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Scafinity Services

Active
Private limited companyfounded 2025active for 1 yearPaul Christiaenstraat 9, 9960 Assenede, BelgiumKBO/BCE: BE 1028.605.717

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 16-06-2026 at the NBB

Turnover
≈ €500,000
Estimated: probably between €330,000 and €900,000
Total assets
€161,099
Net result
€94,823
Working capital
€93,573

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €161,099
Fixed assets €2,250
Current assets €158,849
Equity and liabilities €161,099
Equity €95,823
Debt €65,276
Debt's share of the balance-sheet total is 40.5%.
Key figures and ratios
2025 value
Current ratio
2.43
Debt to equity
0.68
ROE
99.0%
ROA
58.9%
Debt ≤ 1 year
€65,276
Income taxes
€25,147

Investments

fixed assets acquired
Item2025
Financial fixed assets€2,250

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€161,099
Fixed assets21/28€2,250
Financial fixed assets28€2,250
Current assets29/58€158,849
Amounts receivable within one year40/41€5,854
Trade receivables40€5,067
Other amounts receivable41€787
Cash at bank and in hand54/58€152,218
Deferred charges and accrued income490/1€777
Equity and liabilities
Total equity and liabilities10/49€161,099
Equity10/15€95,823
Contributions10/11€1,000
Reserves13€94,823
Distributable reserves133€94,823
Amounts payable17/49€65,276
Amounts payable within one year42/48€65,276
Trade debts44€766
Suppliers440/4€766
Taxes, remuneration and social security45€50,941
Taxes450/3€50,941
Other amounts payable47/48€13,569
Income statement Code2025
Gross operating margin9900€119,976
Operating profit (loss)9901€119,976
Financial charges65/66B€6
Recurring financial charges65€6
Profit (loss) for the period before taxes9903€119,970
Income taxes67/77€25,147
Profit (loss) for the period9904€94,823
Profit (loss) for the period to be appropriated9905€94,823
Appropriation of the result
Profit (loss) to be appropriated9906€94,823
Transfer to equity691/2€94,823
To other reserves6921€94,823

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 16-06-2026.

Line2025
Gross operating margin9900€119,976
Operating profit (loss)9901€119,976
Financial charges65/66B€6
Recurring financial charges65€6
Profit (loss) for the period before taxes9903€119,970
Income taxes67/77€25,147
Profit (loss) for the period9904€94,823
Profit (loss) for the period to be appropriated9905€94,823
Line2025
Assets
Total assets20/58€161,099
Fixed assets21/28€2,250
Financial fixed assets28€2,250
Current assets29/58€158,849
Amounts receivable within one year40/41€5,854
Trade receivables40€5,067
Other amounts receivable41€787
Cash at bank and in hand54/58€152,218
Deferred charges and accrued income490/1€777
Equity and liabilities
Total equity and liabilities10/49€161,099
Equity10/15€95,823
Contributions10/11€1,000
Reserves13€94,823
Distributable reserves133€94,823
Amounts payable17/49€65,276
Amounts payable within one year42/48€65,276
Trade debts44€766
Suppliers440/4€766
Taxes, remuneration and social security45€50,941
Taxes450/3€50,941
Other amounts payable47/48€13,569
Line2025
Profit (loss) for the period9904€94,823
Operating cash flow (approximation)€94,823

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Historical observation

In July 2024, 11,279 companies had the same profile as Scafinity Services has now. Two years later, 96.6% were still going and 0.7% had gone bankrupt.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
96.6% was still going
2.6% stopped otherwise
0.7% went bankrupt

That fits the bankruptcy probability of Scafinity Services itself: 0.2% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for Scafinity Services. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 16-06-2026 2026-00165168 PDF

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