SCEW
ActiveSCEW has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €269k and a net result of €36k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 53% of 1832 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+7
Solvency68▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.51 in 2024; short-term debt: 48.3% and cash: 31.1% of total assets), and 56.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.3%
Return on assets
5.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
29 d late
2023
13 d early
2022
14 d early
2021
30 d late
2020
89 d late
2019
45 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€269k▼ 15.3%
2024 · €318k
2018: €236k
2019: €291k
2020: €330k
2021: €337k
2022: €271k
2023: €317k
2024: €318k
2018 → 2025
Total assets
€621k▼ 19.2%
2024 · €768k
2018: €719k
2019: €902k
2020: €875k
2021: €818k
2022: €971k
2023: €1.14M
2024: €768k
2018 → 2025
Net result
€36k▲ 3,281%
2024 · €1k
2018: €97k
2019: €59k
2020: €46k
2021: €7k
2022: €-636
2023: €142k
2024: €1k
2018 → 2025
Working capital
€117k▼ 36.5%
2024 · €184k
2018: €109k
2019: €130k
2020: €97k
2021: €93k
2022: €130k
2023: €105k
2024: €184k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€337k-€271k▼ 19.5%€317k▲ 16.9%€318k▲ 0.3%€269k▼ 15.3%
Operating result€18k-€22k▲ 22.4%€226k▲ 941%€41k▼ 81.6%€67k▲ 61.6%
Net result€7k-€-636€142k€1k▼ 99.2%€36k▲ 3,281%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 62% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €621k
Fixed assets
€204k▼ 7.0%
Current assets
€417k▼ 24.0%
Equity and liabilities €621k
Equity
€269k▼ 15.3%
Debt
€352k▼ 21.8%
The debt ratio falls from 58.6% to 56.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€139k▲
2024 · €123k
Cash flow
€109k▲
2024 · €83k
Solvency
43.3%▲
2024 · 41.4%
Current ratio
1.39▼
2024 · 1.51
Quick ratio
1.39▼
2024 · 1.51
Debt / equity
1.31▼
2024 · 1.42
ROE
13.5%▲
2024 · 0.3%
ROA
5.8%▲
2024 · 0.1%
Interest coverage
10.91▲
2024 · 6.35
Debt
€352k▼
2024 · €450k
Debt ≤ 1 year
€300k▼
2024 · €364k
Debt > 1 year
€50k▼
2024 · €84k
Income taxes
€18k▲
2024 · €7k
Staff costs
€572k▼
2024 · €631k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€768k€621k▼
Fixed assets21/28€219k€204k▼
Tangible fixed assets22/27€196k€180k▼
Plant, machinery and equipment23€1k€108▼
Furniture and vehicles24€165k€177k▲
Leasing and similar rights25€26k-
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€24k€24k▲
Current assets29/58€549k€417k▼
Amounts receivable within one year40/41€383k€215k▼
Trade receivables40€269k€200k▼
Other amounts receivable41€114k€15k▼
Cash at bank and in hand54/58€155k€193k▲
Deferred charges and accrued income490/1€11k€9k▼
Equity and liabilities
Total equity and liabilities10/49€768k€621k▼
Equity10/15€318k€269k▼
Contributions10/11€19k€19k=
Reserves13€299k€250k▼
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Tax-exempt reserves132€2k€2k=
Distributable reserves133€295k€249k▼
Amounts payable17/49€450k€352k▼
Amounts payable after more than one year17€84k€50k▼
Financial debts170/4€84k€50k▼
Amounts payable within one year42/48€364k€300k▼
Current portion of amounts payable after more than one year42€70k€33k▼
Financial debts43€9k€10k▲
Credit institutions430/8€9k€10k▲
Trade debts44€142k€67k▼
Suppliers440/4€142k€67k▼
Advances received on contracts in progress46€3k€1k▼
Taxes, remuneration and social security45€135k€91k▼
Taxes450/3€76k€33k▼
Remuneration and social security454/9€58k€58k▼
Other amounts payable47/48€7k€97k▲
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€14k-
Remuneration, social security and pensions62€631k€572k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€82k€72k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€460€450▼
Other operating charges640/8€24k€12k▼
Non-recurring operating charges66A€33k-
Gross operating margin9900€812k€724k▼
Operating profit (loss)9901€41k€67k▲
Financial income75/76B€11k€6▼
Recurring financial income75€19€6▼
Non-recurring financial income76B€11k-
Financial charges65/66B€44k€13k▼
Recurring financial charges65€19k€13k▼
Non-recurring financial charges66B€25k-
Profit (loss) for the period before taxes9903€8k€54k▲
Income taxes67/77€7k€18k▲
Profit (loss) for the period9904€1k€36k▲
Profit (loss) for the period to be appropriated9905€1k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€36k▲
Transfer from equity791/2-€85k
Transfer to equity691/2€1k€36k▲
To other reserves6921€1k€36k▲
Profit to be distributed694/7-€85k
Return on contributions (dividend)694-€85k
Social balance
Average headcount (FTE)908711.311.1▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €142k
Net result €142k after one loss-making year.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-636 ▼109%
Net result drops to €-636, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 89 days late
2020
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hendrik van Veldekesingel 1503500 HasseltGround area
5,413 m²
Building footprint
1,479 m²
Volume, LiDAR
15,491 m³
Parcel 71326F0010/00C003, Flanders · tallest building 20.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SCHREURS
since 19962.079.479.862
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71326F0010/00C003 | Flanders | 5,413 m² | 1 · 1,479 m² | 20.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 20,226 EUR awarded · 20,226 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 211 EUR | 211 EUR |
| 2024 | 1 | 4,748 EUR | 4,748 EUR |
| 2023 | 2 | 9,407 EUR | 9,407 EUR |
| 2022 | 1 | 5,860 EUR | 5,860 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 995 companies in sector 49420 we hold annual accounts for 451. 313 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-08-1996
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
49420Removal services
60241
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.