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Scheck Consult

Active
Private limited companyfounded 2023active for 3 yearsDennenlaan 12, 2180 Antwerpen, BelgiumKBO/BCE: BE 0805.960.429
Summary

Scheck Consult has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,399 and a net result of €1,832. Its solvency ranks better than 24% of 8,543 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Public relations and communication consultancy
NACE 73300
1 site
Size
€23,976total assets 2025
Equity
€4,399
Profit
€1,832
Turnover not published (micro format)
Financial health
83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Accounts filed 28 days late1 of 2 deeds read
Why 83raises riskFounded in 2023lowers riskSector: Advertising, market research and public relations activities (NACE 73)Liquidity: current ratio 1.02, cash €14,099Figures for financial year 2025 (filed 28-08-2026)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 53% of its sector peers (NACE 73, micro)
Financial strength · tick = 2024
Average
Solvency 43+4
equity 18.3% of total assets
Liquidity 55-3
short-term debt 81.7% · cash 58.8%
Profitability 78+42
return on assets 7.6%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,207 companies, NACE 73, micro)
Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 1.3%▲ +0.4 percentage points vs 12-2024 02-2025: 1.4%▲ +0.1 percentage points vs 01-2025 03-2025: 1.6%▲ +0.2 percentage points vs 02-2025 04-2025: 1.6%● unchanged vs 03-2025highest value 05-2025: 1.6%● unchanged vs 04-2025highest value 06-2025: 1.6%● unchanged vs 05-2025 07-2025: 0.5%▼ -1.1 percentage points vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 1.1%▲ +0.5 percentage points vs 07-2026 09-2026: 0.4%▼ -0.7 percentage points vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro): better than 25% on solvency, 46% on liquidity, 51% on profitability and 88% on growth.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Advertising, market research and public relations activities (NACE 73)
KBO
lowers risk · Liquidity: current ratio 1.02, cash €14,099
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 28-08-2026)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 8543 sector peers (2025).
NBB · sector comparison
Position among 8543 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
28 days late
2024
43 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 8 days before the deadline; the sector median (NACE 73) for financial year 2024 is 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
23-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €1,832
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

2025 annual accounts filed late (28 days) Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00474657.

Equity
€4,399▲ 71.4%
2024 · €2,567
Total assets
€23,976▲ 33.5%
2024 · €17,962
Net result
€1,832
2024 · -€433
Working capital
€450
2024 · -€1,402
Trend over the years

2024 to 2025, 2 financial years

The operating result rises in 2025; 2025 is 81% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€4,373 2025 Net result€1,832 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 73, Advertising, market research and public relations activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€2,411-€4,373▲ 81.4%
Net result-€433within the sector's middle half-€1,832within the sector's middle half
Equity€2,567below the sector's middle half-€4,399below the sector's middle half▲ 71.4%
Total assets€17,962below the sector's middle half-€23,976below the sector's middle half▲ 33.5%
Debt€15,395-€19,577▲ 27.2%
Working capital-€1,402below the sector's middle half-€450below the sector's middle half
Solvency14.3%below the sector's middle half-18.3%below the sector's middle half▲ 4.1pp
Current ratio0.90below the sector's middle half-1.02below the sector's middle half▲ 0.13
Return on assets (ROA)-2.4%below the sector's middle half-7.6%within the sector's middle half▲ 10.0pp
above within below the middle half of NACE 73, Advertising, market research and public relations activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23,976
Fixed assets €3,949 ▼ 29.9%
Current assets €20,028 ▲ 62.5%
Equity and liabilities €23,976
Equity €4,399 ▲ 71.4%
Debt €19,577 ▲ 27.2%
Debt's share of the balance-sheet total falls from 85.7% to 81.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€6,131▲
2024 · €5,565
Cash flow
€3,590▲
2024 · €2,721
Debt to equity
4.45▼
2024 · 6.00
ROE
41.6%▲
2024 · -16.9%
Interest coverage
12.42▲
2024 · 2.42
Debt ≤ 1 year
€19,577▲
2024 · €13,729
Debt > 1 year
€0▼
2024 · €1,666
Income taxes
€2,052▲
2024 · €543
Staff costs
€1,296
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94.3% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94.3% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€17,962€23,976▲
Fixed assets21/28€5,635€3,949▼
Tangible fixed assets22/27€5,635€3,877▼
Plant, machinery and equipment23€1,491€1,116▼
Furniture and vehicles24€4,144€2,762▼
Financial fixed assets28-€71
Current assets29/58€12,327€20,028▲
Amounts receivable within one year40/41€4,741€5,545▲
Trade receivables40€4,659€5,536▲
Other amounts receivable41€82€9▼
Cash at bank and in hand54/58€7,453€14,099▲
Deferred charges and accrued income490/1€133€384▲
Equity and liabilities
Total equity and liabilities10/49€17,962€23,976▲
Equity10/15€2,567€4,399▲
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€433€1,399▲
Amounts payable17/49€15,395€19,577▲
Amounts payable after more than one year17€1,666€0▼
Financial debts170/4€1,666€0▼
Amounts payable within one year42/48€13,729€19,577▲
Current portion of amounts payable after more than one year42€1,902€1,666▼
Trade debts44€638€3,184▲
Suppliers440/4€638€3,184▲
Taxes, remuneration and social security45€4,371€8,260▲
Taxes450/3€4,371€8,260▲
Other amounts payable47/48€6,817€6,467▼
Income statement Code20242025
Remuneration, social security and pensions62-€1,296
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,154€1,758▼
Other operating charges640/8€118€166▲
Gross operating margin9900€5,683€7,593▲
Operating profit (loss)9901€2,411€4,373▲
Financial income75/76B-€4
Recurring financial income75-€4
Financial charges65/66B€2,300€494▼
Recurring financial charges65€2,300€494▼
Profit (loss) for the period before taxes9903€111€3,884▲
Income taxes67/77€543€2,052▲
Profit (loss) for the period9904-€433€1,832▲
Profit (loss) for the period to be appropriated9905-€433€1,832▲
Appropriation of the result
Profit (loss) to be appropriated9906-€433€1,399▲
Profit (loss) brought forward from the previous period14P--€433

