Summary
SCHELDE OFFICES has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2022 annual accounts show equity of €5.44M and a net result of €801k. Equity is growing by ~23.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Axes, FY 2022 · tick = 2021
Profitability72▲+2
Solvency44▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
18.9%
Return on assets
2.8%
Age of the figures
45 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
37 d early
2023
79 d late
2022
20 d early
2021
23 d early
2020
18 d early
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2022, abbreviated schema
Equity
€5.44M▲ 17.3%
2021 · €4.64M
2018: €2.15Mlowest in 5 years
2019: €2.77M▲ +28.9% vs 2018
2020: €3.66M▲ +32.1% vs 2019
2021: €4.64M▲ +26.8% vs 2020
2022: €5.44M▲ +17.3% vs 2021highest in 5 years
2018 → 2022
Total assets
€28.78M▼ 2.6%
2021 · €29.55M
2018: €26.41Mlowest in 5 years
2019: €27.13M▲ +2.7% vs 2018
2020: €26.85M▼ -1.0% vs 2019
2021: €29.55M▲ +10.0% vs 2020highest in 5 years
2022: €28.78M▼ -2.6% vs 2021
2018 → 2022
Net result
€801k▼ 18.4%
2021 · €982k
2018: €724k
2019: €622k▼ -14.2% vs 2018lowest in 5 years
2020: €889k▲ +43.0% vs 2019
2021: €982k▲ +10.4% vs 2020highest in 5 years
2022: €801k▼ -18.4% vs 2021
2018 → 2022
Working capital
€9.26M▼ 1.3%
2021 · €9.38M
2018: €-17.75Mlowest in 5 years
2019: €5.72M▲ +132% vs 2018
2020: €6.42M▲ +12.3% vs 2019
2021: €9.38M▲ +46.2% vs 2020highest in 5 years
2022: €9.26M▼ -1.3% vs 2021
2018 → 2022
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020212022Trend
Equity€2.15M-€2.77M▲ 28.9%€3.66M▲ 32.1%€4.64M▲ 26.8%€5.44M▲ 17.3%
2018: €2.15Mlowest in 5 years
2019: €2.77M▲ +28.9% vs 2018
2020: €3.66M▲ +32.1% vs 2019
2021: €4.64M▲ +26.8% vs 2020
2022: €5.44M▲ +17.3% vs 2021highest in 5 years
Operating result€1.30M-€1.14M▼ 12.2%€1.41M▲ 22.9%€1.42M▲ 0.9%€1.25M▼ 11.6%
2018: €1.30M
2019: €1.14M▼ -12.2% vs 2018lowest in 5 years
2020: €1.41M▲ +22.9% vs 2019
2021: €1.42M▲ +0.9% vs 2020highest in 5 years
2022: €1.25M▼ -11.6% vs 2021
Net result€724k-€622k▼ 14.2%€889k▲ 43.0%€982k▲ 10.4%€801k▼ 18.4%
2018: €724k
2019: €622k▼ -14.2% vs 2018lowest in 5 years
2020: €889k▲ +43.0% vs 2019
2021: €982k▲ +10.4% vs 2020highest in 5 years
2022: €801k▼ -18.4% vs 2021
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2022; 2022 is 12% below 2021.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €28.78M
Fixed assets
€17.05M ▼ 3.8%
Current assets
€11.73M ▼ 0.7%
Equity and liabilities €28.78M
Equity
€5.44M ▲ 17.3%
Debt
€23.34M ▼ 6.3%
Debt's share of the balance-sheet total falls from 84.3% to 81.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€2.04M▼
2021 · €2.19M
Cash flow
€1.58M▼
2021 · €1.76M
Current ratio
4.75▼
2021 · 4.86
Debt to equity
4.29▼
2021 · 5.37
ROE
14.7%▼
2021 · 21.2%
ROA
2.8%▼
2021 · 3.3%
Interest coverage
6.08▲
2021 · 5.64
Debt ≤ 1 year
€2.47M▲
2021 · €2.43M
Debt > 1 year
€20.50M▼
2021 · €22.00M
Income taxes
€418k▲
2021 · €322k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2022 against 2021 · 44 lines
Balance sheet
Code20212022
Assets
Total assets20/58€29.55M€28.78M▼
Fixed assets21/28€17.73M€17.05M▼
Tangible fixed assets22/27€17.73M€17.05M▼
Land and buildings22€17.67M€16.99M▼
Plant, machinery and equipment23€63k€59k▼
Current assets29/58€11.82M€11.73M▼
Amounts receivable within one year40/41€10.49M€10.26M▼
Trade receivables40€247k€240k▼
Other amounts receivable41€10.24M€10.02M▼
Cash at bank and in hand54/58€324k€96k▼
Deferred charges and accrued income490/1€1.00M€1.38M▲
Equity and liabilities
Total equity and liabilities10/49€29.55M€28.78M▼
Equity10/15€4.64M€5.44M▲
Contributions10/11€950k€950k=
Capital10€950k€950k=
