SCHAKEL INVEST

Active

Private limited companyfounded 1993active for 33 yearsKiekenhaag(STE) 33, 9190 Stekene, BelgiumKBO/BCE: BE 0449.810.477

Summary

SCHAKEL INVEST has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €366,257 and a net result of €11,745. Equity remains stable across the filed financial years (±1.4% per year). Its solvency ranks better than 95% of 5,671 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

SCHAKEL INVESTActiveChecked score 95/100

Risk analysis Report Compare

Activity

Personal service activities

NACE 96991

3rd oldest company in Stekene, Other services sector1 site

Size

€366,260total assets 2025

Equity: €366,257
Profit: €11,745

Turnover not published (micro format)

Financial health

95 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Largest shareholder: PAELINCK PHILIP · 50%

PAELINCK PHILIPDirector

2025 accounts 62 days early1 of 4 deeds summarised

Why 95lowers riskFounded in 1993Equity €366,257 (100.0% of total assets)Figures for financial year 2025 (filed 27-02-2026)Size: total assets €366,260Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 60% of its sector peers (NACE 96, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 100.0% of total assets

Liquidity 61-20

short-term debt 0.0% · cash 8.8%

Profitability 46+3

return on assets 3.2%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,611 companies, NACE 96, micro)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: 0.1%▲ +0.1 percentage points vs 02-2026highest value 04-2026: 0.1%● unchanged vs 03-2026highest value 05-2026: 0.1%● unchanged vs 04-2026highest value 06-2026: 0.1%● unchanged vs 05-2026highest value 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €30,000 on 30-day terms is acceptable

short-term debt: 0% and cash: 8.8% of total assets, and 0% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 93% on solvency, 65% on liquidity, 33% on profitability and 47% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskneutral

Founded in 1993

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Equity €366,257 (100.0% of total assets)

NBB · annual accounts

Figures for financial year 2025 (filed 27-02-2026)

NBB · annual accounts

Size: total assets €366,260

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-02-2026, 62 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

62 days early

2024

47 days early

2023

78 days early

2022

41 days early

2021

66 days early

2020

174 days late

2019

65 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 26 days before the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 27 February (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end24-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

27-02-2026 Annual accounts filedfinancial year 2025 · micro…
30-09-2025 Liquidity more than 482 timescurrent ratio 122086.67
14-03-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Among the best 5% on solvencysector median 27.3% · 5,671 companies 100.0% View
Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View
Active since 1993founded 31-03-1993 33 years View

By topic

Financials

Financial year: 2025
Total assets: €366,260
Profit: €11,745
Solvency: 100.0%

Total assets▲ 2.9%

Net result

20192025

Go to Financials

Board & ownership

Board: 1 member
Largest shareholder: PAELINCK PHILIP · 50%

PAELINCK PHILIPDirector

Go to Board & ownership

Timeline

Events: 37
Since: 1994
Next accounts: by 30-04-2027

30-09-2024Liquidity more than 35 times
01-07-2024Resignation: DECLERCQ Raphaël (manager)
12-02-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Personal service activitiesNACE 96991
Founded: 31-03-1993
Year ends: 30-09
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 11

Who signs: Each director alone
Annual meeting: First Saturday of March at 10:00
Purpose: “Het oprichten,operationeel maken en saneren van bedrijfsvestigingen;inclusief de…” (deed in Dutch)

Go to Articles of association

Key facts about SCHAKEL INVEST

What is the company number of SCHAKEL INVEST?: 0449.810.477. In Belgium the VAT number is the company number with BE in front: BE 0449.810.477.
Where is SCHAKEL INVEST based?: The registered office is at Kiekenhaag(STE) 33, 9190 Stekene.Company details
What does SCHAKEL INVEST do?: According to the KBO register, the main activity is personal service activities (NACE 96991).
What is the legal form of SCHAKEL INVEST?: Private limited company (BV).
When was SCHAKEL INVEST founded?: On 31-03-1993.
Is SCHAKEL INVEST still active?: Yes, SCHAKEL INVEST is an active enterprise in the KBO register.
What is the turnover of SCHAKEL INVEST?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is SCHAKEL INVEST profitable?: In financial year 2025, SCHAKEL INVEST made a profit of €11,745.
Where can I find the annual accounts of SCHAKEL INVEST?: SCHAKEL INVEST filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SCHAKEL INVEST due?: By 30-04-2027, for financial year 2026.Timeline