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62-€1,296-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,154€1,758▼ 44.3%
Other operating charges640/8€118€166▲ 40.7%
Gross operating margin9900€5,683€7,593▲ 33.6%
Operating profit (loss)9901€2,411€4,373▲ 81.4%
Financial income75/76B-€4-
Recurring financial income75-€4-
Financial charges65/66B€2,300€494▼ 78.5%
Recurring financial charges65€2,300€494▼ 78.5%
Profit (loss) for the period before taxes9903€111€3,884▲ 3,411%
Income taxes67/77€543€2,052▲ 278%
Profit (loss) for the period9904-€433€1,832-
Profit (loss) for the period to be appropriated9905-€433€1,832-
Line20242025Change
Assets
Total assets20/58€17,962€23,976▲ 33.5%
Fixed assets21/28€5,635€3,949▼ 29.9%
Tangible fixed assets22/27€5,635€3,877▼ 31.2%
Plant, machinery and equipment23€1,491€1,116▼ 25.2%
Furniture and vehicles24€4,144€2,762▼ 33.4%
Financial fixed assets28-€71-
Current assets29/58€12,327€20,028▲ 62.5%
Amounts receivable within one year40/41€4,741€5,545▲ 17.0%
Trade receivables40€4,659€5,536▲ 18.8%
Other amounts receivable41€82€9▼ 89.3%
Cash at bank and in hand54/58€7,453€14,099▲ 89.2%
Deferred charges and accrued income490/1€133€384▲ 188%
Equity and liabilities
Total equity and liabilities10/49€17,962€23,976▲ 33.5%
Equity10/15€2,567€4,399▲ 71.4%
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€433€1,399-
Amounts payable17/49€15,395€19,577▲ 27.2%
Amounts payable after more than one year17€1,666€0▼ 100%
Financial debts170/4€1,666€0▼ 100%
Amounts payable within one year42/48€13,729€19,577▲ 42.6%
Current portion of amounts payable after more than one year42€1,902€1,666▼ 12.4%
Trade debts44€638€3,184▲ 399%
Suppliers440/4€638€3,184▲ 399%
Taxes, remuneration and social security45€4,371€8,260▲ 89.0%
Taxes450/3€4,371€8,260▲ 89.0%
Other amounts payable47/48€6,817€6,467▼ 5.1%
Line20242025Change
Profit (loss) for the period9904-€433€1,832-
+ Depreciation and write-downs630€3,154€1,758▼ 44.3%
Operating cash flow (approximation)€2,721€3,590▲ 31.9%
Investment in fixed assets (approximation)--€71-
Change in cash-€6,646-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 28-08-2026 2026-00474657
31-12-2024 micro format 18-06-2025 2025-00149283

Similar companies · same sector, comparable size

Of the 13,243 active companies whose main activity is public relations and communication consultancy (NACE 73300), figures are known for 6,990. 2,477 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

Scheck Consult was incorporated on 18 September 2023 as a private limited company.1 The registered office was moved to Ekeren in 2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 04-12-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 28 days late
2025
31-12
Financial Back to profitnet €1,832
Net result €1,832 after one loss-making year.
18-06
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
04-12
Gazette deed Permanent representative: Rein Dillen
Registered-office move7 facts ▸
  • General meeting, 08-06-2024
  • Registered-office move, Dennenlaan 12,2180 Ekeren
  • Permanent representative, Rein Dillen
  • Director in office, Kastell BV (director)
  • Other provision, “ondertekening voor publicatie, tekenen” (deed in Dutch)
  • Other provision, “meerderheid beslissing, eenparigheid van stemmen” (deed in Dutch)
  • Other provision, “rondvraag varia en sluiting, vergadering gesloten en geheven na behandeling agendapunten” (deed in Dutch)
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded18-09-2023
Financial year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0805960429
Also 9925:BE0805960429
Registered 08-05-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 23 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
379 m²
Building footprint
121 m²
Building volume
701 m³
Parcel 11363E0136/00N009, Flanders · tallest building 11.0 m. Linked by address, not a title deed.
1 establishment unit
Scheck Consult
Dennenlaan 12, 2180 AntwerpenOther software publishing
since 2023unit no. 2.349.520.241
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11363E0136/00N009 Flanders 379 m² 1 · 121 m² 11.0 m · 1
How the parcels are linked
Good to know
The parcel matches the address exactly.