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SCHELMA

Active Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 1991active for 35 yearsWaterloose Steenweg 417, 1050 IxellesKBO/BCE: BE 0444.773.407 subsidiary of

Lifetime

20 annual accounts with figures on one time axis, 34 filings since 1992
peak €82,796 (2011)
€6,299▼ 41.7%
lowest -€33,473 (2006)
-€1,488▼ €4,441
peak €62,532 (2017)
€47,583▼ 3.0%
€168,366▼ 17.6%
peak 2 FTE (2015)
-not published
Board3 names since 2022
1 director
Owners
100%
Documentsfilings and deeds
13-08-202613 days late
2025micro format
Gross margin from €10,795 to €6,299Loss of €1,488Debts from €204,208 to €168,366Cash from €4,446 to €19,389

Key points

from the 2025 annual accounts

Turnover

≈ €66,000 estimated

The micro format states no turnover.

Debts

€168,366 78% of the balance sheet
Suppliers 2%Taxes and wages 0%Other 98%

Filings

34 annual accounts since 1992
AprilJune31 JulyOctober200020102020

Eight of the last ten came late. The 2016 accounts came latest: 58 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 2,451 companies had the same profile as SCHELMA has now. Each dot stands for 7 companies, two years later.

93.3%
were still trading
5.0%
stopped another way
1.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,451 companies, not a prediction for SCHELMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Managing director,
  • 100%score equity €21,465 (2025) · 2025 annual accounts of
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0444773407
1 director appointed, 2 resignations Resignations: and · Appointment: (managing director) · Permanent representative: · General meeting of 21-10-2024 · Gazette deed
Appointment: (director) Gazette deed
First establishment SCHELMA SC, Waterloose Steenweg 417, Ixelles
All 43 events

Comparable companies

same main activity, similar in size and age
Company
SCHELMA Ixelles €215,948 €6,299 22.0% -
T.TRADING Charleroi €175,576 €7,474 -3.9% -
PASSION PHILATELIQUE Anderlecht €208,564 €3,154 87.1% -
Atlas Music Molenbeek-Saint-Jean €121,641 €10,179 56.4% -
NUMISMATIQUE ET ARTS Brussels €148,981 €14,782 -31.1% -
E & M Merelbeke-Melle €159,991 €11,083 24.9% -
EXEDRA Jabbeke €196,007 €10,788 -18.2% -

These companies have the same main activity as SCHELMA: other retail sale of new goods (NACE 47789). They are comparable in size and age: total assets between €122,000 and €209,000, founded between 1989 and 1999.

Official details

Source: KBO
Status
Active since 01-08-1991Normal situation
Activity
Other retail sale of new goodsNACE 47789
Establishment unit
2.054.140.0961050 Ixelles, since 12-09-1991
Financial year end
31 December
Peppol
Reachable since 26-01-2026
Company details

Annual accounts 2025

€215,948▼ 14.7%
Filing
Filed on 13-08-2026
Financials

Insights on SCHELMA

SCHELMA files the micro format. That format states no turnover. The gross margin fell from €28,840 in 2006 to €6,299 in 2025.

holds all the shares. In November 2024, the Official Gazette published the appointment of as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SCHELMA

What is the company number of SCHELMA?
The company number of SCHELMA is 0444.773.407. The VAT number is the same number with BE in front: BE 0444.773.407.
Where is SCHELMA based?
The registered office is at Waterloose Steenweg 417, 1050 Ixelles.Company details
What does SCHELMA do?
According to the KBO register, the main activity is other retail sale of new goods (NACE 47789).
What is the legal form of SCHELMA?
Legal form of SCHELMA: Coöperatieve vennootschap met beperkte aansprakelijkheid.
When was SCHELMA founded?
SCHELMA was founded on 01-08-1991.
Is SCHELMA still active?
Yes, SCHELMA is an active enterprise in the KBO register.
How many employees does SCHELMA have?
SCHELMA had an average of 0.1 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
What is the turnover of SCHELMA?
The turnover in financial year 2025 is ≈ €66,000. This figure is estimated from the gross margin of €6,299 and 118 comparable companies (NACE 477). It probably lies between €24,000 and €140,000. It is a rough estimate.
Is SCHELMA profitable?
In financial year 2025, SCHELMA made a loss of €1,488.
Where can I find the annual accounts of SCHELMA?
SCHELMA filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SCHELMA due?
SCHELMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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