SCDI
ActiveSummary
SCDI has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €289k and a net result of €20k. Equity is growing by ~20.3% per year across the filed fiscal years. Its solvency ranks better than 71% of 1316 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+15
Solvency90▲+7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 2.64 against 2.27 in 2024; short-term debt: 35.3% and cash: 8.1% of total assets), and 35.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Repair, maintenance and installation of machinery and equipment (NACE 33)
about 56% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.7%
Return on assets
4.5%
Age of the figures
12 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
3 d early
2024
5 d late
2023
4 d early
2022
6 d early
2021
8 d early
2020
29 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€289k▲ 7.3%
2024 · €270k
Total assets
€447k▼ 4.2%
2024 · €467k
Net result
€20k▲ 169%
2024 · €8k
Working capital
€258k▲ 7.7%
2024 · €240k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€66k▼ 33.2%€64k▼ 2.8%€72k▲ 13.8%€18k▼ 74.7%€35k▲ 92.0%
Net result€49k▼ 31.8%€45k▼ 9.0%€46k▲ 1.3%€8k▼ 83.5%€20k▲ 169%
Equity€173k▲ 43.3%€218k▲ 25.7%€263k▲ 20.7%€270k▲ 2.7%€289k▲ 7.3%
Total assets€389k▲ 17.4%€455k▲ 17.0%€521k▲ 14.6%€467k▼ 10.4%€447k▼ 4.2%
Debt€215k▲ 2.5%€237k▲ 10.1%€258k▲ 9.0%€197k▼ 23.7%€158k▼ 19.9%
Working capital€124k▲ 28.1%€171k▲ 37.6%€229k▲ 34.1%€240k▲ 4.5%€258k▲ 7.7%
Staff (FTE)2▲ 81.8%2.3▲ 15.0%2▼ 13.0%1.9▼ 5.0%2▲ 5.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 92% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €447k
Fixed assets
€31k ▼ 18.2%
Current assets
€416k ▼ 2.9%
Equity and liabilities €447k
Equity
€289k ▲ 7.3%
Debt
€158k ▼ 19.9%
Debt's share of the balance-sheet total falls from 42.2% to 35.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€54k▲
2024 · €40k
Cash flow
€39k▲
2024 · €29k
Current ratio
2.64▲
2024 · 2.27
Quick ratio
1.10▲
2024 · 1.05
Debt to equity
0.55▼
2024 · 0.73
ROE
7.0%▲
2024 · 2.8%
ROA
4.5%▲
2024 · 1.6%
Interest coverage
8.02▲
2024 · 4.64
Debt ≤ 1 year
€158k▼
2024 · €189k
Income taxes
€9k▲
2024 · €3k
Staff costs
€132k▲
2024 · €128k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €1k | - |
| Remuneration, social security and pensions62 | €83k | €104k | €118k | €128k | €132k | ▲ 2.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €28k | €34k | €26k | €22k | €19k | ▼ 12.5% |
| Other operating charges640/8 | €1k | €837 | €6k | €1k | €1k | ▲ 19.0% |
| Gross operating margin9900 | €178k | €202k | €223k | €170k | €188k | ▲ 10.5% |
| Operating profit (loss)9901 | €66k | €64k | €72k | €18k | €35k | ▲ 92.0% |
| Financial income75/76B | €766 | €587 | €711 | €600 | €670 | ▲ 11.6% |
| Recurring financial income75 | €766 | €587 | €711 | €600 | €670 | ▲ 11.6% |
| Financial charges65/66B | €3k | €6k | €12k | €9k | €7k | ▼ 21.9% |
| Recurring financial charges65 | €3k | €6k | €8k | €9k | €7k | ▼ 21.9% |
| Non-recurring financial charges66B | - | - | €5k | - | - | - |
| Profit (loss) for the period before taxes9903 | €63k | €59k | €61k | €10k | €29k | ▲ 184% |
| Income taxes67/77 | €13k | €14k | €15k | €3k | €9k | ▲ 226% |
| Profit (loss) for the period9904 | €49k | €45k | €46k | €8k | €20k | ▲ 169% |
| Profit (loss) for the period to be appropriated9905 | €49k | €45k | €46k | €8k | €20k | ▲ 169% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €389k | €455k | €521k | €467k | €447k | ▼ 4.2% |
| Formation expenses20 | €704 | €352 | - | - | - | - |
| Fixed assets21/28 | €95k | €91k | €50k | €38k | €31k | ▼ 18.2% |
| Intangible fixed assets21 | €400 | €300 | €200 | €100 | - | - |
| Tangible fixed assets22/27 | €94k | €90k | €50k | €38k | €31k | ▼ 18.0% |
| Plant, machinery and equipment23 | €21k | €35k | €27k | €26k | €20k | ▼ 21.7% |
| Furniture and vehicles24 | €14k | €11k | €11k | €7k | €11k | ▲ 61.3% |
| Leasing and similar rights25 | €60k | €44k | €11k | €5k | - | - |
