Summary
SCAN e&e is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €248,377 and a net result of €124,148. Equity is growing by about 5.5% per year across the filed financial years. Its solvency ranks better than 67% of 2,986 sector peers (NACE 66, financial year 2025). The company has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Risk and damage evaluation
NACE 66210
6th oldest company in Lier, Finance and insurance sector1 site
Size
€367,953total assets 2025
- Staff
- 1 FTE
- Equity
- €248,377
- Profit
- €124,148
Turnover not published (abbreviated or micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Accounts 9 days early0 of 4 deeds read
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 days early
2024
104 days early
2023
30 days early
2022
11 days late
2021
113 days early
2020
19 days early
2019
35 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 43 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (4 of the last 5 filed years within 75 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
15-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Highest result from 2018 to 2025net €124,148 ▲112%
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
In the rankings
#6 oldest company in Lier, Finance and insurance sector
Equity
€248,377▼ 22.9%
2024 · €322,050
Net result
€124,148▲ 112%
2024 · €58,666
Total assets
€367,953▼ 8.6%
2024 · €402,655
Solvency
67.5%▼ 12.5pp
2024 · 80.0%
Trend over the years
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 112% above 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€181,436
2025
Net result€124,148
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€367,953
2025
Equity€248,377
2025
Debt€119,576
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€133,866
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)33.7%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency67.5%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio2.12
2025
Average staff in full-time equivalents (FTE).
Staff (FTE)1
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 66, Activities auxiliary to financial services and insurance activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€111,204-€88,933▼ 20.0%€45,546▼ 48.8%€149,100▲ 227%€59,016▼ 60.4%€18,468▼ 68.7%€85,498▲ 363%€181,436▲ 112%
Net result€77,978-€64,830▼ 16.9%€31,821within the sector's middle half▼ 50.9%€103,755above the sector's middle half▲ 226%€41,565within the sector's middle half▼ 59.9%€12,107within the sector's middle half▼ 70.9%€58,666within the sector's middle half▲ 385%€124,148above the sector's middle half▲ 112%
Equity€198,145-€262,974▲ 32.7%€174,289within the sector's middle half▼ 33.7%€278,045within the sector's middle half▲ 59.5%€319,610above the sector's middle half▲ 14.9%€331,717above the sector's middle half▲ 3.8%€322,050within the sector's middle half▼ 2.9%€248,377within the sector's middle half▼ 22.9%
Total assets€366,772-€336,484▼ 8.3%€242,767within the sector's middle half▼ 27.9%€381,493within the sector's middle half▲ 57.1%€442,426within the sector's middle half▲ 16.0%€425,434within the sector's middle half▼ 3.8%€402,655within the sector's middle half▼ 5.4%€367,953within the sector's middle half▼ 8.6%
Debt€168,627-€73,509▼ 56.4%€68,477▼ 6.8%€103,449▲ 51.1%€122,817▲ 18.7%€93,717▼ 23.7%€80,605▼ 14.0%€119,576▲ 48.3%
Working capital€95,999-€183,336▲ 91.0%€112,522within the sector's middle half▼ 38.6%€228,041above the sector's middle half▲ 103%€214,177above the sector's middle half▼ 6.1%€159,497within the sector's middle half▼ 25.5%€186,884above the sector's middle half▲ 17.2%€133,866within the sector's middle half▼ 28.4%
Solvency54.0%-78.2%▲ 24.1pp71.8%above the sector's middle half▼ 6.4pp72.9%above the sector's middle half▲ 1.1pp72.2%within the sector's middle half▼ 0.6pp78.0%above the sector's middle half▲ 5.7pp80.0%above the sector's middle half▲ 2.0pp67.5%within the sector's middle half▼ 12.5pp
Current ratio1.57-3.49▲ 1.922.64within the sector's middle half▼ 0.853.20within the sector's middle half▲ 0.562.74within the sector's middle half▼ 0.462.70within the sector's middle half▼ 0.043.32within the sector's middle half▲ 0.622.12within the sector's middle half▼ 1.20
Return on assets (ROA)21.3%-19.3%▼ 2.0pp13.1%within the sector's middle half▼ 6.2pp27.2%above the sector's middle half▲ 14.1pp9.4%within the sector's middle half▼ 17.8pp2.8%within the sector's middle half▼ 6.5pp14.6%within the sector's middle half▲ 11.7pp33.7%above the sector's middle half▲ 19.2pp
Staff (FTE)1.6-1.8▲ 12.5%0.8below the sector's middle half▼ 55.6%1▲ 25.0%1=1=1=1=
above
within
below
the middle half of NACE 66, Activities auxiliary to financial services and insurance activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated or micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €367,953
Fixed assets
€114,511 ▼ 15.3%
Current assets
€253,442 ▼ 5.3%
Equity and liabilities €367,953
Equity
€248,377 ▼ 22.9%
Debt
€119,576 ▲ 48.3%
Debt's share of the balance-sheet total rises from 20.0% to 32.5%. Equity is lower and debt is higher.
