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SCH Tree

Active Private limited companyfounded 2023active for 3 yearsKleine Wijngaardstraat 173, 1160 AuderghemKBO/BCE: BE 0803.891.854

Overview

Lifetime

2 annual accounts with figures on one time axis
peak €45,246 (2024)
€14,336▼ 68.3%
lowest -€12,773 (2025)
-€12,773▼ €27,501
peak €17,728 (2024)
€4,956▼ 72.0%
€76,810▼ 7.9%
Board2 names since 2023
1 director
Documentsfilings and deeds
26-06-202635 days before the deadline
2025micro format
Gross margin from €45,246 to €14,336Loss of €12,773Equity from €17,728 to €4,956

Key points

from the 2025 annual accounts

Turnover

≈ €110,000 estimated

The micro format states no turnover.

Debts

€76,810 94% of the balance sheet
Suppliers 5%Taxes and wages 4%Other 91%

Position in the sector

-€12,773

Lower net result than 90% of companies in building services and landscaping. Sector median €9,246 · 6,141 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 756 companies had the same profile as SCH Tree has now. Each dot stands for 2 companies, two years later.

86.6%
were still trading
4.8%
stopped another way
7.9%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a loss of 10% of the balance sheet or more

Another 0.7% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 756 companies, not a prediction for SCH Tree. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, since 12-07-2023
  • 30 sharesdeed of 14-07-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0803891854
Incorporation Founding capital of €3,000, 30 shares · Founder: · Appointments: (director) and (director) · published on 14-07-2023 · Gazette deed
First establishment Kleine Wijngaardstraat 173, Auderghem
All 5 events

Comparable companies

same main activity, similar in size and age
Company
SCH Tree Auderghem €81,765 €14,336 6.1% -
JARDIN MUS Genappe €76,949 €14,901 12.8% -
Arbor Bros Bekkevoort €80,323 €11,883 2.0% -
RC AMENAGEMENT Pepinster €81,671 €16,129 39.4% -
F3CTech Durbuy €83,664 €12,877 9.5% -
Droomtuinen Sint-Niklaas €69,545 €16,398 19.2% -
TUINEN W. SMETS Lummen €81,505 €13,485 58.6% -

These companies have the same main activity as SCH Tree: landscape service activities (NACE 81300). They are comparable in size and age: total assets between €69,500 and €83,700, founded between 2022 and 2023.

Official details

Source: KBO
Status
Active since 12-07-2023Normal situation
Activity
Landscape service activitiesNACE 81300and 1 other
Establishment unit
2.350.456.8841160 Auderghem, since 12-07-2023
Financial year end
31 December
Peppol
Reachable since 20-11-2025
Company details

Annual accounts 2025

€14,336▼ 68.3%
€12,773
€4,956▼ 72.0%
€81,765▼ 19.1%
Filing
Filed on 26-06-2026, 35 days before the end of the filing period
Financials

Insights on SCH Tree

The annual accounts of SCH Tree for financial year 2025 show a net loss of 72% of the equity at the start of that year. The 2025 annual accounts show equity of €4,956 and a net result of -€12,773.

Its solvency ranks better than 16% of 6,145 sector peers (NACE 81, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 26-06-2026, 35 days before the deadline
€14,336
▼ 68.3%
-€12,573
▼ €30,975
-€12,773
▼ €27,501
-€49,955
▲ €11,228
6.1%
▼ 11.5 percentage points
0.35
▲ 0.08

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €110,000. Estimated: probably between €70,000 and €210,000.

Balance sheet

balance sheet total €81,765 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

6.1%

Higher than 16% of 6,145 companies in 2025.

0.35

Higher than 7% of 5,989 companies in 2025.

-15.6%

Higher than 9% of 6,022 companies in 2025.

