SC TECHNIC
ActiveSummary
SC TECHNIC has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €250k and a net result of €56k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 91% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability93▲+10
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 6.93 against 4.43 in 2023; short-term debt: 14.3% and cash: 2.4% of total assets), and 14.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-08-2025, 14 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
14 d late
2023
27 d early
2022
26 d early
2021
61 d early
2020
33 d early
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€250k▲ 28.9%
2023 · €194k
2018: €124k
2019: €134k
2020: €146k
2021: €155k
2022: €170k
2023: €194k
2018 → 2024
Total assets
€292k▲ 15.3%
2023 · €253k
2018: €190k
2019: €244k
2020: €201k
2021: €202k
2022: €203k
2023: €253k
2018 → 2024
Net result
€56k▲ 91.8%
2023 · €29k
2018: €8k
2019: €10k
2020: €11k
2021: €17k
2022: €15k
2023: €29k
2018 → 2024
Working capital
€248k▲ 28.6%
2023 · €193k
2018: €102k
2019: €122k
2020: €131k
2021: €150k
2022: €169k
2023: €193k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€146k-€155k▲ 6.2%€170k▲ 9.7%€194k▲ 14.2%€250k▲ 28.9%
Operating result€13k-€23k▲ 83.1%€18k▼ 23.2%€44k▲ 147%€85k▲ 90.2%
Net result€11k-€17k▲ 49.0%€15k▼ 11.7%€29k▲ 94.1%€56k▲ 91.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 90% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €292k
Fixed assets
€2k ▼ 47.1%
Current assets
€290k ▲ 16.3%
Equity and liabilities €292k
Equity
€250k ▲ 28.9%
Debt
€42k ▼ 29.3%
Debt's share of the balance-sheet total falls from 23.4% to 14.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€87k▲
2023 · €51k
Cash flow
€58k▲
2023 · €36k
Current ratio
6.93▲
2023 · 4.43
Quick ratio
5.42▲
2023 · 3.45
Debt to equity
0.17▼
2023 · 0.30
ROE
22.4%▲
2023 · 15.0%
ROA
19.2%▲
2023 · 11.5%
Interest coverage
132.66▲
2023 · 55.95
Debt ≤ 1 year
€42k▼
2023 · €56k
Income taxes
€28k▲
2023 · €15k
Staff costs
€60k▲
2023 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 53 lines
Balance sheet
Code20232024
Assets
Total assets20/58€253k€292k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€237-
Financial fixed assets28€50€50=
Current assets29/58€249k€290k▲
Stocks and contracts in progress3€55k€63k▲
Stocks30/36€55k€63k▲
Amounts receivable within one year40/41€144k€215k▲
Trade receivables40€138k€210k▲
Other amounts receivable41€6k€5k▼
Cash at bank and in hand54/58€45k€7k▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€253k€292k▲
Equity10/15€194k€250k▲
Contributions10/11€12k€12k=
Outside capital11€12k€12k=
Other1109/19€12k€12k=
Reserves13€181k€236k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€179k€234k▲
Profit (loss) carried forward14€636€2k▲
Amounts payable17/49€59k€42k▼
Amounts payable within one year42/48€56k€42k▼
Current portion of amounts payable after more than one year42€7k€3k▼
Trade debts44€25k€9k▼
Suppliers440/4€25k€9k▼
Taxes, remuneration and social security45€19k€29k▲
Taxes450/3€5k€19k▲
Remuneration and social security454/9€14k€10k▼
Other amounts payable47/48€5k€246▼
Accrued charges and deferred income492/3€3k-
Income statement
Code20232024
Remuneration, social security and pensions62€58k€60k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€2k▼
Other operating charges640/8€5k€3k▼
Gross operating margin9900€114k€149k▲
Operating profit (loss)9901€44k€85k▲
Financial income75/76B€526€243▼
Recurring financial income75€526€243▼
Financial charges65/66B€914€652▼
Recurring financial charges65€914€652▼
Profit (loss) for the period before taxes9903€44k€84k▲
Income taxes67/77€15k€28k▲
Profit (loss) for the period9904€29k€56k▲
Profit (loss) for the period to be appropriated9905€29k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€57k▲
Profit (loss) brought forward from the previous period14P€4k€636▼
Transfer to equity691/2€28k€55k▲
To other reserves6921€28k€55k▲
Profit to be distributed694/7€5k-
Return on contributions (dividend)694€5k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Highest result since 2018net €56k ▲91.8%
Operating result €85k, net result €56k, both a record.
31-12
Financial
Equity above €200kEq €250k ▲28.9%
7 profitable years in a row build equity to €250k.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €155k ▲6.2%
4 profitable years in a row build equity to €155k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 2 days late
2016
07-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eghezée · 1 establishment unit since 2001
Ground area
2,523 m²
Building footprint
306 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Basse Baive,Liernu 10, 5310 Eghezée
since 20012.094.432.413
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92073B0083/00X000 | Wallonia | 1,626 m² | 1 · 133 m² | - |
| 92073A0145/00V000 | Wallonia | 897 m² | 1 · 173 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DANZE CHALEUR ET CONFORT
BE 0453.967.918
Rixensart · Eq €249,900
CALLIAUW
BE 0729.903.620
Zedelgem · Eq €250,042
VERSAN
BE 0676.697.635
Izegem · Eq €249,659
HERIJGERS JAN
BE 0479.196.430
Oud-Turnhout · Eq €249,515
JEROEN GOORTS
BE 0729.975.181
Kortenaken · Eq €250,366
Of 9,528 companies in sector 43222 we hold annual accounts for 5,663. 4,671 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-2001
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.