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SCH CONSULTING

Active
Private limited companyfounded 20232 yrs activeGrote Plaats(E) 2, 7850 Enghien, BelgiumKBO/BCE: BE 1003.667.215
Summary

SCH CONSULTING has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209,421 and a net result of €234,100. Its solvency ranks better than 20% of 36981 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
SCH CONSULTINGActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€1.4mtotal assets 2025
Equity
€209,421
Profit
€234,100
Turnover not published (abridged schema)
Financial health
94 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts filed 14 d late0 of 1 deed read
Why 94- Founded in 2023+ Size: total assets €1.4m+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Figures for FY 2025 (filed 14-08-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 55% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 40+14
equity 15.0% of total assets
Liquidity 54+4
short-term debt 13.8% · cash 4.9%
Profitability 90+50
return on assets 16.8%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,599 companies)
Last 24 months 01-2025: 0.4% 02-2025: 0.4%● 0.0% vs 01-2025 03-2025: 0.4%▲ +2.2% vs 02-2025 04-2025: 0.4%▲ +1.6% vs 03-2025 05-2025: 0.4%▲ +2.2% vs 04-2025 06-2025: 0.4%▲ +11.6% vs 05-2025 07-2025: 0.4%● 0.0% vs 06-2025 08-2025: 0.5%▲ +15.3% vs 07-2025highest value 09-2025: 0.2%▼ -63.4% vs 08-2025 10-2025: 0.2%▼ -1.7% vs 09-2025 11-2025: 0.2%▼ -0.6% vs 10-2025 12-2025: 0.2%▲ +6.3% vs 11-2025 01-2026: 0.2%▼ -5.9% vs 12-2025 02-2026: 0.2%▲ +1.7% vs 01-2026 03-2026: 0.2%▲ +4.5% vs 02-2026 04-2026: 0.2%▲ +8.6% vs 03-2026 05-2026: 0.2%▲ +11.9% vs 04-2026 06-2026: 0.3%▲ +15.5% vs 05-2026 07-2026: 0.3%▲ +14.9% vs 06-2026 08-2026: 0.5%▲ +61.3% vs 07-2026 09-2026: 0.1%▼ -84.9% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value
  • Size: total assets €1.4m lowers the probability for this profile
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Figures for FY 2025 (filed 14-08-2026) lowers the probability
  • Founded in 2023 raises the probability for this profile
Credit up to €19,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.45 against 0.87 in 2024; short-term debt: 13.8% and cash: 4.9% of total assets), and 85% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 20%, liquidity 43%, profitability 60%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €1.4m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Figures for FY 2025 (filed 14-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 36981 sector peers (2025).
NBB · sector comparison
Position among 36981 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
14 d late
2024
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Equity above €200,000Eq €209,421 ▲1,267%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Result rose in 2025from €12,322 to €234,100 ▲ 1,800% View
  • Positive: Among the best 5% on net resultsector median €27,007 · 36,996 companies €234,100 View
  • Total assets 20252 fiscal years filed €1.4m View

By topic

Financials

Fiscal year
2025
Total assets
€1.4m
Profit
€234,100
Solvency
15.0%
Total assets▲ 12.0%
Net result
20242025
Go to Financials

Timeline

Events
3
Since
2025
Next accounts
by 31-07-2027
  1. 14-08-2026Annual accounts filed
  2. 31-12-2025Equity above €200,000
  3. 29-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
20-12-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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