Key figures and ratios
ROE
50.0%▲
2024 · 18.2%
Debt ≤ 1 year
€119,576▲
2024 · €80,605
Income taxes
€55,320▲
2024 · €25,361
Staff costs
€64,079▲
2024 · €52,655
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €40,573 | €46,706 | €52,542 | €52,655 | €64,079 | ▲ 21.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24,923 | €23,255 | €18,707 | €14,435 | €23,448 | €34,658 | €37,773 | €37,076 | ▼ 1.8% |
| Other operating charges640/8 | - | - | - | €1,098 | €2,202 | €3,027 | €1,873 | €2,812 | ▲ 50.1% |
| Gross operating margin9900 | €204,787 | €191,760 | €104,281 | €205,207 | €131,372 | €108,694 | €177,799 | €285,403 | ▲ 60.5% |
| Operating profit (loss)9901 | €111,204 | €88,933 | €45,546 | €149,100 | €59,016 | €18,468 | €85,498 | €181,436 | ▲ 112% |
| Financial income75/76B | - | - | - | €18 | €26 | €401 | €504 | €745 | ▲ 47.7% |
| Recurring financial income75 | €2,607 | €1,386 | €0 | €18 | €26 | €401 | €504 | €745 | ▲ 47.7% |
| Financial charges65/66B | - | - | - | €963 | €864 | €1,014 | €1,975 | €2,712 | ▲ 37.3% |
| Recurring financial charges65 | €1,124 | €466 | €282 | €963 | €864 | €1,014 | €1,975 | €2,712 | ▲ 37.3% |
| Profit (loss) for the period before taxes9903 | €112,687 | €89,852 | €45,264 | €148,156 | €58,177 | €17,854 | €84,027 | €179,468 | ▲ 114% |
| Income taxes67/77 | €34,709 | €25,023 | €13,443 | €44,400 | €16,612 | €5,747 | €25,361 | €55,320 | ▲ 118% |
| Profit (loss) for the period9904 | €77,978 | €64,830 | €31,821 | €103,755 | €41,565 | €12,107 | €58,666 | €124,148 | ▲ 112% |
| Profit (loss) for the period to be appropriated9905 | €77,978 | €62,243 | €31,821 | €103,755 | €41,565 | €12,107 | €58,666 | €124,148 | ▲ 112% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €366,772 | €336,484 | €242,767 | €381,493 | €442,426 | €425,434 | €402,655 | €367,953 | ▼ 8.6% |
| Fixed assets21/28 | €102,146 | €79,638 | €61,767 | €50,004 | €105,433 | €172,220 | €135,165 | €114,511 | ▼ 15.3% |
| Tangible fixed assets22/27 | €102,146 | €79,638 | €61,767 | €50,004 | €105,433 | €172,220 | €135,165 | €114,511 | ▼ 15.3% |
| Land and buildings22 | - | - | - | €46,638 | €60,212 | €131,070 | €108,577 | €96,736 | ▼ 10.9% |
| Plant, machinery and equipment23 | - | - | - | €1,859 | €6,839 | €3,336 | €1,212 | €2,710 | ▲ 124% |
| Furniture and vehicles24 | - | - | - | €1,507 | €38,381 | €37,813 | €25,377 | €15,065 | ▼ 40.6% |
| Current assets29/58 | €264,626 | €256,846 | €180,999 | €331,489 | €336,993 | €253,214 | €267,490 | €253,442 | ▼ 5.3% |
| Amounts receivable within one year40/41 | €122,574 | €101,590 | €70,728 | €86,883 | €125,006 | €105,768 | €98,496 | €89,568 | ▼ 9.1% |
| Trade receivables40 | - | - | - | €86,883 | €116,618 | €86,398 | €96,924 | €89,568 | ▼ 7.6% |
| Other amounts receivable41 | - | - | - | €0 | €8,388 | €19,370 | €1,572 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €137,856 | €149,401 | €101,126 | €235,527 | €201,404 | €136,886 | €160,623 | €155,881 | ▼ 3.0% |
| Deferred charges and accrued income490/1 | - | - | - | €9,080 | €10,583 | €10,559 | €8,370 | €7,992 | ▼ 4.5% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €366,772 | €336,484 | €242,767 | €381,493 | €442,426 | €425,434 | €402,655 | €367,953 | ▼ 8.6% |
