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SC Systems

Active
Private limited companyfounded 201214 yrs activeSteenhuisdreef 70 A, 9031 Gent, BelgiumKBO/BCE: BE 0843.511.604

SC Systems has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130k and a net result of €33k. Equity is growing by ~20.1% per year across the filed fiscal years. Its solvency ranks better than 24% of 27358 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
71 / 100
Healthy▲ +22 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+58
Solvency36▲+18
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 0.83 in 2024), and 76.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
23.1%
Return on assets
5.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 14 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 27358 sector peers (2025).
NBB · sector comparison
Position among 27358 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
60 d early
2024
11 d late
2023
27 d early
2022
7 d late
2021
143 d early
2020
20 d late
2019
56 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€130k▲ 33.7%
2024 · €97k
2018: €36k 2019: €42k 2020: €48k 2021: €54k 2022: €83k 2023: €90k 2024: €97k
2018 → 2025
Total assets
€563k▼ 7.8%
2024 · €611k
2018: €66k 2019: €98k 2020: €150k 2021: €159k 2022: €409k 2023: €607k 2024: €611k
2018 → 2025
Net result
€33k▲ 305%
2024 · €8k
2018: €5k 2019: €6k 2020: €7k 2021: €7k 2022: €30k 2023: €8k 2024: €8k
2018 → 2025
Working capital
€20k
2024 · €-31k
2018: €24k 2019: €14k 2020: €16k 2021: €14k 2022: €-46k 2023: €-34k 2024: €-31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€54k-€83k▲ 53.7%€90k▲ 8.5%€97k▲ 8.1%€130k▲ 33.7%
Operating result€12k-€36k▲ 201%€22k▼ 39.1%€30k▲ 38.3%€55k▲ 83.1%
Net result€7k-€30k▲ 334%€8k▼ 73.4%€8k▲ 2.5%€33k▲ 305%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €12k€12kNet result 2021: €7k€7kOperating result 2022: €36k€36kNet result 2022: €30k€30kOperating result 2023: €22k€22kNet result 2023: €8k€8kOperating result 2024: €30k€30kNet result 2024: €8k€8kOperating result 2025: €55k€55kNet result 2025: €33k€33k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 83% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €563k
Fixed assets €413k▼ 8.9%
Current assets €149k▼ 4.7%
Equity and liabilities €563k
Equity €130k▲ 33.7%
Debt €433k▼ 15.7%
The debt ratio falls from 84.1% to 76.9%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€113k
2024 · €88k
Cash flow
€90k
2024 · €66k
Solvency
23.1%
2024 · 15.9%
Current ratio
1.15
2024 · 0.83
Quick ratio
0.96
2024 · 0.65
Debt / equity
3.32
2024 · 5.27
ROE
25.2%
2024 · 8.3%
ROA
5.8%
2024 · 1.3%
Interest coverage
8.14
2024 · 4.67
Debt
€433k
2024 · €513k
Debt ≤ 1 year
€130k
2024 · €188k
Debt > 1 year
€301k
2024 · €315k
Income taxes
€9k
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€611k€563k
Fixed assets21/28€454k€413k
Tangible fixed assets22/27€454k€413k
Land and buildings22€347k€333k
Plant, machinery and equipment23€93k€72k
Furniture and vehicles24€13k€8k
Current assets29/58€157k€149k
Stocks and contracts in progress3€34k€25k
Stocks30/36€34k€25k
Contracts in progress37€0-
Amounts receivable within one year40/41€106k€103k
Trade receivables40€88k€78k
Other amounts receivable41€17k€24k
Cash at bank and in hand54/58€16k€19k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€611k€563k
Equity10/15€97k€130k
Contributions10/11€12k€12k=
Reserves13€85k€85k=
Distributable reserves133€85k€85k=
Profit (loss) carried forward14€201€33k
Amounts payable17/49€513k€433k
Amounts payable after more than one year17€315k€301k
Financial debts170/4€315k€301k
Amounts payable within one year42/48€188k€130k
Current portion of amounts payable after more than one year42€13k€14k
Trade debts44€95k€106k
Suppliers440/4€95k€106k
Taxes, remuneration and social security45€11k€9k
Taxes450/3€7k€6k
Remuneration and social security454/9€4k€2k
Other amounts payable47/48€69k€1k
Accrued charges and deferred income492/3€10k€2k
Income statement Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€57k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€4k
Other operating charges640/8€4k€4k
Gross operating margin9900€93k€120k
Operating profit (loss)9901€30k€55k
Financial income75/76B€2€1
Recurring financial income75€2€1
Financial charges65/66B€19k€14k
Recurring financial charges65€19k€14k
Profit (loss) for the period before taxes9903€11k€41k
Income taxes67/77€3k€9k
Profit (loss) for the period9904€8k€33k
Profit (loss) for the period to be appropriated9905€8k€33k
Appropriation of the result
Profit (loss) to be appropriated9906€8k€33k
Profit (loss) brought forward from the previous period14P€149€201
Transfer to equity691/2€7k€0
To the legal reserve6920€0-
To other reserves6921€7k€0
Profit to be distributed694/7€859€0
Return on contributions (dividend)694€859€0

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €33k ▲305%
Operating result €55k, net result €33k, both a record.
31-12
Financial Equity above €100kEq €130k ▲33.7%
8 profitable years in a row build equity to €130k.
11-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
04-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
07-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
10-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
20-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
25-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
14-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
23-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
28-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2012
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Steenhuisdreef 70 A9031 Gent
Ground area
325 m²
Building footprint
118 m²
Volume, LiDAR
725 m³
Parcel 44017B0427/00N006, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Security & Control Systems
Steenhuisdreef 70, 9031 GentRepair, maintenance and installation of machinery and equipment
since 20122.207.655.068
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44017B0427/00N006 Flanders 325 m² 1 · 118 m² 10.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2024 · 3 entries · 874 EUR awarded · 874 EUR paid
Year Entries awardedpaid
2024 1 0 EUR75 EUR
2023 1 386 EUR311 EUR
2022 1 488 EUR488 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
3 entries · 874 EUR · 874 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 9,478 companies in sector 43222 we hold annual accounts for 5,626. 4,892 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded03-02-2012
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.