Schelfhout Marc
ActiveSchelfhout Marc has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €10k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 87% of 27386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-28
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 6.03 against 4.62 in 2024), and 17.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.2%
Return on assets
10.3%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-04-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
2 d early
2023
20 d early
2022
33 d early
2021
9 d early
2020
3 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€84k▲ 14.3%
2024 · €73k
2018: €56k
2019: €56k
2020: €61k
2021: €65k
2022: €63k
2023: €63k
2024: €73k
2018 → 2025
Total assets
€102k▼ 9.0%
2024 · €112k
2018: €71k
2019: €71k
2020: €84k
2021: €108k
2022: €88k
2023: €93k
2024: €112k
2018 → 2025
Net result
€10k▼ 20.7%
2024 · €13k
2018: €2k
2019: €3k
2020: €8k
2021: €6k
2022: €226
2023: €3k
2024: €13k
2018 → 2025
Working capital
€85k▼ 2.9%
2024 · €87k
2018: €53k
2019: €57k
2020: €47k
2021: €57k
2022: €61k
2023: €74k
2024: €87k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€63k▼ 3.5%€63k▲ 0.3%€73k▲ 17.1%€84k▲ 14.3%
Operating result€7k-€-479€2k€17k▲ 759%€13k▼ 21.6%
Net result€6k-€226▼ 96.4%€3k▲ 1,087%€13k▲ 392%€10k▼ 20.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €102k
Fixed assets
€255▼ 59.3%
Current assets
€102k▼ 8.8%
Equity and liabilities €102k
Equity
€84k▲ 14.3%
Debt
€18k▼ 53.1%
The debt ratio falls from 34.6% to 17.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€14k▼
2024 · €17k
Cash flow
€11k▼
2024 · €14k
Solvency
82.2%▲
2024 · 65.4%
Current ratio
6.03▲
2024 · 4.62
Quick ratio
5.85▲
2024 · 4.49
Debt / equity
0.22▼
2024 · 0.53
ROE
12.5%▼
2024 · 18.0%
ROA
10.3%▼
2024 · 11.8%
Interest coverage
95.74▲
2024 · 49.07
Debt
€18k▼
2024 · €39k
Debt ≤ 1 year
€17k▼
2024 · €24k
Income taxes
€5k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€112k€102k▼
Fixed assets21/28€626€255▼
Tangible fixed assets22/27€626€255▼
Furniture and vehicles24€626€255▼
Current assets29/58€112k€102k▼
Stocks and contracts in progress3€3k€3k▼
Stocks30/36€3k€3k▼
Amounts receivable within one year40/41€15k€5k▼
Trade receivables40€2k€550▼
Other amounts receivable41€13k€4k▼
Current investments50/53€30k-
Cash at bank and in hand54/58€63k€94k▲
Equity and liabilities
Total equity and liabilities10/49€112k€102k▼
Equity10/15€73k€84k▲
Contributions10/11€14k€14k=
Reserves13€59k€70k▲
Distributable reserves133€59k€70k▲
Profit (loss) carried forward14€644€644=
Amounts payable17/49€39k€18k▼
Amounts payable within one year42/48€24k€17k▼
Trade debts44€7k€3k▼
Suppliers440/4€7k€3k▼
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€5k€4k▼
Other amounts payable47/48€12k€9k▼
Accrued charges and deferred income492/3€15k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€372€371▼
Other operating charges640/8€659€613▼
Gross operating margin9900€18k€14k▼
Operating profit (loss)9901€17k€13k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€351€142▼
Recurring financial charges65€351€142▼
Profit (loss) for the period before taxes9903€19k€15k▼
Income taxes67/77€5k€5k▼
Profit (loss) for the period9904€13k€10k▼
Profit (loss) for the period to be appropriated9905€13k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€11k▼
Profit (loss) brought forward from the previous period14P€644€644=
Transfer to equity691/2€11k€10k▼
To other reserves6921€11k€10k▼
Profit to be distributed694/7€3k-
Return on contributions (dividend)694€3k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €13k ▲392%
Operating result €17k, net result €13k, both a record.
10-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €226 ▼96.4%
Net result drops to €226, the lowest in the series; recovery starts the following year.
21-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heikant 2139240 ZeleGround area
611 m²
Building footprint
91 m²
Volume, LiDAR
553 m³
Parcel 42403D0447/00B002, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Schelfhout Marc
since 20032.132.746.126
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42403D0447/00B002 | Flanders | 611 m² | 2 · 91 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KR IMMO
BE 0879.962.719
Londerzeel · Eq €84k
Reen Technology
BE 0791.654.117
Antwerpen · Eq €84k
BELGOSUN
BE 0797.948.922
Machelen (Brab.) · Eq €84k
KRP Security Systems
BE 0770.687.566
Ninove · Eq €84k
SICALEC
BE 0417.763.063
Menen · Eq €84k
Of 22,729 companies in sector 43211 we hold annual accounts for 10,274. 8,760 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2003
Fiscal year end30-09
Activities, NACEBEL
43211General electrical installation work
45310
26300Manufacture of computer, electronic and optical products
27900Manufacture of electrical equipment
31621
31623
46500Wholesale of information and communication equipment
46643Wholesale of electrical equipment, including installation materials
46660Wholesale trade
47540Retail sale of electrical household appliances
51850
52450
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.