SC Office & IT Solutions
Open bankruptcyA bankruptcy procedure is open for SC Office & IT Solutions according to publications in the Belgian State Gazette; curator: TOON BRAWERS.
Summary
The 2024 annual accounts show equity of €15k and a net result of €5k.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-08-2025, 8 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
8 d late
2023
1 d late
2022
27 d early
2021
9 d late
2020
4 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€15k▲ 49.0%
2023 · €10k
2020: €8k
2021: €9k
2022: €11k
2023: €10k
2020 → 2024
Total assets
€74k▲ 41.1%
2023 · €53k
2020: €15k
2021: €44k
2022: €43k
2023: €53k
2020 → 2024
Net result
€5k
2023 · €-240
2020: €3k
2021: €1k
2022: €1k
2023: €-240
2020 → 2024
Working capital
€15k▼ 1.5%
2023 · €15k
2020: €6k
2021: €-2k
2022: €1k
2023: €15k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€8k-€9k▲ 17.4%€11k▲ 15.5%€10k▼ 2.3%€15k▲ 49.0%
Operating result€4k-€3k▼ 21.0%€3k▼ 1.3%€4k▲ 5.5%€10k▲ 187%
Net result€3k-€1k▼ 52.1%€1k▲ 4.5%€-240€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 187% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €74k
Fixed assets
€9k ▼ 7.3%
Current assets
€66k ▲ 51.4%
Equity and liabilities €74k
Equity
€15k ▲ 49.0%
Debt
€59k ▲ 39.2%
Debt's share of the balance-sheet total falls from 80.3% to 79.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k▲
2023 · €4k
Cash flow
€6k▲
2023 · €343
Current ratio
1.29▼
2023 · 1.53
Quick ratio
1.07▼
2023 · 1.14
Debt to equity
3.80▼
2023 · 4.07
ROE
32.9%▲
2023 · -2.3%
ROA
6.8%▲
2023 · -0.5%
Interest coverage
8.20▲
2023 · 2.92
Debt ≤ 1 year
€51k▲
2023 · €28k
Debt > 1 year
€8k▼
2023 · €11k
Income taxes
€5k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet
Code20232024
Assets
Total assets20/58€53k€74k▲
Fixed assets21/28€9k€9k▼
Tangible fixed assets22/27€1k€572▼
Plant, machinery and equipment23€586€339▼
Furniture and vehicles24€660€234▼
Financial fixed assets28€8k€8k=
Current assets29/58€43k€66k▲
Amounts receivable after more than one year29€10k€11k▲
Other amounts receivable291€10k€11k▲
Stocks and contracts in progress3€11k€11k▲
Stocks30/36€11k€11k▲
Amounts receivable within one year40/41€14k€28k▲
Trade receivables40€3k€229▼
Other amounts receivable41€10k€28k▲
Cash at bank and in hand54/58€8k€16k▲
Deferred charges and accrued income490/1€41€144▲
Equity and liabilities
Total equity and liabilities10/49€53k€74k▲
Equity10/15€10k€15k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€5k€10k▲
Amounts payable17/49€42k€59k▲
Amounts payable after more than one year17€11k€8k▼
Financial debts170/4€11k€8k▼
Amounts payable within one year42/48€28k€51k▲
Current portion of amounts payable after more than one year42€2k€3k▲
Trade debts44€20k€41k▲
Suppliers440/4€20k€41k▲
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€6k€7k▲
Accrued charges and deferred income492/3€3k€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€583€674▲
Other operating charges640/8€6k€855▼
Gross operating margin9900€10k€12k▲
Operating profit (loss)9901€4k€10k▲
Financial income75/76B€755€2k▲
Recurring financial income75€755€2k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€3k€11k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€-240€5k▲
Profit (loss) for the period to be appropriated9905€-240€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€10k▲
Profit (loss) brought forward from the previous period14P€6k€5k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
16-01
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Mechelen · SC OFFICE & IT SOLUTIONS BV DAGERAADSSTRAAT 10/2, 2500 LIER · event 12-01-2026
2025
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Weakest financial yearnet €-240 ▼117%
Net result drops to €-240, the lowest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dageraadsstraat 102500 LierGround area
1,036 m²
Building footprint
329 m²
Volume, LiDAR
2,848 m³
2 parcels, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SC Office & IT Solutions
since 20192.297.868.137
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12392A0558/00E011 | Flanders | 899 m² | 1 · 228 m² | 10.9 m · 3 fl. |
| 12392A0558/00A010 | Flanders | 136 m² | 1 · 101 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | TOON BRAWERS ZOMERSTRAAT 16, 2590 BERLAAR- |
12-01-2026 → present |
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Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,537 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
43320Joinery installation
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.