SCHAUBROECK
ActiveSCHAUBROECK has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €233k and a net result of €397. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 92% of 13009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
79
/ 100
Excellent▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability1▲+1
Solvency81▲+8
Growth52=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity tight (current ratio 1.14 against 0.79 in 2024), and 16.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.9%
Return on assets
0.1%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-04-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
30 d early
2023
35 d early
2022
34 d early
2021
3 d early
2020
45 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€233k▲ 0.2%
2024 · €232k
2018: €187k
2019: €216k
2020: €221k
2021: €223k
2022: €232k
2023: €232k
2024: €232k
2018 → 2025
Total assets
€277k▼ 9.4%
2024 · €306k
2018: €667k
2019: €361k
2020: €359k
2021: €377k
2022: €353k
2023: €328k
2024: €306k
2018 → 2025
Net result
€397▲ 197%
2024 · €133
2018: €2k
2019: €29k
2020: €223
2021: €1k
2022: €9k
2023: €66
2024: €133
2018 → 2025
Working capital
€3k
2024 · €-8k
2018: €27k
2019: €-8k
2020: €-14k
2021: €-37k
2022: €-21k
2023: €-15k
2024: €-8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€223k-€232k▲ 4.1%€232k=€232k▲ 0.1%€233k▲ 0.2%
Operating result€10k-€18k▲ 79.6%€5k▼ 73.6%€4k▼ 15.9%€4k▼ 7.5%
Net result€1k-€9k▲ 524%€66▼ 99.3%€133▲ 104%€397▲ 197%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 8% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €277k
Fixed assets
€250k▼ 10.1%
Current assets
€27k▼ 2.2%
Equity and liabilities €277k
Equity
€233k▲ 0.2%
Debt
€45k▼ 39.6%
The debt ratio falls from 24.2% to 16.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€32k▼
2024 · €33k
Cash flow
€29k▼
2024 · €29k
Solvency
83.9%▲
2024 · 75.8%
Current ratio
1.14▲
2024 · 0.79
Quick ratio
0.31▲
2024 · 0.29
Debt / equity
0.19▼
2024 · 0.32
ROE
0.2%▲
2024 · 0.1%
ROA
0.1%▲
2024 · 0.0%
Interest coverage
11.94▲
2024 · 9.35
Debt
€45k▼
2024 · €74k
Debt ≤ 1 year
€24k▼
2024 · €35k
Debt > 1 year
€21k▼
2024 · €38k
Income taxes
€644▲
2024 · €381
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€306k€277k▼
Fixed assets21/28€278k€250k▼
Tangible fixed assets22/27€278k€250k▼
Land and buildings22€249k€225k▼
Plant, machinery and equipment23€30k€25k▼
Current assets29/58€28k€27k▼
Stocks and contracts in progress3€18k€20k▲
Contracts in progress37€18k€20k▲
Amounts receivable within one year40/41€4k€5k▲
Trade receivables40€4k€4k▲
Other amounts receivable41€90€449▲
Cash at bank and in hand54/58€6k€2k▼
Deferred charges and accrued income490/1-€350
Equity and liabilities
Total equity and liabilities10/49€306k€277k▼
Equity10/15€232k€233k▲
Contributions10/11€58k€58k=
Reserves13€133k€133k▲
Distributable reserves133€133k€133k▲
Profit (loss) carried forward14€41k€41k=
Amounts payable17/49€74k€45k▼
Amounts payable after more than one year17€38k€21k▼
Financial debts170/4€38k€21k▼
Amounts payable within one year42/48€35k€24k▼
Current portion of amounts payable after more than one year42€22k€18k▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€378€644▲
Taxes450/3€378€644▲
Other amounts payable47/48€8k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€28k▼
Other operating charges640/8€6k€8k▲
Gross operating margin9900€38k€39k▲
Operating profit (loss)9901€4k€4k▼
Financial income75/76B€11€25▲
Recurring financial income75€11€25▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€514€1k▲
Income taxes67/77€381€644▲
Profit (loss) for the period9904€133€397▲
Profit (loss) for the period to be appropriated9905€133€397▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€42k▲
Profit (loss) brought forward from the previous period14P€41k€41k=
Transfer to equity691/2€133€397▲
To other reserves6921€133€397▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €66 ▼99.3%
Net result drops to €66, the lowest in the series; recovery starts the following year.
27-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Highest result since 2018net €29k ▲1535%
Operating result €59k, net result €29k, both a record.
30-09
Financial
Equity above €200kEq €216k ▲15.2%
2 profitable years in a row build equity to €216k.
22-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vinktstraat 958700 TieltGround area
1,391 m²
Building footprint
235 m²
Volume, LiDAR
1,687 m³
Parcel 37001B0287/02P000, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
.
since 19872.032.269.665
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37001B0287/02P000 | Flanders | 1,391 m² | 1 · 235 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Lac Bleu
BE 1009.357.353
Hasselt · Eq €233k
AMBIANCE CULINAIRE
BE 0472.484.228
Liège · Eq €233k
SHEZAN
BE 0431.612.188
Elsene · Eq €233k
NEW SQUARE
BE 0473.418.990
Putte · Eq €233k
NEA GENIA
BE 0866.463.287
Elsene · Eq €233k
Of 20,234 companies in sector 56111 we hold annual accounts for 11,309. 8,124 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-10-1987
Fiscal year end30-09
Activities, NACEBEL
52113
56101Full-service restaurants
56111Full-service restaurants
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.