Parkheidestraat 50, Tremelo
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SCHEPENS DIETER Tremelo | €53,407 | €29,988 | 25.1% | - |
| DHERT CONSTRUCT Diksmuide | €51,551 | €32,507 | 37.2% | - |
| VLB Construct Torhout | €60,828 | €26,132 | 6.4% | - |
| RENOVATIC Grez-Doiceau | €54,159 | €23,513 | 72.7% | - |
| NIROS GROUP Sint-Pieters-Leeuw | €41,009 | €28,993 | 16.1% | - |
| ALGEMENE LAS- EN KARWEIWERKEN SCHOLLY Aarschot | €48,047 | €26,457 | 94.8% | - |
| APEXservices Antwerp | €69,653 | €32,074 | 7.0% | - |
These companies have the same main activity as SCHEPENS DIETER: manufacture of metal structures and parts of structures (NACE 25110). They are comparable in size and age: total assets between €41,000 and €69,700, founded between 2020 and 2022.
Official details
Source: KBO- Status
- Active since 18-12-2020Normal situation
- Activity
- Manufacture of metal structures and parts of structuresNACE 25110and 3 others
- Establishment unit
- 2.311.441.8033128 Tremelo, since 01-01-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 04-05-2025
Insights on SCHEPENS DIETER
SCHEPENS DIETER files the micro format. That format states no turnover. The gross margin rose from €4,124 in 2021 to €29,988 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SCHEPENS DIETER
- What is the company number of SCHEPENS DIETER?
- The company number of SCHEPENS DIETER is 0760.302.034. The VAT number is the same number with BE in front: BE 0760.302.034.
- Where is SCHEPENS DIETER based?
- The registered office is at Parkheidestraat 50, 3128 Tremelo.Company details
- What does SCHEPENS DIETER do?
- According to the KBO register, the main activity is manufacture of metal structures and parts of structures (NACE 25110).
- What is the legal form of SCHEPENS DIETER?
- SCHEPENS DIETER is a private limited company (BV).
- When was SCHEPENS DIETER founded?
- SCHEPENS DIETER was founded on 18-12-2020.
- Is SCHEPENS DIETER still active?
- Yes, SCHEPENS DIETER is an active enterprise in the KBO register.
- What is the turnover of SCHEPENS DIETER?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €29,988 and 2,934 comparable companies of the same size. It probably lies between €73,000 and €220,000. It is a rough estimate.Financials
- Is SCHEPENS DIETER profitable?
- In financial year 2025, SCHEPENS DIETER made a profit of €10,409.
- Where can I find the annual accounts of SCHEPENS DIETER?
- SCHEPENS DIETER filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SCHEPENS DIETER due?
- SCHEPENS DIETER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.