Financials
- Fiscal year
- 2025
- Total assets
- €28,722
- Profit
- €38,367
- Solvency
- 7.5%
Total assets▼ 72.6%
Net result
20222025
SCH Law
ActiveSummary
SCH Law has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,141 and a net result of €38,367. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Activities of lawyers
NACE 69101
1 site
Size
€28,722total assets 2025
- Equity
- €2,141
- Profit
- €38,367
Turnover not published (abridged schema)
Structure
Accounts 129 d early0 of 2 deeds read
Why 91+ Sector Legal and accounting activities (NACE 69)+ Liquidity: current ratio 1.04, cash €25,080, halved+ Figures for FY 2025 (filed 24-03-2026)+ Size: total assets €28,722Show the evidence
Checked score
Score 2025
91
/ 100
Excellent
Probability in this band: under 0.55%
Better than 31% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
32-68
equity 7.5% of total assets
Liquidity
50-45
short-term debt 92.5% · cash 87.3%
Profitability
100=
return on assets 133.6%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 10 months
01-2026: < 0.1%lowest value
02-2026: < 0.1%▲ +4.5% vs 01-2026
03-2026: < 0.1%▲ +4.3% vs 02-2026
04-2026: < 0.1%▲ +91.7% vs 03-2026highest value
05-2026: < 0.1%● 0.0% vs 04-2026highest value
06-2026: < 0.1%● 0.0% vs 05-2026highest value
07-2026: < 0.1%▼ -2.2% vs 06-2026
08-2026: < 0.1%● 0.0% vs 07-2026
09-2026: < 0.1%▼ -6.7% vs 08-2026
10-2026: < 0.1%● 0.0% vs 09-2026
- Sector Legal and accounting activities (NACE 69) lowers the probability
- Liquidity: current ratio 1.04, cash €25,080, halved lowers the probability
- Figures for FY 2025 (filed 24-03-2026) lowers the probability
- Size: total assets €28,722 lowers the probability for this profile
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 13%, liquidity 27%, profitability 82%, growth against the median 2%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 14009 sector peers (2025).
NBB · sector comparisonPosition among 14009 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-03-2026, 129 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
129 d early
2024
6 d early
2023
on the day
2022
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2022net €38,367 ▲13.6%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 6
- Since
- 2023
- Next accounts
- by 31-07-2027
- 24-03-2026Annual accounts filed
- 31-12-2025Highest result since 2022
- 25-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Activities of lawyersNACE 69101
- Founded
- 27-12-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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