SCAFF BUILDER
ActiveSummary
SCAFF BUILDER has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-33k) and a net result of €895. Equity is shrinking by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability44▲+33
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.52 against 0.5 in 2024; short-term debt: 193.8% and cash: 0.1% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-93.8%
Return on assets
2.6%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 27965 sector peers (2025).
NBB · sector comparisonPosition among 27965 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
5 d early
2022
11 d early
2021
10 d early
2020
14 d early
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-33k▲ 2.7%
2024 · €-34k
2018: €-29k
2019: €-26k▲ +10.8% vs 2018
2020: €-25k▲ +3.4% vs 2019
2021: €-25k▲ +1.0% vs 2020highest in 8 years
2022: €-30k▼ -20.6% vs 2021
2023: €-30k▼ -0.4% vs 2022
2024: €-34k▼ -11.6% vs 2023lowest in 8 years
2025: €-33k▲ +2.7% vs 2024
2018 → 2025
Total assets
€35k▲ 4.6%
2024 · €33k
2018: €131khighest in 8 years
2019: €117k▼ -10.7% vs 2018
2020: €84k▼ -28.0% vs 2019
2021: €39k▼ -53.9% vs 2020
2022: €33k▼ -13.8% vs 2021lowest in 8 years
2023: €37k▲ +11.6% vs 2022
2024: €33k▼ -10.0% vs 2023
2025: €35k▲ +4.6% vs 2024
2018 → 2025
Net result
€895
2024 · €-3k
2018: €2k
2019: €3k▲ +87.5% vs 2018highest in 8 years
2020: €899▼ -71.6% vs 2019
2021: €264▼ -70.6% vs 2020
2022: €-5k▼ -2050% vs 2021lowest in 8 years
2023: €-118▲ +97.7% vs 2022
2024: €-3k▼ -2865% vs 2023
2025: €895▲ +126% vs 2024
2018 → 2025
Working capital
€-33k▲ 2.7%
2024 · €-34k
2018: €-30k
2019: €-26k▲ +10.7% vs 2018
2020: €-26k▲ +3.4% vs 2019
2021: €-25k▲ +1.0% vs 2020highest in 8 years
2022: €-30k▼ -20.4% vs 2021
2023: €-30k▲ +0.5% vs 2022
2024: €-34k▼ -11.6% vs 2023lowest in 8 years
2025: €-33k▲ +2.7% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-25k-€-30k▼ 20.6%€-30k▼ 0.4%€-34k▼ 11.6%€-33k▲ 2.7%
2021: €-25khighest in 5 years
2022: €-30k▼ -20.6% vs 2021
2023: €-30k▼ -0.4% vs 2022
2024: €-34k▼ -11.6% vs 2023lowest in 5 years
2025: €-33k▲ +2.7% vs 2024
Operating result€4k-€-1k€2k€-3k€974
2021: €4khighest in 5 years
2022: €-1k▼ -125% vs 2021
2023: €2k▲ +314% vs 2022
2024: €-3k▼ -213% vs 2023lowest in 5 years
2025: €974▲ +138% vs 2024
Net result€264-€-5k€-118▲ 97.7%€-3k▼ 2,865%€895
2021: €264
2022: €-5k▼ -2050% vs 2021lowest in 5 years
2023: €-118▲ +97.7% vs 2022
2024: €-3k▼ -2865% vs 2023
2025: €895▲ +126% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €974 after a loss of €3k in 2024.
