SCB
ActiveSummary
SCB has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €197k and a net result of €3k. Equity is growing by ~30% per year across the filed fiscal years. Its solvency ranks better than 95% of 2699 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-19
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 72.05 against 3.2 in 2024; short-term debt: 1.1% and cash: 67.3% of total assets), and 1.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.9%
Return on assets
1.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
29 d early
2024
41 d early
2023
56 d early
2022
32 d early
2021
1 d early
2020
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€197k▲ 1.8%
2024 · €194k
2020: €32klowest in 6 years
2021: €93k▲ +187% vs 2020
2022: €114k▲ +23.0% vs 2021
2023: €149k▲ +30.7% vs 2022
2024: €194k▲ +30.0% vs 2023
2025: €197k▲ +1.8% vs 2024highest in 6 years
2020 → 2025
Total assets
€199k▼ 23.1%
2024 · €259k
2020: €85klowest in 6 years
2021: €132k▲ +55.6% vs 2020
2022: €185k▲ +40.0% vs 2021
2023: €208k▲ +12.4% vs 2022
2024: €259k▲ +24.8% vs 2023highest in 6 years
2025: €199k▼ -23.1% vs 2024
2020 → 2025
Net result
€3k▼ 92.2%
2024 · €45k
2020: €29k
2021: €60k▲ +107% vs 2020highest in 6 years
2022: €21k▼ -64.8% vs 2021
2023: €35k▲ +64.3% vs 2022
2024: €45k▲ +27.6% vs 2023
2025: €3k▼ -92.2% vs 2024lowest in 6 years
2020 → 2025
Working capital
€158k▲ 9.2%
2024 · €144k
2020: €29klowest in 6 years
2021: €87k▲ +205% vs 2020
2022: €109k▲ +24.7% vs 2021
2023: €141k▲ +29.9% vs 2022
2024: €144k▲ +2.2% vs 2023
2025: €158k▲ +9.2% vs 2024highest in 6 years
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€93k-€114k▲ 23.0%€149k▲ 30.7%€194k▲ 30.0%€197k▲ 1.8%
2021: €93klowest in 5 years
2022: €114k▲ +23.0% vs 2021
2023: €149k▲ +30.7% vs 2022
2024: €194k▲ +30.0% vs 2023
2025: €197k▲ +1.8% vs 2024highest in 5 years
Operating result€83k-€32k▼ 61.9%€51k▲ 59.5%€63k▲ 24.9%€5k▼ 91.7%
2021: €83khighest in 5 years
2022: €32k▼ -61.9% vs 2021
2023: €51k▲ +59.5% vs 2022
2024: €63k▲ +24.9% vs 2023
2025: €5k▼ -91.7% vs 2024lowest in 5 years
Net result€60k-€21k▼ 64.8%€35k▲ 64.3%€45k▲ 27.6%€3k▼ 92.2%
2021: €60khighest in 5 years
2022: €21k▼ -64.8% vs 2021
2023: €35k▲ +64.3% vs 2022
2024: €45k▲ +27.6% vs 2023
2025: €3k▼ -92.2% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 92% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €199k
Fixed assets
€40k ▼ 19.8%
Current assets
€160k ▼ 23.9%
Equity and liabilities €199k
Equity
€197k ▲ 1.8%
Debt
€2k ▼ 96.6%
Debt's share of the balance-sheet total falls from 25.3% to 1.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▼
2024 · €75k
Cash flow
€19k▼
2024 · €57k
Current ratio
72.05▲
2024 · 3.20
Debt to equity
0.01▼
2024 · 0.34
ROE
1.8%▼
2024 · 23.1%
ROA
1.7%▼
2024 · 17.2%
Interest coverage
165.33▼
2024 · 448.19
Debt ≤ 1 year
€2k▼
2024 · €66k
Income taxes
€2k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€259k€199k▼
Fixed assets21/28€49k€40k▼
Tangible fixed assets22/27€49k€39k▼
Furniture and vehicles24€49k€39k▼
Financial fixed assets28-€200
Current assets29/58€210k€160k▼
Amounts receivable within one year40/41€28k€25k▼
Trade receivables40€25k€5k▼
Other amounts receivable41€3k€20k▲
Cash at bank and in hand54/58€181k€134k▼
Deferred charges and accrued income490/1€513€756▲
Equity and liabilities
Total equity and liabilities10/49€259k€199k▼
Equity10/15€194k€197k▲
Contributions10/11€3k€3k=
Reserves13€191k€194k▲
Distributable reserves133€191k€194k▲
Amounts payable17/49€66k€2k▼
Amounts payable within one year42/48€66k€2k▼
Financial debts43-€0
Credit institutions430/8-€0
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€3k€672▼
Taxes450/3€0-
Remuneration and social security454/9€3k€672▼
Other amounts payable47/48€59k€501▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€15k▲
Other operating charges640/8€2k€514▼
Gross operating margin9900€77k€21k▼
Operating profit (loss)9901€63k€5k▼
Financial income75/76B-€213
Recurring financial income75-€213
Financial charges65/66B€168€125▼
Recurring financial charges65€168€125▼
Profit (loss) for the period before taxes9903€63k€5k▼
Income taxes67/77€19k€2k▼
Profit (loss) for the period9904€45k€3k▼
Profit (loss) for the period to be appropriated9905€45k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€3k▼
Transfer to equity691/2€45k€3k▼
To other reserves6921€45k€3k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €1k | €4k | €12k | €15k | ▲ 29.2% |
| Other operating charges640/8 | €22k | €23k | €923 | €2k | €514 | ▼ 67.1% |
