SCG Projecten
ActiveSummary
SCG Projecten has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €18,568 and a net result of €16,962. Equity is shrinking by ~4.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+100
Solvency95▲+51
Growth68▲+30
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 2.77 against 0.73 in 2023; short-term debt: 29.6% and cash: 44.6% of total assets), and 29.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
70.4%
Return on assets
64.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-06-2026, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
41 d early
2024
33 d early
2023
40 d early
2022
28 d early
2021
34 d early
2020
26 d early
2019
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 30 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet
Turnover
€4,393▲ 4.5%
2019 · €4,204
EBIT margin
-25.3%▲ 27.5pp
2019 · -52.8%
Net result
€16,962
2023 · -€4,718
Working capital
€13,814
2023 · -€1,894
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€4,393▲ 4.5%
Operating result-€1,112▲ 49.9%-€1,149▼ 3.4%€666-€4,599€21,059
Net result-€1,231below the sector's middle half▲ 47.2%-€1,271below the sector's middle half▼ 3.3%€541below the sector's middle half-€4,718below the sector's middle half€16,962within the sector's middle half
EBIT margin-25.3%▲ 27.5pp
Equity€6,054below the sector's middle half▼ 16.9%€5,783below the sector's middle half▼ 4.5%€6,324below the sector's middle half▲ 9.4%€1,606below the sector's middle half▼ 74.6%€18,568below the sector's middle half▲ 1,056%
Total assets€14,622below the sector's middle half▼ 5.0%€15,676below the sector's middle half▲ 7.2%€16,187below the sector's middle half▲ 3.3%€8,517below the sector's middle half▼ 47.4%€26,385below the sector's middle half▲ 210%
Debt€8,567▲ 5.8%€9,893▲ 15.5%€9,863▼ 0.3%€6,911▼ 29.9%€7,817▲ 13.1%
Working capital€5,401within the sector's middle half▼ 6.8%€5,430within the sector's middle half▲ 0.5%€5,951within the sector's middle half▲ 9.6%-€1,894below the sector's middle half€13,814within the sector's middle half
Solvency41.4%within the sector's middle half▼ 6.0pp36.9%within the sector's middle half▼ 4.5pp39.1%within the sector's middle half▲ 2.2pp18.9%below the sector's middle half▼ 20.2pp70.4%above the sector's middle half▲ 51.5pp
Current ratio1.63within the sector's middle half▼ 0.091.55within the sector's middle half▼ 0.081.60within the sector's middle half▲ 0.050.73below the sector's middle half▼ 0.882.77within the sector's middle half▲ 2.04
Return on assets (ROA)-8.4%below the sector's middle half▲ 6.7pp-8.1%below the sector's middle half▲ 0.3pp3.3%within the sector's middle half▲ 11.5pp-55.4%below the sector's middle half▼ 58.7pp64.3%above the sector's middle half▲ 119.7pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €21,059 after a loss of €4,599 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €26,385
Fixed assets
€4,754 ▲ 35.8%
Current assets
€21,631 ▲ 331%
Equity and liabilities €26,385
Equity
€18,568 ▲ 1,056%
Debt
€7,817 ▲ 13.1%
Debt's share of the balance-sheet total falls from 81.1% to 29.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€23,316
Cash flow
€19,219
Quick ratio
2.70▲
2023 · 0.73
Debt to equity
0.42▼
2023 · 4.30
ROE
91.4%▲
2023 · -293.8%
Interest coverage
142.89
Debt ≤ 1 year
€7,817▲
2023 · €6,911
Income taxes
€3,992▲
2023 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €4,393 | - | - | - | - | - |
| Non-recurring operating income76A | - | - | - | €2 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €735 | €300 | €144 | - | €2,257 | - |
| Other operating charges640/8 | - | €523 | €526 | €580 | €1,306 | ▲ 125% |
| Gross operating margin9900 | €144 | -€326 | €1,336 | -€4,019 | €24,622 | ▲ 713% |
| Operating profit (loss)9901 | -€1,112 | -€1,149 | €666 | -€4,599 | €21,059 | ▲ 558% |
| Financial income75/76B | - | - | - | €1 | €58 | ▲ 5,616% |
| Recurring financial income75 | €3 | - | - | €1 | €58 | ▲ 5,616% |
| Financial charges65/66B | - | €122 | €125 | €120 | €163 | ▲ 36.0% |
| Recurring financial charges65 | €122 | €122 | €125 | €120 | €163 | ▲ 36.0% |
