SCABEL BOIS

Active

Private limited company (pre-2019)founded 199927 yrs activeRue Mesdagh Joseph 42 C, 6040 Charleroi, BelgiumKBO/BCE: BE 0466.049.267

Summary

SCABEL BOIS has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €9k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 67% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysis Watch Report Compare

SCABEL BOISActiveChecked score 76/100

Risk analysis Report Compare

Checked score

Score 2025

76 / 100

Excellent

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability86▲+7

Solvency88▼-3

Growth58▼-4

Track record100

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €4.5k at 30 days acceptable

Liquidity ample (current ratio 2.37 against 2.3 in 2024; short-term debt: 36.5% and cash: 15.1% of total assets), and 37% of the assets are financed with debt.

Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Specialised construction activities (NACE 43)

about 85% more bankruptcies

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

63%

Return on assets

9.5%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

26 d late

2024

61 d late

2023

54 d late

2022

42 d late

2021

80 d late

2020

15 d early

2019

5 d late

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

25-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€114k▼ 13.5%

2024 · €132k

2021: €134khighest value 2022: €124k▼ -8.1% vs 2021 2024: €132k 2025: €114k▼ -13.5% vs 2024lowest value

2021 → 2025

EBIT margin

12.8%▲ 3.8pp

2024 · 9.0%

2021: 1.2%lowest value 2022: 5.5%▲ +359% vs 2021 2024: 9.0% 2025: 12.8%▲ +42.9% vs 2024highest value

2021 → 2025

Net result

€9k▲ 13.9%

2024 · €8k

2018: €-2k 2019: €-1k▲ +41.1% vs 2018 2020: €-7k▼ -403% vs 2019lowest in 8 years 2021: €470▲ +107% vs 2020 2022: €4k▲ +830% vs 2021 2023: €9k▲ +99.9% vs 2022 2024: €8k▼ -8.5% vs 2023 2025: €9k▲ +13.9% vs 2024highest in 8 years

2018 → 2025

Working capital

€48k▲ 42.8%

2024 · €33k

2018: €32k 2019: €26k▼ -21.3% vs 2018 2020: €11k▼ -56.1% vs 2019lowest in 8 years 2021: €19k▲ +73.8% vs 2020 2022: €13k▼ -32.6% vs 2021 2023: €27k▲ +105% vs 2022 2024: €33k▲ +24.1% vs 2023 2025: €48k▲ +42.8% vs 2024highest in 8 years

2018 → 2025

Trend over the years

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Turnover€134k-€124k▼ 8.1%€132k€114k▼ 13.5% 2021: €134khighest value 2022: €124k▼ -8.1% vs 2021 2024: €132k 2025: €114k▼ -13.5% vs 2024lowest value

Equity€30k-€34k▲ 14.6%€43k▲ 25.5%€51k▲ 18.6%€60k▲ 17.9% 2021: €30klowest in 5 years 2022: €34k▲ +14.6% vs 2021 2023: €43k▲ +25.5% vs 2022 2024: €51k▲ +18.6% vs 2023 2025: €60k▲ +17.9% vs 2024highest in 5 years

Operating result€2k-€7k▲ 322%€12k▲ 76.6%€12k▼ 0.5%€15k▲ 23.5% 2021: €2klowest in 5 years 2022: €7k▲ +322% vs 2021 2023: €12k▲ +76.6% vs 2022 2024: €12k▼ -0.5% vs 2023 2025: €15k▲ +23.5% vs 2024highest in 5 years

Net result€470-€4k▲ 830%€9k▲ 99.9%€8k▼ 8.5%€9k▲ 13.9% 2021: €470lowest in 5 years 2022: €4k▲ +830% vs 2021 2023: €9k▲ +99.9% vs 2022 2024: €8k▼ -8.5% vs 2023 2025: €9k▲ +13.9% vs 2024highest in 5 years

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 24% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €95k

13.6%

86.4%

Fixed assets €13k ▼ 26.6%

Current assets €82k ▲ 39.5%

Equity and liabilities €95k

63.0%

37.0%

Equity €60k ▲ 17.9%

Debt €35k ▲ 37.1%

Debt's share of the balance-sheet total rises from 33.5% to 37.0%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€22k▲

