Skip to content

SCBD CONSULT

Active
Private limited companyfounded 20242 yrs activeRue de la Porte aux Champs(MAR) 3, 4210 Burdinne, BelgiumKBO/BCE: BE 1013.030.287
Summary

SCBD CONSULT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52,255 and a net result of €49,255. Its solvency ranks better than 20% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
Axes
Profitability86
Solvency40
Growth-
Track record67
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity short (current ratio 0.6; short-term debt: 24.4% and cash: 8% of total assets), and 85.1% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
14.9%
Return on assets
14%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 31896 sector peers (2025).
NBB · sector comparison
Position among 31896 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
16 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SCBD CONSULT was incorporated on 2 September 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€52,255
Total assets
€351,679
Net result
€49,255
Working capital
-€34,469

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €351,679
Fixed assets €300,311
Current assets €51,368
Equity and liabilities €351,679
Equity €52,255
Debt €299,424
Debt finances 85.1% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€69,687
Cash flow
€51,515
Current ratio
0.60
Debt to equity
5.73
ROE
94.3%
ROA
14.0%
Interest coverage
14.19
Debt ≤ 1 year
€85,837
Debt > 1 year
€213,587
Income taxes
€13,477

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.1% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.1% went bankrupt
1.6% stopped otherwise
94% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 41 lines
Balance sheet Code2025
Assets
Total assets20/58€351,679
Fixed assets21/28€300,311
Tangible fixed assets22/27€300,311
Land and buildings22€298,511
Furniture and vehicles24€1,033
Other tangible fixed assets26€767
Current assets29/58€51,368
Amounts receivable within one year40/41€20,017
Trade receivables40€20,017
Cash at bank and in hand54/58€28,087
Deferred charges and accrued income490/1€3,264
Equity and liabilities
Total equity and liabilities10/49€351,679
Equity10/15€52,255
Contributions10/11€3,000
Reserves13€49,255
Distributable reserves133€49,255
Amounts payable17/49€299,424
Amounts payable after more than one year17€213,587
Financial debts170/4€213,587
Amounts payable within one year42/48€85,837
Current portion of amounts payable after more than one year42€11,536
Trade debts44€2,631
Suppliers440/4€2,631
Taxes, remuneration and social security45€14,666
Taxes450/3€14,666
Other amounts payable47/48€57,003
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,260
Other operating charges640/8€62,274
Gross operating margin9900€131,961
Operating profit (loss)9901€67,427
Financial income75/76B€216
Recurring financial income75€216
Financial charges65/66B€4,912
Recurring financial charges65€4,912
Profit (loss) for the period before taxes9903€62,732
Income taxes67/77€13,477
Profit (loss) for the period9904€49,255
Profit (loss) for the period to be appropriated9905€49,255
Appropriation of the result
Profit (loss) to be appropriated9906€49,255
Transfer to equity691/2€49,255
To other reserves6921€49,255

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,260
Other operating charges640/8€62,274
Gross operating margin9900€131,961
Operating profit (loss)9901€67,427
Financial income75/76B€216
Recurring financial income75€216
Financial charges65/66B€4,912
Recurring financial charges65€4,912
Profit (loss) for the period before taxes9903€62,732
Income taxes67/77€13,477
Profit (loss) for the period9904€49,255
Profit (loss) for the period to be appropriated9905€49,255
Line2025
Assets
Total assets20/58€351,679
Fixed assets21/28€300,311
Tangible fixed assets22/27€300,311
Land and buildings22€298,511
Furniture and vehicles24€1,033
Other tangible fixed assets26€767
Current assets29/58€51,368
Amounts receivable within one year40/41€20,017
Trade receivables40€20,017
Cash at bank and in hand54/58€28,087
Deferred charges and accrued income490/1€3,264
Equity and liabilities
Total equity and liabilities10/49€351,679
Equity10/15€52,255
Contributions10/11€3,000
Reserves13€49,255
Distributable reserves133€49,255
Amounts payable17/49€299,424
Amounts payable after more than one year17€213,587
Financial debts170/4€213,587
Amounts payable within one year42/48€85,837
Current portion of amounts payable after more than one year42€11,536
Trade debts44€2,631
Suppliers440/4€2,631
Taxes, remuneration and social security45€14,666
Taxes450/3€14,666
Other amounts payable47/48€57,003
Line2025
Profit (loss) for the period9904€49,255
+ Depreciation and write-downs630€2,260
Operating cash flow (approximation)€51,515

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
15-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
21-05
State Gazette act General meeting · Merger
Net-asset statement · Real estate
State Gazette actNBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Burdinne · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,307 m²
Building footprint
137 m²
Volume, LiDAR
932 m³
Parcel 61040A0580/00M002, Wallonia · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Porte aux Champs(MAR) 3, 4210 Burdinne
Business consulting
since 20242.363.431.526
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
61040A0580/00M002 Wallonia 1,307 m² 1 · 137 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,589. 38,301 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:1013030287
Registered 15-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.