Key figures and ratios
Solvency
-93.8%▲
2024 · -100.8%
Current ratio
0.52▲
2024 · 0.50
Debt to equity
-2.07▼
2024 · -1.99
ROA
2.6%▲
2024 · -10.4%
Debt
€68k▲
2024 · €67k
Debt ≤ 1 year
€68k▲
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€33k€35k▲
Current assets29/58€33k€35k▲
Amounts receivable within one year40/41€33k€35k▲
Trade receivables40€7k€9k▲
Other amounts receivable41€26k€26k▼
Cash at bank and in hand54/58€219€41▼
Equity and liabilities
Total equity and liabilities10/49€33k€35k▲
Equity10/15€-34k€-33k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-54k€-53k▲
Amounts payable17/49€67k€68k▲
Amounts payable within one year42/48€67k€68k▲
Trade debts44€256€500▲
Suppliers440/4€256€500▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€67k€67k▲
Income statement
Code20242025
Other operating charges640/8€502€507▲
Gross operating margin9900€-2k€1k▲
Operating profit (loss)9901€-3k€974▲
Financial income75/76B-€12
Recurring financial income75-€12
Financial charges65/66B€949€91▼
Recurring financial charges65€949€91▼
Profit (loss) for the period before taxes9903€-3k€895▲
Profit (loss) for the period9904€-3k€895▲
Profit (loss) for the period to be appropriated9905€-3k€895▲
Appropriation of the result
Profit (loss) to be appropriated9906€-54k€-53k▲
Profit (loss) brought forward from the previous period14P€-51k€-54k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €451 | €102 | €379 | €502 | €507 | ▲ 1.0% |
| Gross operating margin9900 | €5k | €-957 | €3k | €-2k | €1k | ▲ 172% |
| Operating profit (loss)9901 | €4k | €-1k | €2k | €-3k | €974 | ▲ 138% |
| Financial income75/76B | €0 | - | - | - | €12 | - |
| Recurring financial income75 | €0 | - | - | - | €12 | - |
| Financial charges65/66B | €4k | €4k | €2k | €949 | €91 | ▼ 90.4% |
| Recurring financial charges65 | €4k | €4k | €2k | €949 | €91 | ▼ 90.4% |
| Profit (loss) for the period before taxes9903 | €328 | €-5k | €-118 | €-3k | €895 | ▲ 126% |
| Income taxes67/77 | €63 | €-3 | €0 | - | - | - |
| Profit (loss) for the period9904 | €264 | €-5k | €-118 | €-3k | €895 | ▲ 126% |
| Profit (loss) for the period to be appropriated9905 | €264 | €-5k | €-118 | €-3k | €895 | ▲ 126% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €39k | €33k | €37k | €33k | €35k | ▲ 4.6% |
| Fixed assets21/28 | €270 | €270 | €0 | - | - | - |
| Financial fixed assets28 | €270 | €270 | €0 | - | - | - |
| Current assets29/58 | €38k | €33k | €37k | €33k | €35k | ▲ 4.6% |
| Amounts receivable within one year40/41 | €38k | €33k | €37k | €33k | €35k | ▲ 5.2% |
| Trade receivables40 | €13k | €7k | €12k | €7k | €9k | ▲ 29.5% |
| Other amounts receivable41 | €26k | €26k | €26k | €26k | €26k | ▼ 1.5% |
| Cash at bank and in hand54/58 | €3 | €3 | €11 | €219 | €41 | ▼ 81.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €39k | €33k | €37k | €33k | €35k | ▲ 4.6% |
| Equity10/15 | €-25k | €-30k | €-30k | €-34k | €-33k | ▲ 2.7% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €2k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | - | - | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €-45k | €-51k | €-51k | €-54k | €-53k | ▲ 1.7% |
| Amounts payable17/49 | €64k | €63k | €67k | €67k | €68k | ▲ 1.0% |
| Amounts payable within one year42/48 | €64k | €63k | €67k | €67k | €68k | ▲ 1.0% |
| Financial debts43 | €25k | €25k | €0 | - | - | - |
| Credit institutions430/8 | €25k | €25k | €0 | - | - | - |
| Trade debts44 | €27k | €32k | €33k | €256 | €500 | ▲ 95.3% |
| Suppliers440/4 | €27k | €32k | €33k | €256 | €500 | ▲ 95.3% |
| Taxes, remuneration and social security45 | €90 | €0 | €229 | €0 | - | - |
| Taxes450/3 | €90 | €0 | €229 | €0 | - | - |
| Other amounts payable47/48 | €12k | €7k | €34k | €67k | €67k | ▲ 0.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €264 | €-5k | €-118 | €-3k | €895 | ▲ 126% |
| Operating cash flow (approximation) | €264 | €-5k | €-118 | €-3k | €895 | ▲ 126% |
| Investment in fixed assets (approximation) | - | €0 | €270 | - | - | - |
| Change in cash | - | €0 | €8 | €207 | €-177 | ▼ 186% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €895
Net result €895 after 3 loss-making years.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
20-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
09-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Highest result since 2018net €3k ▲87.5%
Operating result €8k, net result €3k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
10-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2001
Ground area
597 m²
Building footprint
325 m²
Volume, LiDAR
3,087 m³
Parcel 11805E0790/00F000, Flanders · tallest building 16.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Kerkstraat 72GLV, 2060 Antwerpen
since 20012.116.417.957
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11805E0790/00F000 | Flanders | 597 m² | 1 · 325 m² | 16.0 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 15,529 companies in sector 43990 we hold annual accounts for 7,420. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-09-2001
Fiscal year end30-09
Abbreviation NL
SB
Activities, NACEBEL 2025
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.