SCALA-RENOV
ActiveThe computed 12-month bankruptcy probability of SCALA-RENOV is 2.1% (moderate). The 2025 annual accounts show equity of €13k and a net result of €9k. Equity is growing by ~208.1% per year across the filed fiscal years. Its solvency ranks better than 19% of 27450 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▼-17
Solvency42▼-12
Growth78=
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.32 in 2024; short-term debt: 69.7% and cash: 14.1% of total assets), and 82.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.3%
Return on assets
11.8%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 27450 sector peers (2025).
NBB · sector comparisonPosition among 27450 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
1 d early
2022
18 d early
2021
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▲ 9.4%
2024 · €12k
2021: €137
2022: €1k
2023: €6k
2024: €12k
2021 → 2025
Total assets
€78k▲ 85.8%
2024 · €42k
2021: €56k
2022: €45k
2023: €47k
2024: €42k
2021 → 2025
Net result
€9k▲ 51.7%
2024 · €6k
2021: €-863
2022: €1k
2023: €5k
2024: €6k
2021 → 2025
Working capital
€21k▲ 124%
2024 · €9k
2021: €6k
2022: €5k
2023: €7k
2024: €9k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€137-€1k▲ 891%€6k▲ 364%€12k▲ 95.9%€13k▲ 9.4%
Operating result€3k-€4k▲ 11.3%€8k▲ 129%€13k▲ 52.8%€21k▲ 70.1%
Net result€-863-€1k€5k▲ 305%€6k▲ 22.2%€9k▲ 51.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 70% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets
€2k▼ 21.5%
Current assets
€76k▲ 93.6%
Equity and liabilities €78k
Equity
€13k▲ 9.4%
Debt
€64k▲ 118%
The debt ratio rises from 70.5% to 82.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€22k▲
2024 · €13k
Cash flow
€10k▲
2024 · €6k
Solvency
17.3%▼
2024 · 29.5%
Current ratio
1.39▲
2024 · 1.32
Quick ratio
1.39▲
2024 · 1.32
Debt / equity
4.76▲
2024 · 2.39
ROE
67.9%▲
2024 · 48.9%
ROA
11.8%▼
2024 · 14.4%
Interest coverage
3.79▼
2024 · 5.47
Debt
€64k▲
2024 · €30k
Debt ≤ 1 year
€54k▲
2024 · €30k
Debt > 1 year
€9k
Income taxes
€7k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42k€78k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€3k€2k▼
Financial fixed assets28€87€87=
Current assets29/58€39k€76k▲
Amounts receivable within one year40/41€28k€64k▲
Trade receivables40€28k€57k▲
Other amounts receivable41€548€8k▲
Cash at bank and in hand54/58€11k€11k▲
Deferred charges and accrued income490/1€49€39▼
Equity and liabilities
Total equity and liabilities10/49€42k€78k▲
Equity10/15€12k€13k▲
Contributions10/11€1k€1k=
Reserves13€11k€12k▲
Non-distributable reserves130/1€100€100=
Reserves not available under the articles1311€100€100=
Distributable reserves133€11k€12k▲
Profit (loss) carried forward14€229€386▲
Amounts payable17/49€30k€64k▲
Amounts payable after more than one year17-€9k
Financial debts170/4-€9k
Amounts payable within one year42/48€30k€54k▲
Current portion of amounts payable after more than one year42-€5k
Financial debts43-€13k
Credit institutions430/8-€13k
Trade debts44€24k€21k▼
Suppliers440/4€24k€21k▼
Taxes, remuneration and social security45€6k€8k▲
Taxes450/3€6k€8k▲
Other amounts payable47/48-€7k
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€298€608▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€16k€25k▲
Operating profit (loss)9901€13k€21k▲
Financial income75/76B€13€184▲
Recurring financial income75€13€184▲
Financial charges65/66B€2k€6k▲
Recurring financial charges65€2k€6k▲
Profit (loss) for the period before taxes9903€10k€16k▲
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€6k€9k▲
Profit (loss) for the period to be appropriated9905€6k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€9k▲
Profit (loss) brought forward from the previous period14P€194€229▲
Transfer to equity691/2€6k€1k▼
To other reserves6921€6k€1k▼
Profit to be distributed694/7-€8k
Return on contributions (dividend)694-€8k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2021net €9k ▲51.7%
Operating result €21k, net result €9k, both a record.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Platanenlaan 331600 Sint-Pieters-LeeuwGround area
238 m²
Building footprint
73 m²
Volume, LiDAR
619 m³
Parcel 23582E0657/00F003, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SCALA-RENOV
since 20202.298.793.003
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23582E0657/00F003 | Flanders | 238 m² | 1 · 73 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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HASSOPAINT
BE 0869.914.311
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Fourty Paintz
BE 0764.897.260
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MG PEINTURE & DECORATION
BE 0654.997.943
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Of 7,864 companies in sector 43341 we hold annual accounts for 2,662. 1,837 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2020
Fiscal year end30-09
Activities, NACEBEL
43341Painting of buildings
43230Insulation installation
43240Other construction installation
43291Specialised construction activities
43299Specialised construction activities
43990Other specialised construction activities
43999Specialised construction activities
81230Other cleaning activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:scala.fabio@hotmail.com
Phone:+32476327785