SCHEERLINCK - COBBAERT
ActiveSummary
SCHEERLINCK - COBBAERT has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126k and a net result of €21k. Equity is growing by ~34.9% per year across the filed fiscal years. Its solvency ranks better than 58% of 3121 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-14
Solvency67▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.36 in 2024; short-term debt: 58.4% and cash: 56.5% of total assets), and 58.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.6%
Return on assets
6.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
29 d late
2023
34 d early
2022
45 d early
2021
51 d early
2020
53 d early
2019
51 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€126k▲ 17.7%
2024 · €107k
2018: €-243k
2019: €-217k
2020: €-228k
2021: €-212k
2022: €-85k
2023: €55k
2024: €107k
2018 → 2025
Total assets
€304k▲ 4.1%
2024 · €291k
2018: €247k
2019: €229k
2020: €170k
2021: €160k
2022: €266k
2023: €251k
2024: €291k
2018 → 2025
Net result
€21k▼ 60.5%
2024 · €52k
2018: €-1k
2019: €27k
2020: €-11k
2021: €16k
2022: €127k
2023: €140k
2024: €52k
2018 → 2025
Working capital
€69k▲ 5.1%
2024 · €66k
2018: €-270k
2019: €-240k
2020: €-248k
2021: €-230k
2022: €-105k
2023: €147k
2024: €66k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-212k-€-85k▲ 60.1%€55k€107k▲ 95.2%€126k▲ 17.7%
Operating result€16k-€128k▲ 688%€140k▲ 9.5%€60k▼ 57.5%€28k▼ 53.6%
Net result€16k-€127k▲ 713%€140k▲ 9.6%€52k▼ 62.5%€21k▼ 60.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €304k
Fixed assets
€57k ▲ 38.0%
Current assets
€246k ▼ 1.5%
Equity and liabilities €304k
Equity
€126k ▲ 17.7%
Debt
€177k ▼ 3.7%
Debt's share of the balance-sheet total falls from 63.2% to 58.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€36k▼
2024 · €65k
Cash flow
€29k▼
2024 · €58k
Current ratio
1.39▲
2024 · 1.36
Quick ratio
1.14▲
2024 · 0.61
Debt to equity
1.40▼
2024 · 1.72
ROE
16.4%▼
2024 · 48.8%
ROA
6.8%▼
2024 · 17.9%
Interest coverage
173.10▼
2024 · 343.96
Debt ≤ 1 year
€177k▼
2024 · €184k
Income taxes
€7k▼
2024 · €7k
Staff costs
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€291k€304k▲
Fixed assets21/28€41k€57k▲
Tangible fixed assets22/27€41k€57k▲
Land and buildings22€30k€26k▼
Plant, machinery and equipment23€12k€31k▲
Current assets29/58€250k€246k▼
Stocks and contracts in progress3€139k€44k▼
Stocks30/36€139k€44k▼
Amounts receivable within one year40/41€12k€26k▲
Trade receivables40€587€250▼
Other amounts receivable41€12k€26k▲
Current investments50/53€9k-
Cash at bank and in hand54/58€88k€171k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€291k€304k▲
Equity10/15€107k€126k▲
Contributions10/11€19k€19k=
Reserves13€70k€108k▲
Distributable reserves133€70k€108k▲
Profit (loss) carried forward14€19k€0▼
Amounts payable17/49€184k€177k▼
Amounts payable within one year42/48€184k€177k▼
Trade debts44€48k€44k▼
Suppliers440/4€48k€44k▼
Taxes, remuneration and social security45€834€241▼
Taxes450/3€834€241▼
Remuneration and social security454/9-€0
Other amounts payable47/48€135k€133k▼
Accrued charges and deferred income492/3-€93
Income statement
Code20242025
Non-recurring operating income76A€165€3k▲
Remuneration, social security and pensions62-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k▲
Other operating charges640/8-€2k
Gross operating margin9900€65k€38k▼
Operating profit (loss)9901€60k€28k▼
Financial income75/76B€67€210▲
Recurring financial income75€67€210▲
Financial charges65/66B€190€208▲
Recurring financial charges65€190€208▲
Profit (loss) for the period before taxes9903€59k€28k▼
Income taxes67/77€7k€7k▼
Profit (loss) for the period9904€52k€21k▼
Profit (loss) for the period to be appropriated9905€52k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€40k▲
Profit (loss) brought forward from the previous period14P€-33k€19k▲
Transfer to equity691/2-€38k
To other reserves6921-€38k
Profit to be distributed694/7-€2k
Return on contributions (dividend)694-€2k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €100kEq €107k ▲95.2%
4 profitable years in a row build equity to €107k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €140k ▲9.6%
Operating result €140k, net result €140k, both a record.
31-12
Financial
Liquidity times 5current ratio 3.47
Current ratio from 0.70 to 3.47; short-term debt falls from €351k to €60k.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-11k ▼142%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Westernieuwweg 868490 JabbekeGround area
6,922 m²
Building footprint
149 m²
Volume, LiDAR
1,233 m³
Parcel 31035B0182/00R000, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Westernieuwweg 86, 8490 Jabbeke
since 19862.034.610.236
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31035B0182/00R000 | Flanders | 6,922 m² | 1 · 149 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 6,240 EUR awarded · 6,240 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 960 EUR | 960 EUR |
| 2022 | 1 | 5,280 EUR | 5,280 EUR |
Schemes
Subsidie voor zorgboerderijen
Recognitions · licences · registrations
Food safety, FASFC
1 siteJabbeke2.034.610.236
Similar companies · same sector, comparable size
OVERIS
BE 0877.090.925
Peer · Eq €125,829
MULLIE
BE 0430.188.466
Roeselare · Eq €125,655
GEBROEDERS DEJAEGERE
BE 0424.103.202
Kortemark · Eq €129,627
HERPAL
BE 0449.851.851
Beveren-Kruibeke-Zwijndrecht · Eq €119,379
DOLPHENS
BE 0872.637.041
Mont-Saint-Guibert · Eq €116,912
Of 902 companies in sector 01461 we hold annual accounts for 295. 230 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-1986
Fiscal year end31-12
Activities, NACEBEL 2025
01461Pig breeding farms
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.