| Equity10/15 | €198,145 | €262,974 | €174,289 | €278,045 | €319,610 | €331,717 | €322,050 | €248,377 | ▼ 22.9% |
| Contributions10/11 | €7,445 | €7,445 | - | €7,445 | €7,445 | €7,445 | €7,445 | €7,445 | = |
| Reserves13 | €190,700 | €255,530 | €166,844 | €270,600 | €312,165 | €324,272 | €314,605 | €240,932 | ▼ 23.4% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €0 | - | - | - |
| Tax-exempt reserves132 | - | - | - | €2,586 | €2,586 | €2,586 | €2,586 | €2,586 | = |
| Distributable reserves133 | - | - | - | €266,154 | €307,719 | €321,686 | €312,018 | €238,346 | ▼ 23.6% |
| Profit (loss) carried forward14 | -€38,766 | -€9,644 | - | €0 | - | - | €0 | €0 | - |
| Amounts payable17/49 | €168,627 | €73,509 | €68,477 | €103,449 | €122,817 | €93,717 | €80,605 | €119,576 | ▲ 48.3% |
| Amounts payable within one year42/48 | €168,627 | €73,509 | €68,477 | €103,449 | €122,817 | €93,717 | €80,605 | €119,576 | ▲ 48.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | €8,247 | €8,255 | €8,333 | €8,452 | €10,000 | ▲ 18.3% |
| Trade debts44 | €76,453 | €37,186 | €34,510 | €33,849 | €57,451 | €54,390 | €35,400 | €26,789 | ▼ 24.3% |
| Suppliers440/4 | - | - | - | €33,849 | €57,451 | €54,390 | €35,400 | €26,789 | ▼ 24.3% |
| Taxes, remuneration and social security45 | - | - | - | €48,169 | €43,928 | €30,398 | €36,753 | €50,889 | ▲ 38.5% |
| Taxes450/3 | - | - | - | €40,727 | €35,803 | €21,399 | €30,956 | €44,537 | ▲ 43.9% |
| Remuneration and social security454/9 | - | - | - | €7,442 | €8,124 | €8,999 | €5,798 | €6,352 | ▲ 9.6% |
| Other amounts payable47/48 | - | - | - | €13,183 | €13,183 | €595 | €0 | €31,897 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €77,978 | €64,830 | €31,821 | €103,755 | €41,565 | €12,107 | €58,666 | €124,148 | ▲ 112% |
| + Depreciation and write-downs630 | €24,923 | €23,255 | €18,707 | €14,435 | €23,448 | €34,658 | €37,773 | €37,076 | ▼ 1.8% |
| Operating cash flow (approximation) | €102,900 | €88,084 | €50,528 | €118,190 | €65,013 | €46,765 | €96,439 | €161,224 | ▲ 67.2% |
| Investment in fixed assets (approximation) | - | -€747 | -€836 | -€2,672 | -€78,877 | -€101,444 | -€718 | -€16,422 | ▼ 2,187% |
| Change in cash | - | €11,544 | -€48,274 | €134,401 | -€34,123 | -€64,518 | €23,737 | -€4,742 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 29 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 22-07-2026 | 2026-00315446 |
| 31-12-2024 | micro format | 18-04-2025 | 2025-00071567 |
| 31-12-2023 | micro format | 01-07-2024 | 2024-00186709 |
| 31-12-2022 | micro format | 11-08-2023 | 2023-00325410 |
| 31-12-2021 | micro format | 09-04-2022 | 2022-20002337 |
| 31-12-2020 | micro format | 12-07-2021 | 2021-34000258 |
| 31-12-2019 | abbreviated format | 26-06-2020 | 2020-21200366 |
| 31-12-2018 | abbreviated format | 06-06-2019 | 2019-16700107 |
| 31-12-2017 | abbreviated format | 29-08-2018 | 2018-53900584 |
| 31-12-2016 | abbreviated format | 29-08-2017 | 2017-51400096 |