2024 · €17k

Cash flow

€17k▲

2024 · €13k

Current ratio

2.37▲

2024 · 2.30

Quick ratio

2.36▲

2024 · 2.25

Debt to equity

0.59▲

2024 · 0.50

ROE

15.1%▼

2024 · 15.7%

ROA

9.5%▼

2024 · 10.4%

Interest coverage

13.62▲

2024 · 8.80

Debt ≤ 1 year

€35k▲

2024 · €26k

Income taxes

€4k▲

2024 · €2k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

As filed By statement

Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines

Balance sheet Code20242025

Assets

Total assets20/58€77k€95k▲

Fixed assets21/28€18k€13k▼

Tangible fixed assets22/27€17k€13k▼

Land and buildings22€5k€2k▼

Plant, machinery and equipment23€6k€4k▼

Furniture and vehicles24€7k€6k▼

Financial fixed assets28€285€285=

Current assets29/58€59k€82k▲

Stocks and contracts in progress3€1k€470▼

Stocks30/36€1k€470▼

Amounts receivable within one year40/41€45k€68k▲

Trade receivables40€44k€68k▲

Other amounts receivable41€279-

Cash at bank and in hand54/58€13k€14k▲

Deferred charges and accrued income490/1€186-

Equity and liabilities

Total equity and liabilities10/49€77k€95k▲

Equity10/15€51k€60k▲

Contributions10/11€19k€19k=

Reserves13€2k€2k=

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Profit (loss) carried forward14€31k€40k▲

Amounts payable17/49€26k€35k▲

Amounts payable within one year42/48€26k€35k▲

Trade debts44-€2k

Suppliers440/4-€2k

Advances received on contracts in progress46€12k€12k=

Taxes, remuneration and social security45€1k€320▼

Taxes450/3€1k€320▼

Other amounts payable47/48€13k€21k▲

Accrued charges and deferred income492/3-€485

Income statement Code20242025

Turnover70€132k€114k▼

Goods, raw materials, services and sundry goods60/61€105k€91k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲

Other operating charges640/8€4k€2k▼

Gross operating margin9900€21k€24k▲

Operating profit (loss)9901€12k€15k▲

Financial income75/76B€2€9▲

Recurring financial income75€2€9▲

Financial charges65/66B€2k€2k▼

Recurring financial charges65€2k€2k▼

Profit (loss) for the period before taxes9903€10k€13k▲

Income taxes67/77€2k€4k▲

Profit (loss) for the period9904€8k€9k▲

Profit (loss) for the period to be appropriated9905€8k€9k▲

Appropriation of the result

Profit (loss) to be appropriated9906€31k€40k▲

Profit (loss) brought forward from the previous period14P€23k€31k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement

Income statement Balance sheet Cash flow

Line	2021	2022	2023	2024	2025	Change
Turnover70	€134k	€124k	-	€132k	€114k	▼ 13.5%
Goods, raw materials, services and sundry goods60/61	€117k	€113k	-	€105k	€91k	▼ 13.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€9k	€4k	€5k	€5k	€8k	▲ 40.0%
Other operating charges640/8	€1k	€5k	€1k	€4k	€2k	▼ 52.3%
Gross operating margin9900	€11k	€16k	€18k	€21k	€24k	▲ 13.8%
Operating profit (loss)9901	€2k	€7k	€12k	€12k	€15k	▲ 23.5%
Financial income75/76B	-	€0	-	€2	€9	▲ 318%
Recurring financial income75	-	€0	-	€2	€9	▲ 318%
Non-recurring financial income76B	-	€0	-	-	-	-
Financial charges65/66B	€1k	€2k	€2k	€2k	€2k	▼ 16.8%
Recurring financial charges65	€1k	€2k	€2k	€2k	€2k	▼ 16.8%
Profit (loss) for the period before taxes9903	€415	€4k	€10k	€10k	€13k	▲ 31.6%
Income taxes67/77	€-55	-	€858	€2k	€4k	▲ 105%
Profit (loss) for the period9904	€470	€4k	€9k	€8k	€9k	▲ 13.9%
Profit (loss) for the period to be appropriated9905	€470	€4k	€9k	€8k	€9k	▲ 13.9%