SCH Tree Middle half of the sector 80% of the sector Micro accounts in building services and landscaping (NACE 81)

Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024
Balance sheet: assets
20/58 81,765101,082
21/28 54,91178,912
22/27 54,91178,912
23 16,86927,252
24 38,04251,660
29/58 26,85422,171
40/41 14,51813,733
40 11,01312,367
41 3,5051,366
54/58 9,1467,958
490/1 3,191480
Balance sheet: equity and liabilities
10/49 81,765101,082
10/15 4,95617,728
10/11 3,0003,000
14 1,95614,728
17/49 76,81083,354
42/48 76,81083,354
44 3,714611
440/4 3,714611
45 3,4261,798
450/3 1,1261,798
454/9 2,300-
47/48 69,67080,945
Income statement
9900 14,33645,246
630 25,90125,350
640/8 1,0081,494
9901 -12,57318,402
75/76B 02
75 02
65/66B 20036
65 20036
9903 -12,77318,367
67/77 -3,639
9904 -12,77314,728
9905 -12,77314,728
Appropriation of the result
9906 1,95614,728
14P 14,728-
Document PDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 26-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 26-06-2026 2026-00201525 PDF
31-12-2024 micro format 17-06-2025 2025-00144834 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024
13,32843,752
13,12840,079
1,900102,502
1,188-
-49,955-61,183
6.1%17.5%
0.350.27
15.504.70
-257.7%83.1%
-15.6%14.6%
66.78over 100

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024
Tangible fixed assets€1,900€102,502
€25,901€25,350

Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)

Insights on SCH Tree

The operating result for 2025 is a loss of €12,573, after a profit of €18,402 in 2024.

Debt's share of the balance-sheet total rises from 82.5% to 93.9%. Equity and debt are lower.

Board & ownership

Board

1 director, since incorporation
Director
since 12-07-2023 term without a fixed end
listed in the 2025 annual accounts, filed on 26-06-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Article 13. Représentation de la société L’administrateur (et chacun des administrateurs, s’il y en a plusieurs) représente valablement la…”
deed of 14-07-2023

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today

Director

Director
BoardEarlierend not dated
Mandates as a list
    • Director, from 12-07-2023 to date
    • Director, appointed by deed of 14-07-2023, no longer listed in the 2025 annual accounts

See the board, name and registered office on a given date →

Control

Founder
This company
SCH Tree
Equity €4,956
Loss €12,773 in 2025

Capital

Contribution
€3,000
Shares
30
Contribution per share
€100
Equity per share
€165 in 2025
Source
deed of 14-07-2023

Articles of association

deed of 14-07-2023 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
30 shares
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Notification initiale ou expert commun accord sinon président tribunal entreprise comme référé requête partie diligente, moitié cédant…”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of May at 18:00

Shareholders

At incorporation deed of 14-07-2023 ↗
  • 30 shares (100%) · €3,000 in cash

Network & group

No group

SCH Tree has no parent and no holdings in its annual accounts. is the only director. SCH Tree shares no director with another company.

At the same address

Kleine Wijngaardstraat 173, 1160 Auderghem · 4 other companies
GILBAR et CIE
registered office since 31-12-1993 · founded in 1993
total assets €177,347 (2025)
0452.025.839
Schoonenburg, Guillaume (sole trader)
establishment since 01-04-2026
founded in 2026
1035.949.706
Schoonenburg, Pierre (sole trader)
establishment since 04-10-2021
founded in 2021
0773.887.081
ADDAX CONSULTANCE
registered office since 12-10-1989
founded in 1989
0438.447.621

Timeline

Timeline

5 events since 2023

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 35 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0803891854
Annual accounts 2024 filed PDFmicro format · 44 days before the deadline
2023
IncorporationFounding capital of €3,000, 30 shares · Founder: · Appointments: (director) and (director) · published on 14-07-20234 points ▸
  • Founder,
  • Founding capital, €3,000, 30 shares
  • Director appointment,
  • Director appointment,
  • The deed holds 11 more points.

Open the deed in the Belgian Official Gazette

First establishment Kleine Wijngaardstraat 173, Auderghem

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 12 July 2023, SCH Tree was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 has served as director since 2023.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 14-07-2023
  3. 3National Bank, annual accounts 2025

Company details

Identity

Enterprise number
0803.891.854
VAT number
BE 0803.891.854
Peppol ID
0208:0803891854
Legal form
Private limited company
Status
Active, normal situation
Founded
12-07-2023
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Friday of May at 18:00
deed of 14-07-2023 (in French)
Peppol
Reachable since 20-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
SCH Tree in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 14-07-2023 (in French)
Name clauseThe company operates under this name according to its articles.
SCH Tree
deed of 14-07-2023 (in French)

