Equity
€945,797 ▼ 1.2%
SCARA paid out €104,972 in dividends. That is 112% of the 2026 profit.
SCARA
Lifetime
20 annual accounts with figures on one time axis, 32 filings since 1994peak €638,861 (2026)
€638,861▲ 2.3%
lowest -€53,682 (2021)
€93,780▼ 4.9%
peak €956,990 (2025)
€945,797▼ 1.2%
€335,256▼ 27.6%
peak 11.8 FTE (2015)
8.7 FTE▲ 6.1%
Board4 names since 2019
2 directorsBORSALINO KNOKKE BV and 1 other
Documentsfilings and deeds
23-07-202639 days before the deadline
2026financial year
Dividend €104,972Debts from €462,769 to €335,256
Key points
from the 2026 annual accountsChecked score
95
Excellent
Financially stronger than 62% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,271 companies (NACE 47, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025highest value
09-2025: 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Founded in 1993
Equity €945,797 (73.8% of total assets)
Liquidity: current ratio 2.14, cash €158,660
Profit of €93,780 (financial year 2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 84% of them on solvency, 63% on liquidity, 67% on profitability and 36% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-01-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as SCARA has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SCARA itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for SCARA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €85,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.14 (2.03 in 2025), above the usual 1.5. Short-term debt is 24.4% and cash 12.4% of total assets. 26.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 23-07-2026, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
39 days early
2025
4 days early
2024
36 days early
2023
11 days late
2022
30 days late
2021
91 days late
2020
77 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 19 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-01-2027 year end31-08-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0451793336
1 director appointed, 1 resignation, 3 reappointments
Reappointments: Rita De Lille, Nathalie Devos and BORSALINO KNOKKE BV · Permanent representative: Stephan Devos · Resignation: Rita De Lille (managing director) · General meeting of 04-09-2023 · Gazette deed
2 directors appointed, 1 resignation, 2 reappointments
Resignation: Stephan DEVOS · Appointments: BORSALINO KNOKKE BVBA and Rita DE LILLE (managing director) · Permanent representative: Stephan DEVOS · General meeting of 28-11-2019 · Gazette deed
New establishment in Knokke-Heist
Scara Biss, Graaf d'Ursellaan 47
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SCARA Knokke-Heist | €1.3m | €638,861 | 73.8% | 8.7 |
| HET BRUIDSPARADIJS Antwerp | €1.4m | €560,603 | -6.1% | 7.6 |
| E.C.M. Brasschaat | €1.5m | €640,112 | 30.1% | 9.8 |
| BONAIRE Keerbergen | €1.1m | €553,780 | 62.3% | 9.6 |
| COPARSEL Kortrijk | €1.9m | €408,248 | 49.1% | 7.6 |
| HELSEN TAILORS Hasselt | €1.3m | €541,478 | 49.8% | 6.6 |
| TRETTON Kasterlee | €1.2m | €682,300 | 42.9% | 11.5 |
These companies have the same main activity as SCARA: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €1.1m and €1.9m, founded between 1987 and 1995.
Official details
Source: KBO- Status
- Active since 23-12-1993Normal situation
- Activity
- Retail sale of clothing and accessories for women, men, children and babies (general range)NACE 47716
- Joint committee
- 109Clothing and garment industry · annual accounts 31-01-2026
- Establishment units
- 2.064.989.6468301 Knokke-Heist, since 01-07-1995
- 2.300.728.2518301 Knokke-Heist, since 01-03-2014
- Financial year end
- 31 January
- Peppol
- Reachable since 29-08-2025
Annual accounts to 31-01-2026
- ≈ €2.3mestimated
- €1.3m▼ 9.8%
- Employeeson 31-01-2026
- 12▲ 9.1%
- Filing
- Filed on 23-07-2026, 39 days before the end of the filing period
Insights on SCARA
SCARA has existed since 1993. The gross margin fell from €493,001 in 2020 to €212,331 in 2021.
The gross margin has grown every year since 2021. Solvency rose in 2026 from 67.4% to 73.8% because of lower debts.
In September 2023, the Official Gazette published the appointment of BORSALINO KNOKKE BV as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SCARA
- What is the company number of SCARA?
- The company number of SCARA is 0451.793.336. The VAT number is the same number with BE in front: BE 0451.793.336.
- Where is SCARA based?
- The registered office is at Graaf d'Ursellaan 53, 8301 Knokke-Heist.Company details
- What does SCARA do?
- According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
- What is the legal form of SCARA?
- SCARA is a public limited company (NV).
- When was SCARA founded?
- SCARA was founded on 23-12-1993.
- Is SCARA still active?
- Yes, SCARA is an active enterprise in the KBO register.
- How many employees does SCARA have?
- SCARA had an average of 8.7 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
- Which joint committee does SCARA fall under?
- In its 31-01-2026 annual accounts, SCARA states joint committee 109 (Clothing and garment industry).
- What is the turnover of SCARA?
- The turnover in financial year 2026 is ≈ €2.3m. This figure is estimated from the gross margin of €638,861 and 47 comparable companies (NACE 477). It probably lies between €1.7m and €3.6m.
- Is SCARA profitable?
- In financial year 2026, SCARA made a profit of €93,780.
- Where can I find the annual accounts of SCARA?
- SCARA filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of SCARA due?
- SCARA must file the annual accounts for financial year 2027 by 31-08-2027.Timeline
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