Issued capital100€950k€950k=
Reserves13€95k€95k=
Non-distributable reserves130/1€95k€95k=
Legal reserve130€95k€95k=
Profit (loss) carried forward14€3.60M€4.40M▲
Amounts payable17/49€24.91M€23.34M▼
Amounts payable after more than one year17€22.00M€20.50M▼
Financial debts170/4€22.00M€20.50M▼
Amounts payable within one year42/48€2.43M€2.47M▲
Current portion of amounts payable after more than one year42€1.50M€1.50M=
Trade debts44€174k€123k▼
Suppliers440/4€174k€123k▼
Taxes, remuneration and social security45€755k€844k▲
Taxes450/3€755k€844k▲
Accrued charges and deferred income492/3€472k€373k▼
Income statement
Code20212022
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€774k€782k▲
Other operating charges640/8€76k€78k▲
Gross operating margin9900€2.27M€2.11M▼
Operating profit (loss)9901€1.42M€1.25M▼
Financial income75/76B€274k€299k▲
Recurring financial income75€274k€299k▲
Financial charges65/66B€389k€335k▼
Recurring financial charges65€389k€335k▼
Profit (loss) for the period before taxes9903€1.30M€1.22M▼
Income taxes67/77€322k€418k▲
Profit (loss) for the period9904€982k€801k▼
Profit (loss) for the period to be appropriated9905€982k€801k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3.60M€4.40M▲
Profit (loss) brought forward from the previous period14P€2.61M€3.60M▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €769k | €770k | €770k | €774k | €782k | ▲ 0.9% |
| Other operating charges640/8 | - | - | - | €76k | €78k | ▲ 2.3% |
| Gross operating margin9900 | €2.20M | €2.07M | €2.30M | €2.27M | €2.11M | ▼ 6.9% |
| Operating profit (loss)9901 | €1.30M | €1.14M | €1.41M | €1.42M | €1.25M | ▼ 11.6% |
| Financial income75/76B | - | - | - | €274k | €299k | ▲ 9.1% |
| Recurring financial income75 | €107k | €148k | €188k | €274k | €299k | ▲ 9.1% |
| Financial charges65/66B | - | - | - | €389k | €335k | ▼ 14.0% |
| Recurring financial charges65 | €351k | €347k | €382k | €389k | €335k | ▼ 14.0% |
| Profit (loss) for the period before taxes9903 | €1.06M | €944k | €1.21M | €1.30M | €1.22M | ▼ 6.6% |
| Income taxes67/77 | €334k | €323k | €324k | €322k | €418k | ▲ 29.6% |
| Profit (loss) for the period9904 | €724k | €622k | €889k | €982k | €801k | ▼ 18.4% |
| Profit (loss) for the period to be appropriated9905 | €724k | €622k | €889k | €982k | €801k | ▼ 18.4% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €26.41M | €27.13M | €26.85M | €29.55M | €28.78M | ▼ 2.6% |
| Fixed assets21/28 | €19.90M | €19.13M | €18.36M | €17.73M | €17.05M | ▼ 3.8% |
| Tangible fixed assets22/27 | €19.90M | €19.13M | €18.36M | €17.73M | €17.05M | ▼ 3.8% |
| Land and buildings22 | - | - | - | €17.67M | €16.99M | ▼ 3.8% |
| Plant, machinery and equipment23 | - | - | - | €63k | €59k | ▼ 5.9% |
| Current assets29/58 | €6.52M | €8.01M | €8.50M | €11.82M | €11.73M | ▼ 0.7% |
| Amounts receivable within one year40/41 | €5.89M | €7.29M | €7.56M | €10.49M | €10.26M | ▼ 2.2% |
| Trade receivables40 | - | - | - | €247k | €240k | ▼ 2.6% |
| Other amounts receivable41 | - | - | - | €10.24M | €10.02M | ▼ 2.2% |
| Cash at bank and in hand54/58 | €8k | €69k | €166k | €324k | €96k | ▼ 70.5% |
| Deferred charges and accrued income490/1 | - | - | - | €1.00M | €1.38M | ▲ 37.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €26.41M | €27.13M | €26.85M | €29.55M | €28.78M | ▼ 2.6% |
| Equity10/15 | €2.15M | €2.77M | €3.66M | €4.64M | €5.44M | ▲ 17.3% |
| Contributions10/11 | €950k | €950k | €950k | €950k | €950k | = |
| Capital10 | - | - | - | €950k | €950k | = |
| Issued capital100 | - | - | - | €950k | €950k | = |
| Reserves13 | €95k | €95k | €95k | €95k | €95k | = |