Line	2021	2022	2023	2024	2025	Change
Assets
Total assets20/58	€68k	€59k	€71k	€77k	€95k	▲ 24.3%
Fixed assets21/28	€15k	€21k	€16k	€18k	€13k	▼ 26.6%
Tangible fixed assets22/27	€15k	€21k	€16k	€17k	€13k	▼ 27.0%
Land and buildings22	€12k	€9k	€7k	€5k	€2k	▼ 50.0%
Plant, machinery and equipment23	€3k	€12k	€9k	€6k	€4k	▼ 35.3%
Furniture and vehicles24	€658	-	-	€7k	€6k	▼ 2.9%
Financial fixed assets28	€285	€285	€285	€285	€285	=
Current assets29/58	€53k	€38k	€55k	€59k	€82k	▲ 39.5%
Stocks and contracts in progress3	-	€8k	€18k	€1k	€470	▼ 59.2%
Stocks30/36	-	€3k	€18k	€1k	€470	▼ 59.2%
Contracts in progress37	-	€5k	-	-	-	-
Amounts receivable within one year40/41	€40k	€25k	€30k	€45k	€68k	▲ 51.0%
Trade receivables40	€30k	€23k	€28k	€44k	€68k	▲ 51.9%
Other amounts receivable41	€10k	€2k	€1k	€279	-	-
Cash at bank and in hand54/58	€13k	€4k	€7k	€13k	€14k	▲ 10.8%
Deferred charges and accrued income490/1	-	-	-	€186	-	-
Equity and liabilities
Total equity and liabilities10/49	€68k	€59k	€71k	€77k	€95k	▲ 24.3%
Equity10/15	€30k	€34k	€43k	€51k	€60k	▲ 17.9%
Contributions10/11	€19k	€19k	€19k	€19k	€19k	=
Reserves13	€2k	€2k	€2k	€2k	€2k	=
Non-distributable reserves130/1	€2k	€2k	€2k	€2k	€2k	=
Reserves not available under the articles1311	€2k	€2k	€2k	€2k	€2k	=
Profit (loss) carried forward14	€9k	€14k	€23k	€31k	€40k	▲ 29.8%
Amounts payable17/49	€39k	€24k	€28k	€26k	€35k	▲ 37.1%
Amounts payable after more than one year17	€5k	-	-	-	-	-
Financial debts170/4	€5k	-	-	-	-	-
Amounts payable within one year42/48	€33k	€24k	€28k	€26k	€35k	▲ 35.2%
Current portion of amounts payable after more than one year42	€2k	-	-	-	-	-
Financial debts43	-	€11k	-	-	-	-
Credit institutions430/8	-	€11k	-	-	-	-
Trade debts44	€27k	€13k	€16k	-	€2k	-
Suppliers440/4	€27k	€13k	€16k	-	€2k	-
Advances received on contracts in progress46	-	-	€12k	€12k	€12k	=
Taxes, remuneration and social security45	€4k	-	-	€1k	€320	▼ 70.2%
Taxes450/3	€4k	-	-	€1k	€320	▼ 70.2%
Other amounts payable47/48	-	-	-	€13k	€21k	▲ 63.6%
Accrued charges and deferred income492/3	-	-	-	-	€485	-

Line	2021	2022	2023	2024	2025	Change
Profit (loss) for the period9904	€470	€4k	€9k	€8k	€9k	▲ 13.9%
+ Depreciation and write-downs630	€9k	€4k	€5k	€5k	€8k	▲ 40.0%
Operating cash flow (approximation)	€9k	€9k	€14k	€13k	€17k	▲ 24.4%
Investment in fixed assets (approximation)	-	€-10k	€0	€-7k	€-3k	▲ 58.5%
Change in cash	-	€-9k	€3k	€6k	€1k	▼ 77.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Timeline · acts, filings and financial milestones

All 13Financial 3Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

26-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 26 days late

2025

31-12

Financial Highest result since 2018net €9k ▲13.9%

Operating result €15k, net result €9k, both a record.

30-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 61 days late

2024

23-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 54 days late

2023

11-09

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 42 days late

2022

19-10

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 80 days late

2021

31-12

Financial Back to profitnet €470

Net result €470 after 3 loss-making years.

16-07

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

31-12

Financial Weakest financial yearnet €-7k

Net result drops to €-7k, the lowest in the series; recovery starts the following year.

05-08

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 5 days late

2019

04-07

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

05-10

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 66 days late

28-02

NBB filing Annual accounts filed

fiscal year 2016 · full schema · 212 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

Location & real-estate footprint

Registered office, Charleroi · 1 establishment unit since 1999

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Mesdagh Joseph 42 C6040 Charleroi

1 establishment unit

SCABEL BOIS SPRL

Rue Mesdagh Joseph 42, 6040 CharleroiNACE 4521302

since 19992.091.162.424

Similar companies · same sector, comparable size

ENTREPRISE GENERALE BERNARD OLIVIER

BE 0820.833.103

Chièvres · Eq €60,093

Of 20,018 companies in sector 43320 we hold annual accounts for 9,132. 7,527 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company (pre-2019)

Founded11-05-1999

Fiscal year end31-12

Activities, NACEBEL 2025

43320Joinery installation

16230Manufacture of other builders' carpentry and joinery

43410Roofing work

Scores and ratios are computed by Checked and are not a credit decision.