| Current assets29/58 | €293k | €364k | €471k | €428k | €416k | ▼ 2.9% |
| Stocks and contracts in progress3 | €105k | €172k | €213k | €230k | €242k | ▲ 4.9% |
| Stocks30/36 | €105k | €172k | €213k | €230k | €242k | ▲ 4.9% |
| Amounts receivable within one year40/41 | €115k | €101k | €197k | €160k | €133k | ▼ 17.0% |
| Trade receivables40 | €112k | €101k | €194k | €152k | €132k | ▼ 13.2% |
| Other amounts receivable41 | €2k | €538 | €2k | €8k | €1k | ▼ 85.4% |
| Cash at bank and in hand54/58 | €65k | €82k | €55k | €33k | €36k | ▲ 11.0% |
| Deferred charges and accrued income490/1 | €8k | €9k | €7k | €5k | €5k | ▲ 1.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €389k | €455k | €521k | €467k | €447k | ▼ 4.2% |
| Equity10/15 | €173k | €218k | €263k | €270k | €289k | ▲ 7.3% |
| Contributions10/11 | €20k | €20k | €20k | €20k | €20k | = |
| Reserves13 | €150k | €195k | €241k | €249k | €269k | ▲ 8.1% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €148k | €193k | €239k | €247k | €267k | ▲ 8.2% |
| Investment grants15 | €3k | €2k | €2k | €1k | €720 | ▼ 42.9% |
| Amounts payable17/49 | €215k | €237k | €258k | €197k | €158k | ▼ 19.9% |
| Amounts payable after more than one year17 | €46k | €44k | €16k | €7k | - | - |
| Financial debts170/4 | €46k | €44k | €16k | €7k | - | - |
| Amounts payable within one year42/48 | €169k | €193k | €242k | €189k | €158k | ▼ 16.4% |
| Current portion of amounts payable after more than one year42 | €28k | €24k | €14k | €11k | €9k | ▼ 13.8% |
| Financial debts43 | €40k | €70k | €70k | €70k | €70k | = |
| Credit institutions430/8 | €40k | €70k | €70k | €70k | €70k | = |
| Trade debts44 | €78k | €69k | €114k | €89k | €44k | ▼ 50.1% |
| Suppliers440/4 | €78k | €69k | €114k | €89k | €44k | ▼ 50.1% |
| Taxes, remuneration and social security45 | €22k | €28k | €40k | €15k | €30k | ▲ 105% |
| Taxes450/3 | €14k | €7k | €16k | €198 | €7k | ▲ 3,368% |
| Remuneration and social security454/9 | €8k | €21k | €24k | €15k | €24k | ▲ 60.5% |
| Other amounts payable47/48 | - | €1k | €4k | €4k | €3k | ▼ 7.4% |
| Accrued charges and deferred income492/3 | - | - | €925 | €1k | €103 | ▼ 92.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €49k | €45k | €46k | €8k | €20k | ▲ 169% |
| + Depreciation and write-downs630 | €28k | €34k | €26k | €22k | €19k | ▼ 12.5% |
| Operating cash flow (approximation) | €77k | €79k | €72k | €29k | €39k | ▲ 33.8% |
| Investment in fixed assets (approximation) | - | €-30k | €15k | €-10k | €-12k | ▼ 16.8% |
| Change in cash | - | €17k | €-27k | €-22k | €4k | ▲ 116% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
30-09
Financial
Weakest financial yearnet €8k ▼83.5%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €200kEq €218k ▲25.7%
4 profitable years in a row build equity to €218k.
22-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €150kEq €173k ▲43.3%
3 profitable years in a row build equity to €173k.
01-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2019net €73k ▲156%
Operating result €98k, net result €73k, both a record.
30-09
Financial
Equity above €100kEq €121k ▲150%
2 profitable years in a row build equity to €121k.
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stavelot · 1 establishment unit since 2018
Ground area
2,280 m²
Building footprint
101 m²
Volume, LiDAR
686 m³
Parcel 63073A0525/00E000, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SCDI
since 20182.280.265.607
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63073A0525/00E000 | Wallonia | 2,280 m² | 1 · 101 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,226 companies in sector 33200 we hold annual accounts for 677. 500 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-09-2018
Fiscal year end30-09
Activities, NACEBEL 2025
33200Installation of industrial machinery and equipment
25530Machining of metals
43211General electrical installation work
62100Computer programming
Scores and ratios are computed by Checked and are not a credit decision.