| Non-distributable reserves130/1 | - | - | - | €95k | €95k | = |
| Legal reserve130 | - | - | - | €95k | €95k | = |
| Profit (loss) carried forward14 | €1.10M | €1.72M | €2.61M | €3.60M | €4.40M | ▲ 22.3% |
| Amounts payable17/49 | €24.26M | €24.36M | €23.19M | €24.91M | €23.34M | ▼ 6.3% |
| Amounts payable after more than one year17 | - | €22.01M | €20.66M | €22.00M | €20.50M | ▼ 6.8% |
| Financial debts170/4 | - | - | - | €22.00M | €20.50M | ▼ 6.8% |
| Amounts payable within one year42/48 | €24.26M | €2.29M | €2.08M | €2.43M | €2.47M | ▲ 1.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €1.50M | €1.50M | = |
| Trade debts44 | €73k | €275k | €78k | €174k | €123k | ▼ 29.0% |
| Suppliers440/4 | - | - | - | €174k | €123k | ▼ 29.0% |
| Taxes, remuneration and social security45 | - | - | - | €755k | €844k | ▲ 11.7% |
| Taxes450/3 | - | - | - | €755k | €844k | ▲ 11.7% |
| Accrued charges and deferred income492/3 | - | - | - | €472k | €373k | ▼ 21.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €724k | €622k | €889k | €982k | €801k | ▼ 18.4% |
| + Depreciation and write-downs630 | €769k | €770k | €770k | €774k | €782k | ▲ 0.9% |
| Operating cash flow (approximation) | €1.49M | €1.39M | €1.66M | €1.76M | €1.58M | ▼ 9.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-151k | €-102k | ▲ 32.5% |
| Change in cash | - | €61k | €97k | €158k | €-229k | ▼ 244% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
State Gazette act
Appointment: Peter VANDEWALLE (statutory auditor)Power of attorney3 facts ▸
State Gazette act
Appointment: Peter VANDEWALLE (statutory auditor)
Power of attorney3 facts ▸
- General meeting, 16/06/2026
- Auditor appointment, Peter VANDEWALLE (statutory auditor)
- Power of attorney
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · unclassified schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema
2024
18-10
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema · 79 days late
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €5MEq €5.44M ▲17.3%
5 profitable years in a row build equity to €5.44M.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €982k ▲10.4%
Operating result €1.42M, net result €982k, both a record.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €622k ▼14.2%
Net result drops to €622k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 13current ratio 3.49
Current ratio from 0.27 to 3.49; short-term debt falls from €24.26M to €2.29M.
Show earlier events
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 12 acts read
About the unread acts
Of the 12 Belgian State Gazette acts we know for this company, 1 has been read. The other 11 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Hechtel-Eksel · 1 establishment unit since 2011
Ground area
2,065 m²
Building footprint
194 m²
Volume, LiDAR
1,378 m³
Parcel 72006G0487/00V003, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
13
companies at this address
See who is registered here
1 establishment unit
SCHELDE OFFICES
since 20112.198.159.857
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72006G0487/00V003 | Flanders | 2,065 m² | 1 · 194 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| Peter VANDEWALLECurrent Statutory auditor | 17-08-2026 → present |
Recognitions · licences · registrations
Legal Entity Identifier
8945003708BQ2PGVP119
Identification & contact
Identification
Legal formPublic limited company
Founded07-04-2011
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
68310Real estate agency activities
68321Property management for co-owned buildings (syndics)
Scores and ratios are computed by Checked and are not a credit decision.