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Of the 847 active companies whose main activity is risk and damage evaluation (NACE 66210), figures are known for 521. 429 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Subsidies and aid
Flemish government
2022 to 2024 · 2 entries · €715 awarded · €715 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2024 | 1 | €179 | €179 |
| 2022 | 1 | €536 | €536 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the directors and other office holders in the KBO →
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
Next filing, financial year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial
Highest result from 2018 to 2025net €124,148 ▲112%
Operating result €181,436, net result €124,148, both a record.
18-04
NBB filing
Annual accounts filed
financial year 2024 · micro format
2024
01-07
NBB filing
Annual accounts filed
financial year 2023 · micro format
2023
31-12
Financial
Weakest financial yearnet €12,107 ▼70.9%
Net result drops to €12,107, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
financial year 2022 · micro format · 11 days late
2022
09-04
NBB filing
Annual accounts filed
financial year 2021 · micro format
2021
31-12
Financial
Equity above €200,000equity €278,045 ▲59.5%
A profit in every financial year since 2018 builds equity to €278,045.
12-07
NBB filing
Annual accounts filed
financial year 2020 · micro format
2020
26-06
NBB filing
Annual accounts filed
financial year 2019 · abbreviated format
2019
31-12
Financial
Liquidity more than doubledcurrent ratio 3.49
Current ratio from 1.57 to 3.49; short-term debt falls from €168,627 to €73,509.
31-12
Financial
Equity above €200,000equity €262,974 ▲32.7%
A profit in every financial year since 2018 builds equity to €262,974.
Show earlier events
06-06
NBB filing
Annual accounts filed
financial year 2018 · abbreviated format
2018
29-08
NBB filing
Annual accounts filed
financial year 2017 · abbreviated format · 29 days late
2017
29-08
NBB filing
Annual accounts filed
financial year 2016 · abbreviated format · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 29 annual accounts filed, the latest 10 are here; all 29 are under Financials.
0 of 4 deeds read
About the unread acts
We know of 4 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Register details
Identification
Legal formPrivate limited company
Founded14-11-1994
Financial year end31-12
Activities, NACEBEL 2025
66210Risk and damage evaluation
68322Real estate appraisal on a fee or contract basis
71121Engineering and related technical consultancy, excluding land surveyors
E-invoicing
Reachable via Peppol
Peppol ID
0208:0453791239
Also
9925:BE0453791239
Registered
04-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 15 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 1994
Ground area
3,615 m²
Building footprint
365 m²
Building volume
1,984 m³
Parcel 12019E0127/00E000, Flanders · tallest building 8.1 m. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
SCAN E & E BVBA
since 1994unit no. 2.069.241.909
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 12019E0127/00E000 | Flanders | 3,615 m² | 1 · 365 m² | 8.1 m · 2 |
How the parcels are linked
Good to know
The parcel matches the address exactly.