SCHAMMA PARTNERS

Active

Private limited companyfounded 2018active for 8 yearsRue des Nouvelles Technologies 27, 4460 Grâce-Hollogne, BelgiumKBO/BCE: BE 0695.571.063

Summary

The computed 12-month bankruptcy probability of SCHAMMA PARTNERS is 3.9% (moderate). The 2025 annual accounts show negative equity (-€16,722) and a net result of -€14,650. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 163 sector peers (NACE 53, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

SCHAMMA PARTNERSActiveChecked score 47/100

Risk analysis Report Compare

Activity

Postal and courier activities

NACE 53100

1 site

Size

€19,309total assets 2025

Equity: -€16,722
Loss: -€14,650

Financial health

47 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 3.9%

Structure

Parent: PBM Logistics · 100%

COOLS Chioé Jeannette JulienDirector
STENNE Carole Marie Paule RaphaëleDirector

Accounts 24 days early2 of 3 deeds read

Why 47raises riskNegative equity -€16,722Sector: Postal and courier activities (NACE 53)1 change of registered office in 24 monthsLoss of €14,650, the second in a row (financial year 2025)Show the evidence

Checked score

Score 2025

47 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 15% of its sector peers (NACE 53, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 0-21

equity -86.6% of total assets

Liquidity 38+14

short-term debt 179.2% · cash 30.3%

Profitability 0-29

return on assets -75.9%

Bankruptcy probability, 12 months

3.9% Moderate

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.6% (911 companies, NACE 53, micro)

Last 24 months 11-2024: 4.2% 12-2024: 4.2%● unchanged vs 11-2024 01-2025: 4.2%● unchanged vs 12-2024 02-2025: 4.2%● unchanged vs 01-2025 03-2025: 4.2%● unchanged vs 02-2025 04-2025: 4.3%▲ +0.1 percentage points vs 03-2025 05-2025: 4.2%▼ -0.1 percentage points vs 04-2025 06-2025: 5.9%▲ +1.7 percentage points vs 05-2025 07-2025: 6.3%▲ +0.4 percentage points vs 06-2025 08-2025: 7.1%▲ +0.8 percentage points vs 07-2025highest value 09-2025: 7.1%● unchanged vs 08-2025highest value 10-2025: 7.1%● unchanged vs 09-2025highest value 11-2025: 7.1%● unchanged vs 10-2025 12-2025: 6.6%▼ -0.5 percentage points vs 11-2025 01-2026: 6.6%● unchanged vs 12-2025 02-2026: 6.5%▼ -0.1 percentage points vs 01-2026 03-2026: 6.5%● unchanged vs 02-2026 04-2026: 6.8%▲ +0.3 percentage points vs 03-2026 05-2026: 7.0%▲ +0.2 percentage points vs 04-2026 06-2026: 6.2%▼ -0.8 percentage points vs 05-2026 07-2026: 6.6%▲ +0.4 percentage points vs 06-2026 08-2026: 3.9%▼ -2.7 percentage points vs 07-2026 09-2026: 3.9%● unchanged vs 08-2026lowest value 10-2026: 3.9%● unchanged vs 09-2026lowest value

No credit on open account

Liquidity insufficient (current ratio 0.56, compared with 0.13 in 2024, below 1; short-term debt: 179.2% and cash: 30.3% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 53, micro): better than 7% on solvency, 43% on liquidity, 8% on profitability and 1% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

raises riskneutral

Negative equity -€16,722

NBB · annual accounts

Sector: Postal and courier activities (NACE 53)

KBO

1 change of registered office in 24 months

Belgian Official Gazette

Loss of €14,650, the second in a row (financial year 2025)

NBB · annual accounts

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

1819202122232425

2018 to 2025 · latest year -€16,722

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.

NBB · 8 filings

Deviation from the deadline

2025

24 days early

2024

31 days early

2023

16 days late

2022

3 days late

2021

2 days late

2020

26 days late

2019

84 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days after the deadline; the sector median (NACE 53) for financial year 2024 is 13 days after the deadline, and 56% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 August (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

07-07-2026 Annual accounts filedfinancial year 2025 · abbreviated…
31-12-2025 Weakest financial yearnet -€14,650
30-06-2025 Annual accounts filedfinancial year 2024 · full…

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€16,722 View
Risk: 4 loss-making years in a rowloss financial year 2025 -€14,650 View
Caution: Among the weakest 5% on solvencysector median 34.5% · 163 companies -86.6% View
Controlled by PBM Logistics 100% View

By topic

Financials

Financial year: 2025
Total assets: €19,309
Loss: -€14,650
Solvency: -86.6%

Total assets▼ 66.0%

Net result

20182025

Go to Financials

Board & ownership

Board: 2 members
Parent: PBM Logistics · 100%

COOLS Chioé Jeannette JulienDirector
STENNE Carole Marie Paule RaphaëleDirector

Go to Board & ownership

Network & group

Connected companies: 1

Go to Network & group

Timeline

Events: 13
Since: 2019
Next accounts: by 31-07-2027

11-06-2025Resignation: NGENDAHAYO Janvier (manager)
22-05-2025Registered office · Miscellaneous
16-08-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Postal and courier activitiesNACE 53100
Founded: 27-04-2018
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 31

Annual meeting: Last Friday of June
Purpose: “Le transport de marchandises, colis postaux, services express; Tout transport dont le…” (deed in French)

Go to Articles of association

Key facts about SCHAMMA PARTNERS

What is the company number of SCHAMMA PARTNERS?: 0695.571.063. In Belgium the VAT number is the company number with BE in front: BE 0695.571.063.
Where is SCHAMMA PARTNERS based?: The registered office is at Rue des Nouvelles Technologies 27, 4460 Grâce-Hollogne.Company details
What does SCHAMMA PARTNERS do?: According to the KBO register, the main activity is postal and courier activities (NACE 53100).
What is the legal form of SCHAMMA PARTNERS?: Private limited company (BV).
When was SCHAMMA PARTNERS founded?: On 27-04-2018.
Is SCHAMMA PARTNERS still active?: Yes, SCHAMMA PARTNERS is an active enterprise in the KBO register.
What is the turnover of SCHAMMA PARTNERS?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is SCHAMMA PARTNERS profitable?: In financial year 2025, SCHAMMA PARTNERS made a loss of €14,650.
Where can I find the annual accounts of SCHAMMA PARTNERS?: SCHAMMA PARTNERS filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SCHAMMA PARTNERS due?: By 31-07-2027, for financial year 2026.Timeline