| Profit (loss) for the period before taxes9903 | -€1,231 | -€1,271 | €541 | -€4,718 | €20,954 | ▲ 544% |
| Income taxes67/77 | - | - | - | €0 | €3,992 | ▲ 2,851,157% |
| Profit (loss) for the period9904 | -€1,231 | -€1,271 | €541 | -€4,718 | €16,962 | ▲ 460% |
| Profit (loss) for the period to be appropriated9905 | -€1,231 | -€1,271 | €541 | -€4,718 | €16,962 | ▲ 460% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €14,622 | €15,676 | €16,187 | €8,517 | €26,385 | ▲ 210% |
| Fixed assets21/28 | €653 | €353 | €373 | €3,500 | €4,754 | ▲ 35.8% |
| Tangible fixed assets22/27 | €653 | €353 | €373 | €3,500 | €4,754 | ▲ 35.8% |
| Plant, machinery and equipment23 | - | €353 | €373 | €1,000 | €3,504 | ▲ 250% |
| Furniture and vehicles24 | - | €0 | €0 | €2,500 | €1,250 | ▼ 50.0% |
| Financial fixed assets28 | €0 | - | €0 | €0 | - | - |
| Current assets29/58 | €13,969 | €15,323 | €15,815 | €5,017 | €21,631 | ▲ 331% |
| Stocks and contracts in progress3 | €5,978 | €6,411 | €5,075 | €0 | €525 | - |
| Stocks30/36 | - | €6,411 | €5,075 | €0 | €525 | - |
| Amounts receivable within one year40/41 | €1,086 | €864 | €407 | €961 | €9,042 | ▲ 841% |
| Trade receivables40 | - | €680 | €64 | €0 | €4,028 | - |
| Other amounts receivable41 | - | €184 | €343 | €961 | €5,014 | ▲ 422% |
| Cash at bank and in hand54/58 | €6,616 | €7,730 | €10,005 | €4,056 | €11,758 | ▲ 190% |
| Deferred charges and accrued income490/1 | - | €319 | €328 | €0 | €306 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €14,622 | €15,676 | €16,187 | €8,517 | €26,385 | ▲ 210% |
| Equity10/15 | €6,054 | €5,783 | €6,324 | €1,606 | €18,568 | ▲ 1,056% |
| Contributions10/11 | - | €9,700 | €9,700 | €9,700 | €9,700 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€4,506 | -€5,777 | -€5,236 | -€9,954 | €7,008 | ▲ 170% |
| Amounts payable17/49 | €8,567 | €9,893 | €9,863 | €6,911 | €7,817 | ▲ 13.1% |
| Amounts payable within one year42/48 | €8,567 | €9,893 | €9,863 | €6,911 | €7,817 | ▲ 13.1% |
| Trade debts44 | €284 | €2,431 | €123 | €6,911 | €2,211 | ▼ 68.0% |
| Suppliers440/4 | - | €2,431 | €123 | €6,911 | €2,211 | ▼ 68.0% |
| Taxes, remuneration and social security45 | - | €0 | €0 | €0 | €0 | - |
| Taxes450/3 | - | €0 | €0 | €0 | €0 | - |
| Remuneration and social security454/9 | - | - | - | - | €0 | - |
| Other amounts payable47/48 | - | €7,462 | €9,741 | €0 | €5,606 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,231 | -€1,271 | €541 | -€4,718 | €16,962 | ▲ 460% |
| + Depreciation and write-downs630 | €735 | €300 | €144 | - | €2,257 | - |
| Operating cash flow (approximation) | -€496 | -€971 | €685 | -€4,718 | €19,219 | ▲ 507% |
| Investment in fixed assets (approximation) | - | €0 | -€164 | -€3,127 | -€3,511 | ▼ 12.3% |
| Change in cash | - | €1,113 | €2,276 | -€5,949 | €7,701 | ▲ 229% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €16,962
Net result €16,962 after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 2.77
Current ratio from 0.73 to 2.77.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€4,718
Net result drops to -€4,718, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €541
Net result €541 after 4 loss-making years.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2008
Ground area
129 m²
Building footprint
68 m²
Volume, LiDAR
689 m³
Parcel 35383C0311/00G018, Flanders · tallest building 13.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SCG Projecten
since 20082.168.257.727
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35383C0311/00G018 | Flanders | 129 m² | 1 · 68 m² | 13.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,818 companies in this sector we hold annual accounts for 10,343. 7,063 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded24-12-2007
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
43110Demolition
43120Site preparation
43230Insulation installation
43350Other building finishing work
43910Bricklaying and masonry work
Contact
Phone
0486275567Oostende
E-invoicing
Reachable via Peppol
Peppol ID
0208:0894438879
Also
9925:BE0894438879
Registered
03-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.