| Gross operating margin9900 | €108k | €56k | €55k | €77k | €21k | ▼ 72.5% |
| Operating profit (loss)9901 | €83k | €32k | €51k | €63k | €5k | ▼ 91.7% |
| Financial income75/76B | - | €0 | €0 | - | €213 | - |
| Recurring financial income75 | - | €0 | €0 | - | €213 | - |
| Financial charges65/66B | €39 | €126 | €182 | €168 | €125 | ▼ 25.8% |
| Recurring financial charges65 | €39 | €126 | €182 | €168 | €125 | ▼ 25.8% |
| Profit (loss) for the period before taxes9903 | €83k | €32k | €51k | €63k | €5k | ▼ 91.5% |
| Income taxes67/77 | €23k | €10k | €16k | €19k | €2k | ▼ 89.8% |
| Profit (loss) for the period9904 | €60k | €21k | €35k | €45k | €3k | ▼ 92.2% |
| Profit (loss) for the period to be appropriated9905 | €60k | €21k | €35k | €45k | €3k | ▼ 92.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €132k | €185k | €208k | €259k | €199k | ▼ 23.1% |
| Formation expenses20 | €0 | - | - | - | - | - |
| Fixed assets21/28 | €5k | €5k | €8k | €49k | €40k | ▼ 19.8% |
| Tangible fixed assets22/27 | €5k | €5k | €8k | €49k | €39k | ▼ 20.2% |
| Furniture and vehicles24 | €5k | €5k | €8k | €49k | €39k | ▼ 20.2% |
| Financial fixed assets28 | - | - | - | - | €200 | - |
| Current assets29/58 | €127k | €180k | €200k | €210k | €160k | ▼ 23.9% |
| Amounts receivable within one year40/41 | €38k | €21k | €31k | €28k | €25k | ▼ 10.8% |
| Trade receivables40 | €26k | €20k | €30k | €25k | €5k | ▼ 79.7% |
| Other amounts receivable41 | €11k | €1k | €609 | €3k | €20k | ▲ 603% |
| Cash at bank and in hand54/58 | €89k | €158k | €169k | €181k | €134k | ▼ 26.1% |
| Deferred charges and accrued income490/1 | €72 | €77 | €104 | €513 | €756 | ▲ 47.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €132k | €185k | €208k | €259k | €199k | ▼ 23.1% |
| Equity10/15 | €93k | €114k | €149k | €194k | €197k | ▲ 1.8% |
| Contributions10/11 | €3k | €3k | €3k | €3k | €3k | = |
| Reserves13 | €90k | €111k | €146k | €191k | €194k | ▲ 1.8% |
| Distributable reserves133 | €90k | €111k | €146k | €191k | €194k | ▲ 1.8% |
| Amounts payable17/49 | €39k | €71k | €59k | €66k | €2k | ▼ 96.6% |
| Amounts payable within one year42/48 | €39k | €71k | €59k | €66k | €2k | ▼ 96.6% |
| Financial debts43 | - | €180 | €0 | - | €0 | - |
| Credit institutions430/8 | - | €180 | €0 | - | €0 | - |
| Trade debts44 | €22k | €38k | €2k | €3k | €1k | ▼ 68.8% |
| Suppliers440/4 | €22k | €38k | €2k | €3k | €1k | ▼ 68.8% |
| Taxes, remuneration and social security45 | €5k | €18k | €7k | €3k | €672 | ▼ 78.3% |
| Taxes450/3 | €5k | €12k | €7k | €0 | - | - |
| Remuneration and social security454/9 | - | €6k | €0 | €3k | €672 | ▼ 78.3% |
| Other amounts payable47/48 | €12k | €15k | €49k | €59k | €501 | ▼ 99.2% |
| Accrued charges and deferred income492/3 | €0 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €60k | €21k | €35k | €45k | €3k | ▼ 92.2% |
| + Depreciation and write-downs630 | €3k | €1k | €4k | €12k | €15k | ▲ 29.2% |
| Operating cash flow (approximation) | €63k | €23k | €39k | €57k | €19k | ▼ 66.8% |
| Investment in fixed assets (approximation) | - | €-1k | €-6k | €-53k | €-6k | ▲ 89.6% |
| Change in cash | - | €70k | €11k | €12k | €-47k | ▼ 489% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €3k ▼92.2%
Net result drops to €3k, the lowest in the series.
30-09
Financial
Liquidity times 22current ratio 72.05
Current ratio from 3.20 to 72.05; short-term debt falls from €66k to €2k.
20-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €150kEq €194k ▲30%
5 profitable years in a row build equity to €194k.
05-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €100kEq €114k ▲23%
3 profitable years in a row build equity to €114k.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2020net €60k ▲107%
Operating result €83k, net result €60k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 3.22
Current ratio from 1.55 to 3.22; short-term debt falls from €52k to €39k.
23-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2020
Ground area
1,125 m²
Building footprint
498 m²
Volume, LiDAR
6,242 m³
Parcel 21903B0037/00G000, Brussels · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SCB
since 20202.303.974.880
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21903B0037/00G000 | Brussels | 1,125 m² | 1 · 498 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 14,793 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-06-2020
Fiscal year end30-09
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Contact
E-mail
samir_bouchema@yahoo.fr
Phone
0033618056867
Scores and ratios are computed by Checked and are not a credit decision.