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Schat mijn huis

Active
Private limited companyfounded 2020active for 5 yearsDikkebusseweg 41, 8900 Ieper, BelgiumKBO/BCE: BE 0760.645.888
Summary

Schat mijn huis has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €202,492 and a net result of €2,735. Equity has been growing by about 7.9% per year since 2021. Its solvency ranks better than 44% of 17,149 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 29-12-2020 Normal situation
Activity
Real estate appraisal on a fee or contract basis NACE 68322and 1 other
Joint committee
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment units
2.318.816.672 8900 Ieper, since 29-12-2020
2.344.087.746 2600 Antwerpen, since 21-03-2023
Financial year end
31 December
Peppol
Reachable since 03-04-2025

Board and ownership

Board
  • Grabowski DylanDirector

Financial position

91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€268,824
▼ 1.8%
Turnover
≈ €640,000
estimated
Profit
€2,735
▼ 89.9%
Equity
€202,492
▼ 23.5%
Total assets
€901,457
▲ 6.2%
Employees on 31-12-2025
5
=
Score breakdownraises risk2 of the last 3 accounts latelowers riskSector: Real estate activities (NACE 68)Size: total assets €901,457Liquidity: current ratio 1.09, cash €209,136Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 41% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Average
Solvency 47-9
equity 22.5% of total assets
Liquidity 56-5
short-term debt 46.8% · cash 23.2%
Profitability 42-8
return on assets 0.3%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,630 companies, NACE 68, micro)
Last 24 months 12-2024: 1.7% 01-2025: 0.3%▼ -1.4 percentage points vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.4%▲ +0.1 percentage points vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.7%▲ +0.3 percentage points vs 07-2025 09-2025: 0.9%▲ +0.2 percentage points vs 08-2025 10-2025: 1.7%▲ +0.8 percentage points vs 09-2025highest value 11-2025: 0.1%▼ -1.6 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.2%▲ +0.1 percentage points vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.1%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €18,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.09 (1.41 in 2024), below the usual 1.5. Short-term debt is 46.8% and cash 23.2% of total assets. 77.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 42% of them on solvency, 67% on liquidity, 37% on profitability and 19% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Size: total assets €901,457
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 1.09, cash €209,136
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
31 days early
2024
61 days late
2023
121 days late
2022
73 days late
2021
82 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 61 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 October (4 of the last 5 accounts filed within 49 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Higher gross margin than 91% of companies in real estatesector median €40,727 · 17,117 companies €268,824 View
  • Positive: 5 profitable years in a rowprofit 2025: €2,735 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 8 events

Comparable companies

These companies have the same main activity as Schat mijn huis: real estate appraisal on a fee or contract basis (NACE 68322). They are comparable in size and age: total assets between €605,000 and €1.4m, founded between 2018 and 2021.

CompanyTotal assetsGross margin
Schat mijn huis Ieper€0.9m€0.3m
Matcoo Kruisem€0.8m€0.2m
NEXDT Herent€0.7m€0.3m
WH Vastgoedexpert Menen€0.6m€0.2m
EXPERT DAVID LIBERMAN Ukkel€0.6m€0.2m
P.W.B. Malmedy€0.7m€0.2m
Crocus Management Binche€1.4m€0.4m
Full comparison

Key facts about Schat mijn huis

What is the company number of Schat mijn huis?
The company number of Schat mijn huis is 0760.645.888. The VAT number is the same number with BE in front: BE 0760.645.888.
Where is Schat mijn huis based?
The registered office is at Dikkebusseweg 41, 8900 Ieper.Company details
What does Schat mijn huis do?
According to the KBO register, the main activity is real estate appraisal on a fee or contract basis (NACE 68322).
What is the legal form of Schat mijn huis?
The legal form of Schat mijn huis is Private limited company (BV).
When was Schat mijn huis founded?
Schat mijn huis was founded on 29-12-2020.
Is Schat mijn huis still active?
Yes, Schat mijn huis is an active enterprise in the KBO register.
How many employees does Schat mijn huis have?
Schat mijn huis had an average of 5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Schat mijn huis fall under?
In its 2025 annual accounts, Schat mijn huis states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of Schat mijn huis?
The turnover in financial year 2025 is ≈ €640,000. This figure is estimated from the gross margin of €268,824 and 39 comparable companies (NACE 683). It probably lies between €390,000 and €800,000.
Is Schat mijn huis profitable?
In financial year 2025, Schat mijn huis made a profit of €2,735.
Where can I find the annual accounts of Schat mijn huis?
Schat mijn huis filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Schat mijn huis due?
Schat mijn huis must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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