Activities

NACEBEL 2025
81300 Landscape service activities main activity
Codes under NACEBEL 2008
81300 Landscape service activities main activity
71113 Architectural and engineering activities; technical testing and analysis
PurposeThe purpose describes the activities the company may carry out under its articles.
“Élagage et activités connexes; Autres activités; Catégorie résiduaire; L’élagage,l’abattage et le démontage d'arbres et haies; La…”
25 activities
  1. Élagage et activités connexes
  2. Autres activités
  3. Catégorie résiduaire
  4. L’élagage,l’abattage et le démontage d'arbres et haies.
  5. La conception,la création et l'entretien de tous parcs,espaces,verts extérieurs ou intérieurs,jardins privés ou publics,d'agrément ou autres.
  6. Tous travaux de jardinage et tous services d’aménagement paysager au sens le plus large du terme.
  7. Le commerce de gros bois brut,et en général la vente en gros ou en détail,l'achat,la location à court ou à long terme,l'importation,l'exportation,la commercialisation,le prêt à court ou à long terme,de tous végétaux généralement quelconques.
  8. La vente en gros ou en détail,l'achat,la location à court ou à long terme,l'importation,l'exportation,la commercialisation,la réparation,de tout matériel et outillage de jardinage,forestier et horticole mais également des machines de génie civil et manutention tels que des mini-pelles,chargeurs compacts,télescopiques,machines sur batterie et bien d'autres.
  9. L'exécution de tous travaux en matière de plomberie,zinguerie,de sanitaire,d'électricité y compris la force motrice et la téléphonie ;
  10. La conception et l’installation de cuisines sur mesure,de salles de bain et de meubles de rangement ;
  11. Le placement et l’entretien d’installations de chauffage ;
  12. Le placement et l’entretien dans tous types de piscines de tout appareil ou mécanisme relatifs aux domaines suivants : filtration,stérilisation,chauffage,couverture par volet roulant,entretien et nettoyage des cuves ;
  13. L’installation de piscines en kit hors terre ;
  14. La société peut effectuer toutes les opérations en rapport avec le commerce d'articles de cuisine,de salles de bain,de lustrerie et d'éclairage.
  15. Elle peut réaliser la pose de châssis en PVC.
  16. Toutes activités de soutien,formation,expertise,consultance ;
  17. La location de différents matériels et locaux relatifs à ces activités ;
  18. La conception,l’organisation et la production multimédia sur tout type de support et leur diffusion et/ou promotion,en ce compris l’installation et la maintenance de sites Internet et la gestion de comptes sur les réseaux sociaux ;
  19. L’achat,la vente,la location de tous matériels informatiques et de tout matériel ;
  20. Toutes activités immobilières,à l’exclusion de celles protégées par la loi pour autant que la société n’y ait pas accès ;
  21. La société peut s’approprier,donner ou prendre en location,ériger,aliéner ou échanger tous biens meubles ou immeubles,d’exploitation ou d’équipement,et d’une manière générale,entreprendre toutes opérations commerciales,immobilières,industrielles ou financières se rapportant directement ou indirectement à son objet.Elle peut acquérir à titre d’investissement tous biens meubles ou immeubles,même sans rapport direct ou indirect avec l’objet de la société ;
  22. La société peut s'intéresser,par voie d'apport,cession,de fusion,de souscription,de participation,d'intervention financière ou autrement,dans toutes sociétés,entreprises ou opérations ayant un objet similaire ou connexe,ou de nature à favoriser la réalisation de son objet ;
  23. Elle peut prêter à toutes sociétés et/ou personnes physiques et se porter caution pour elles,même hypothécairement ;
  24. Elle peut exercer des mandats d’administrateur ou liquidateur dans toute autre société ;
  25. Elle pourra également dans le cadre de cet objet exercer toutes activités de relations publiques et de prospection de clientèles.
deed of 14-07-2023 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Kleine Wijngaardstraat 173 registered office 1160 Auderghem 12-07-2023 2.350.456.884

Buildings and parcels at the address

Ground area
362 m²
Buildings
98 m²
Volume, LiDAR
990 m³
Tallest building
13.1 m
Buildings to scale, each on its own parcel
98 m², 13.1 m 98 m², 13.1 m

Location

registered office establishment The establishment unit on the map
5 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
21332B0463/00M009362 m² 1 · 98 m² 13.1 m · 4