SCALDOPACK
ActiveSummary
SCALDOPACK has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.81M and a net result of €368k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 42% of 311 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▼-8
Solvency61▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.91 in 2024; short-term debt: 39.3% and cash: 1.2% of total assets), and 63.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.3%
Return on assets
4.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
90 d late
2020
26 d late
2019
13 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€368k▼ 59.1%
2024 · €899k
2018: €-396k
2019: €-197k
2020: €-366k
2021: €-518k
2022: €263k
2023: €94k
2024: €899k
2018 → 2025
Working capital
€1.38M▼ 31.0%
2024 · €2.00M
2018: €-1.87M
2019: €-2.19M
2020: €23k
2021: €241k
2022: €680k
2023: €1.73M
2024: €2.00M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.07M-€1.34M▲ 24.5%€1.53M▲ 14.4%€2.47M▲ 61.2%€2.81M▲ 13.8%
Operating result€-463k-€290k€187k▼ 35.7%€-2.42M€-518k▲ 78.6%
Net result€-518k-€263k€94k▼ 64.2%€899k▲ 856%€368k▼ 59.1%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €518k in 2025 against €2.42M in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.74M
Fixed assets
€3.32M ▼ 6.2%
Current assets
€4.42M ▲ 5.1%
Equity and liabilities €7.74M
Equity
€2.81M ▲ 13.8%
Provisions
€0 ▼ 100%
Debt
€4.93M ▲ 13.9%
Debt's share of the balance-sheet total rises from 55.9% to 63.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€-261k▲
2024 · €-2.16M
Cash flow
€625k▼
2024 · €1.16M
Current ratio
1.45▼
2024 · 1.91
Quick ratio
0.46▼
2024 · 0.56
Debt to equity
1.76▲
2024 · 1.75
ROE
13.1%▼
2024 · 36.5%
ROA
4.8%▼
2024 · 11.6%
Interest coverage
-2.81▲
2024 · -11.95
Debt ≤ 1 year
€3.04M▲
2024 · €2.21M
Debt > 1 year
€1.87M▼
2024 · €2.11M
Staff costs
€260k▲
2024 · €234k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€7.74M€7.74M▼
Fixed assets21/28€3.54M€3.32M▼
Intangible fixed assets21€2.95M€2.77M▼
Tangible fixed assets22/27€594k€551k▼
Plant, machinery and equipment23€458k€434k▼
Furniture and vehicles24€11k€13k▲
Other tangible fixed assets26€125k€104k▼
Current assets29/58€4.20M€4.42M▲
Stocks and contracts in progress3€2.96M€3.02M▲
Stocks30/36€656k€668k▲
Contracts in progress37€2.31M€2.35M▲
Amounts receivable within one year40/41€508k€536k▲
Trade receivables40€448k€483k▲
Other amounts receivable41€60k€53k▼
Cash at bank and in hand54/58€7k€96k▲
Deferred charges and accrued income490/1€723k€762k▲
Equity and liabilities
Total equity and liabilities10/49€7.74M€7.74M▼
Equity10/15€2.47M€2.81M▲
Contributions10/11€3.00M€3.00M=
Capital10€3.00M€3.00M=
Issued capital100€3.00M€3.00M=
Reserves13€402k€402k=
Distributable reserves133€402k€402k=
Profit (loss) carried forward14€-1.85M€-1.48M▲
Investment grants15€914k€886k▼
Provisions and deferred taxes16€950k-
Provisions for liabilities and charges160/5€950k-
Other liabilities and charges164/5€950k-
Amounts payable17/49€4.33M€4.93M▲
Amounts payable after more than one year17€2.11M€1.87M▼
Financial debts170/4€2.11M€1.87M▼
Amounts payable within one year42/48€2.21M€3.04M▲
Current portion of amounts payable after more than one year42€530k€837k▲
Trade debts44€171k€234k▲
Suppliers440/4€171k€234k▲
Advances received on contracts in progress46€1.14M€1.10M▼
Taxes, remuneration and social security45€26k€28k▲
Remuneration and social security454/9€26k€28k▲
Other amounts payable47/48€336k€835k▲
Accrued charges and deferred income492/3€15k€22k▲
Income statement
Code20242025
Remuneration, social security and pensions62€234k€260k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€259k€257k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€807k-
Other operating charges640/8€55k€9k▼
Non-recurring operating charges66A€584k-
Gross operating margin9900€-477k€8k▲
Operating profit (loss)9901€-2.42M€-518k▲
Financial income75/76B€3.50M€979k▼
Recurring financial income75€31k€29k▼
Non-recurring financial income76B€3.47M€950k▼
Financial charges65/66B€180k€93k▼
Recurring financial charges65€180k€93k▼
Profit (loss) for the period before taxes9903€902k€368k▼
Income taxes67/77€3k-
Profit (loss) for the period9904€899k€368k▼
Profit (loss) for the period to be appropriated9905€899k€368k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1.85M€-1.48M▲
Profit (loss) brought forward from the previous period14P€-2.75M€-1.85M▲
Social balance
Average headcount (FTE)90873.94.3▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €899k ▲856%
Net result €899k, the highest in the series.
31-12
Financial
Equity above €2MEq €2.47M ▲61.2%
3 profitable years in a row build equity to €2.47M.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-12
Financial
Back to profitnet €263k
Net result €263k after 4 loss-making years.
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 90 days late
2021
31-12
Financial
Weakest financial yearnet €-518k
Net result drops to €-518k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
31-12
Financial
Liquidity quadruplescurrent ratio 1.02
Current ratio from 0.28 to 1.02; short-term debt falls from €3.05M to €1.24M.
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
Show earlier events
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 54 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 3 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kanadezenlaan(D) 1187711 MouscronGround area
3.0 ha
Building footprint
1.0 ha
Volume, LiDAR
1,013 m³
3 parcels, Flanders, Wallonia · tallest building 10.9 m, ±1 floor. Linked by address, not a title deed.
3 establishment units
Scaldopack
since 20092.182.925.216
scaldopack
since 20132.260.164.534
Scaldopack
since 20132.221.027.014
3 parcels
Flanders
2
(66.7%)
Wallonia
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34354D0003/00C004 | Flanders | 1.5 ha | 1 · 2,501 m² | - |
| 34026A0287/00K002 | Flanders | 1.1 ha | 1 · 7,307 m² | - |
| 54003T0320/00D000 | Wallonia | 4,181 m² | 1 · 253 m² | 10.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 19,364 EUR awarded · 16,497 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 2,320 EUR | 3,000 EUR |
| 2024 | 2 | 3,000 EUR | 3,953 EUR |
| 2023 | 2 | 12,580 EUR | 8,080 EUR |
| 2022 | 1 | 1,464 EUR | 1,464 EUR |
Schemes
Subsidies voor internationaal ondernemen
Werkbaarheidscheque (stopgezet)
European research
1 project · 500,000 EUR EU contributionProgrammes
Horizon 2020
Projects
Innovative technological, organisational and social solutions for FAIRer dairy and fruit and vegetable value CHAINs
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Of 46 companies in sector 28291 we hold annual accounts for 40. 25 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded10-11-2009
Fiscal year end31-12
Activities, NACEBEL 2025
28291Manufacture of machinery and equipment not elsewhere classified
46649Wholesale of other machinery and equipment
26510Manufacture of computer, electronic and optical products
28930Manufacture of machinery and equipment not elsewhere classified
46389Wholesale of other food products
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
82920Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.