SBSS
ActiveThe computed 12-month bankruptcy probability of SBSS is 8.9% (elevated). The 2024 annual accounts show equity of €6k and a net result of €4k. Its solvency ranks better than 49% of 18938 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability100
Solvency46
Growth-
Stability67
Bankruptcy probability, 12 months
8.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.14), and 71.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28.1%
Return on assets
19%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
37 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€6k
Total assets
€22k
Net result
€4k
Working capital
€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €21k
Fixed assets
€3k
Current assets
€18k
Equity and liabilities €22k
Equity
€6k
Debt
€16k
Debt finances 71.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€6k
Cash flow
€5k
Solvency
28.1%
Current ratio
1.14
Quick ratio
1.04
Debt / equity
2.56
ROE
67.4%
ROA
19.0%
Interest coverage
54.70
Debt
€16k
Debt ≤ 1 year
€16k
Income taxes
€1k
Staff costs
€919
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€22k
Formation expenses20€1k
Fixed assets21/28€3k
Tangible fixed assets22/27€3k
Furniture and vehicles24€3k
Current assets29/58€18k
Stocks and contracts in progress3€2k
Stocks30/36€2k
Amounts receivable within one year40/41€10k
Trade receivables40€8k
Other amounts receivable41€1k
Cash at bank and in hand54/58€7k
Equity and liabilities
Total equity and liabilities10/49€22k
Equity10/15€6k
Contributions10/11€2k
Profit (loss) carried forward14€4k
Amounts payable17/49€16k
Amounts payable within one year42/48€16k
Trade debts44€5k
Suppliers440/4€5k
Taxes, remuneration and social security45€1k
Taxes450/3€1k
Remuneration and social security454/9€164
Other amounts payable47/48€10k
Income statement
Code2024
Remuneration, social security and pensions62€919
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€442
Other operating charges640/8€810
Gross operating margin9900€7k
Operating profit (loss)9901€5k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€105
Recurring financial charges65€105
Profit (loss) for the period before taxes9903€5k
Income taxes67/77€1k
Profit (loss) for the period9904€4k
Profit (loss) for the period to be appropriated9905€4k
Appropriation of the result
Profit (loss) to be appropriated9906€4k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koninklijke Sinte-Mariastraat 651030 SchaarbeekGround area
72 m²
Building footprint
55 m²
Volume, LiDAR
776 m³
Parcel 21909E0233/02Y000, Brussels · tallest building 16.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CAFE PYRAMID
since 20242.360.829.352
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21909E0233/02Y000 | Brussels | 72 m² | 1 · 55 m² | 16.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchaarbeek2.360.829.352
Similar companies · same sector, comparable size
MARLOUPHIL
BE 0715.455.073
Nivelles · Eq €6k
FALCOS
BE 0464.256.153
Roeselare · Eq €6k
DELIZIA HORECA
BE 0777.516.861
Liège · Eq €6k
MG Horeca
BE 0801.434.487
Evere · Eq €6k
NPA
BE 0737.432.404
Liège · Eq €6k
Of 13,832 companies in sector 56301 we hold annual accounts for 4,808. 2,961 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2024
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.