Turnover
The micro format states no turnover.
The micro format states no turnover.
Lower net result than 90% of companies in building services and landscaping. Sector median €9,246 · 6,141 companies.
In July 2024, 756 companies had the same profile as SCH Tree has now. Each dot stands for 2 companies, two years later.
Another 0.7% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 756 companies, not a prediction for SCH Tree. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| SCH Tree Auderghem | €81,765 | €14,336 | 6.1% | - |
| JARDIN MUS Genappe | €76,949 | €14,901 | 12.8% | - |
| Arbor Bros Bekkevoort | €80,323 | €11,883 | 2.0% | - |
| RC AMENAGEMENT Pepinster | €81,671 | €16,129 | 39.4% | - |
| F3CTech Durbuy | €83,664 | €12,877 | 9.5% | - |
| Droomtuinen Sint-Niklaas | €69,545 | €16,398 | 19.2% | - |
| TUINEN W. SMETS Lummen | €81,505 | €13,485 | 58.6% | - |
These companies have the same main activity as SCH Tree: landscape service activities (NACE 81300). They are comparable in size and age: total assets between €69,500 and €83,700, founded between 2022 and 2023.
The annual accounts of SCH Tree for financial year 2025 show a net loss of 72% of the equity at the start of that year. The 2025 annual accounts show equity of €4,956 and a net result of -€12,773.
Its solvency ranks better than 16% of 6,145 sector peers (NACE 81, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €110,000. Estimated: probably between €70,000 and €210,000.
Higher than 16% of 6,145 companies in 2025.
Higher than 7% of 5,989 companies in 2025.
Higher than 9% of 6,022 companies in 2025.
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
81,765 | 101,082 | |
21/28 |
54,911 | 78,912 | |
22/27 |
54,911 | 78,912 | |
23 |
16,869 | 27,252 | |
24 |
38,042 | 51,660 | |
29/58 |
26,854 | 22,171 | |
40/41 |
14,518 | 13,733 | |
40 |
11,013 | 12,367 | |
41 |
3,505 | 1,366 | |
54/58 |
9,146 | 7,958 | |
490/1 |
3,191 | 480 | |
| Balance sheet: equity and liabilities | |||
10/49 |
81,765 | 101,082 | |
10/15 |
4,956 | 17,728 | |
10/11 |
3,000 | 3,000 | |
14 |
1,956 | 14,728 | |
17/49 |
76,810 | 83,354 | |
42/48 |
76,810 | 83,354 | |
44 |
3,714 | 611 | |
440/4 |
3,714 | 611 | |
45 |
3,426 | 1,798 | |
450/3 |
1,126 | 1,798 | |
454/9 |
2,300 | - | |
47/48 |
69,670 | 80,945 | |
| Income statement | |||
9900 |
14,336 | 45,246 | |
630 |
25,901 | 25,350 | |
640/8 |
1,008 | 1,494 | |
9901 |
-12,573 | 18,402 | |
75/76B |
0 | 2 | |
75 |
0 | 2 | |
65/66B |
200 | 36 | |
65 |
200 | 36 | |
9903 |
-12,773 | 18,367 | |
67/77 |
- | 3,639 | |
9904 |
-12,773 | 14,728 | |
9905 |
-12,773 | 14,728 | |
| Appropriation of the result | |||
9906 |
1,956 | 14,728 | |
14P |
14,728 | - | |
| Document | |||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 26-06-2026.
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 13,328 | 43,752 | ||
| 13,128 | 40,079 | ||
| 1,900 | 102,502 | ||
| 1,188 | - | ||
| -49,955 | -61,183 | ||
| 6.1% | 17.5% | ||
| 0.35 | 0.27 | ||
| 15.50 | 4.70 | ||
| -257.7% | 83.1% | ||
| -15.6% | 14.6% | ||
| 66.78 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €1,900 | €102,502 |
| €25,901 | €25,350 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €12,573, after a profit of €18,402 in 2024.
Debt's share of the balance-sheet total rises from 82.5% to 93.9%. Equity and debt are lower.
SCH Tree has no parent and no holdings in its annual accounts. is the only director. SCH Tree shares no director with another company.
| GILBAR et CIE
registered office since 31-12-1993 · founded in 1993 |
total assets €177,347 (2025) 0452.025.839 |
| Schoonenburg, Guillaume (sole trader)
establishment since 01-04-2026 |
founded in 2026 1035.949.706 |
| Schoonenburg, Pierre (sole trader)
establishment since 04-10-2021 |
founded in 2021 0773.887.081 |
| ADDAX CONSULTANCE
registered office since 12-10-1989 |
founded in 1989 0438.447.621 |
Deadline for the 2026 accounts: 31-07-2027
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Kleine Wijngaardstraat 173 registered office 1160 Auderghem | 12-07-2023 | 2.350.456.884 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21332B0463/00M009 | 362 m² | 1 · 98 m² | 13.1 m · 4 |
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