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Schampkes

Active
Private limited companyfounded 20241 yr activeWindgat 5, 9521 Sint-Lievens-Houtem, BelgiumKBO/BCE: BE 1016.184.173
Summary

Schampkes has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €16k. Its solvency ranks better than 29% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability93▼-7
Solvency54▼-23
Growth78
Track record82
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.89 in 2024; short-term debt: 28.4% and cash: 14.2% of total assets), and 71.5% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
28.5%
Return on assets
19.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
7 d late
2024
9 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€23k▲ 222%
2024 · €7k
2024: €7k 2025: €23k▲ +222% vs 2024
2024 → 2025
Total assets
€80k▲ 485%
2024 · €14k
2024: €14k 2025: €80k▲ +485% vs 2024
2024 → 2025
Net result
€16k▲ 284%
2024 · €4k
2024: €4k 2025: €16k▲ +284% vs 2024
2024 → 2025
Working capital
€5k▼ 8.0%
2024 · €6k
2024: €6k 2025: €5k▼ -8.0% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20242025Trend
Equity€7k-€23k▲ 222% 2024: €7k 2025: €23k▲ +222% vs 2024
Operating result€5k-€22k▲ 323% 2024: €5k 2025: €22k▲ +323% vs 2024
Net result€4k-€16k▲ 284% 2024: €4k 2025: €16k▲ +284% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20kOperating result 2024: €5k€5kNet result 2024: €4k€4kOperating result 2025: €22k€22kNet result 2025: €16k€16k20242025€0€10k€20kOperating result 2024: €5k€5.2kNet result 2024: €4k€4.1kOperating result 2025: €22k€22kNet result 2025: €16k€16k20242025
The operating result rises in 2025; 2025 is 323% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets €51k
Current assets €28k
Equity and liabilities €80k
Equity €23k ▲ 222%
Debt €57k ▲ 768%
Debt's share of the balance-sheet total rises from 48.2% to 71.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€31k▲
2024 · €5k
Cash flow
€25k▲
2024 · €4k
Current ratio
1.24▼
2024 · 1.89
Debt to equity
2.51▲
2024 · 0.93
ROE
68.9%▲
2024 · 57.7%
ROA
19.7%▼
2024 · 29.9%
Interest coverage
22.10▼
2024 · 445.16
Debt ≤ 1 year
€23k▲
2024 · €7k
Debt > 1 year
€34k
Income taxes
€5k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€14k€80k▲
Formation expenses20€1k€980▼
Fixed assets21/28-€51k
Tangible fixed assets22/27-€36k
Furniture and vehicles24-€36k
Financial fixed assets28-€15k
Current assets29/58€12k€28k▲
Amounts receivable within one year40/41-€17k
Trade receivables40-€14k
Other amounts receivable41-€3k
Cash at bank and in hand54/58€12k€11k▼
Equity and liabilities
Total equity and liabilities10/49€14k€80k▲
Equity10/15€7k€23k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€4k€20k▲
Amounts payable17/49€7k€57k▲
Amounts payable after more than one year17-€34k
Financial debts170/4-€34k
Amounts payable within one year42/48€7k€23k▲
Current portion of amounts payable after more than one year42-€9k
Trade debts44€80€3k▲
Suppliers440/4€80€3k▲
Taxes, remuneration and social security45€4k€11k▲
Taxes450/3€4k€11k▲
Other amounts payable47/48€3k€0▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34€9k▲
Other operating charges640/8-€712
Gross operating margin9900€5k€32k▲
Operating profit (loss)9901€5k€22k▲
Financial charges65/66B€12€1k▲
Recurring financial charges65€12€1k▲
Profit (loss) for the period before taxes9903€5k€20k▲
Income taxes67/77€1k€5k▲
Profit (loss) for the period9904€4k€16k▲
Profit (loss) for the period to be appropriated9905€4k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€20k▲
Profit (loss) brought forward from the previous period14P-€4k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34€9k▲ 26,435%
Other operating charges640/8-€712-
Gross operating margin9900€5k€32k▲ 507%
Operating profit (loss)9901€5k€22k▲ 323%
Financial charges65/66B€12€1k▲ 11,853%
Recurring financial charges65€12€1k▲ 11,853%
Profit (loss) for the period before taxes9903€5k€20k▲ 297%
Income taxes67/77€1k€5k▲ 347%
Profit (loss) for the period9904€4k€16k▲ 284%
Profit (loss) for the period to be appropriated9905€4k€16k▲ 284%
Line20242025Change
Assets
Total assets20/58€14k€80k▲ 485%
Formation expenses20€1k€980▼ 20.6%
Fixed assets21/28-€51k-
Tangible fixed assets22/27-€36k-
Furniture and vehicles24-€36k-
Financial fixed assets28-€15k-
Current assets29/58€12k€28k▲ 126%
Amounts receivable within one year40/41-€17k-
Trade receivables40-€14k-
Other amounts receivable41-€3k-
Cash at bank and in hand54/58€12k€11k▼ 8.8%
Equity and liabilities
Total equity and liabilities10/49€14k€80k▲ 485%
Equity10/15€7k€23k▲ 222%
Contributions10/11€3k€3k=
Profit (loss) carried forward14€4k€20k▲ 384%
Amounts payable17/49€7k€57k▲ 768%
Amounts payable after more than one year17-€34k-
Financial debts170/4-€34k-
Amounts payable within one year42/48€7k€23k▲ 245%
Current portion of amounts payable after more than one year42-€9k-
Trade debts44€80€3k▲ 3,809%
Suppliers440/4€80€3k▲ 3,809%
Taxes, remuneration and social security45€4k€11k▲ 182%
Taxes450/3€4k€11k▲ 182%
Other amounts payable47/48€3k€0▼ 100%
Line20242025Change
Profit (loss) for the period9904€4k€16k▲ 284%
+ Depreciation and write-downs630€34€9k▲ 26,435%
Operating cash flow (approximation)€4k€25k▲ 499%
Change in cash-€-1k-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
22-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lievens-Houtem · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
663 m²
Building footprint
109 m²
Volume, LiDAR
658 m³
Parcel 41036B0153/00F000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Schampkes
Windgat 5, 9521 Sint-Lievens-HoutemHoldings
since 20242.367.723.775
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41036B0153/00F000 Flanders 663 m² 1 · 109 m² 8.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 31,960 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded13-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
82990Other business support services

Scores and ratios are computed by Checked and are not a credit decision.