Skip to content

SBS

Active
Private limited company (pre-2019)founded 200620 yrs activeVan Campenhoutstraat 34, 2600 Antwerpen, BelgiumKBO/BCE: BE 0879.792.374
Summary

SBS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €23,344 and a net result of -€456. Equity is shrinking by ~4.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability33▼-4
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 23.45 against 27.61 in 2023; short-term debt: 4.3% and cash: 1.6% of total assets), and 4.3% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
95.7%
Return on assets
-1.9%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 20 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
31 d early
2023
34 d early
2022
28 d early
2021
123 d late
2020
83 d late
2019
46 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 27 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 March 2006, SBS was incorporated.1 Total assets went from EUR 35,568 in 2018 to EUR 24,385 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€23,344▼ 1.9%
2023 · €23,801
Total assets
€24,385▼ 1.3%
2023 · €24,695
Net result
-€456▼ 504%
2023 · -€76
Working capital
€23,344▼ 1.9%
2023 · €23,801
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€1,815▲ 30.9%€1,253-€10,029€518-€144
Net result€837€1,859▲ 122%-€8,278-€76▲ 99.1%-€456▼ 504%
Equity€30,295▲ 2.8%€32,154▲ 6.1%€23,876▼ 25.7%€23,801▼ 0.3%€23,344▼ 1.9%
Total assets€34,389▲ 4.3%€35,116▲ 2.1%€33,876▼ 3.5%€24,695▼ 27.1%€24,385▼ 1.3%
Debt€4,094▲ 16.5%€2,962▼ 27.7%€10,000▲ 238%€894▼ 91.1%€1,040▲ 16.3%
Working capital€30,295▲ 2.8%€32,154▲ 6.1%€23,876▼ 25.7%€23,801▼ 0.3%€23,344▼ 1.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0Operating result 2020: -€1,815-€1,815Net result 2020: €837€837Operating result 2021: €1,253€1,253Net result 2021: €1,859€1,859Operating result 2022: -€10,029-€10,029Net result 2022: -€8,278-€8,278Operating result 2023: €518€518Net result 2023: -€76-€76Operating result 2024: -€144-€144Net result 2024: -€456-€45620202021202220232024-€15,000-€10,000-€5,000€0Operating result 2022: -€10,029-€10,000Net result 2022: -€8,278-€8,280Operating result 2023: €518€518Net result 2023: -€76-€76Operating result 2024: -€144-€144Net result 2024: -€456-€456202220232024
The operating result turns negative in 2024: a loss of €144 after €518 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €24,385
Equity €23,344 ▼ 1.9%
Debt €1,040 ▲ 16.3%
Debt's share of the balance-sheet total rises from 3.6% to 4.3%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
Current ratio
23.45▼
2023 · 27.61
Debt to equity
0.04▲
2023 · 0.04
ROE
-2.0%▼
2023 · -0.3%
ROA
-1.9%▼
2023 · -0.3%
Debt ≤ 1 year
€1,040▲
2023 · €894
Income taxes
€140▲
2023 · €120
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.6% went bankrupt
8.5% stopped otherwise
90% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 32 lines
Balance sheet Code20232024
Assets
Total assets20/58€24,695€24,385▼
Current assets29/58€24,695€24,385▼
Amounts receivable within one year40/41€20,911€22,511▲
Trade receivables40€816€816=
Other amounts receivable41€20,095€21,695▲
Cash at bank and in hand54/58€2,297€387▼
Deferred charges and accrued income490/1€1,486€1,486=
Equity and liabilities
Total equity and liabilities10/49€24,695€24,385▼
Equity10/15€23,801€23,344▼
Contributions10/11€12,400€12,400=
Reserves13€6,373€6,373=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€4,513€4,513=
Profit (loss) carried forward14€5,027€4,571▼
Amounts payable17/49€894€1,040▲
Amounts payable within one year42/48€894€1,040▲
Trade debts44€775€901▲
Suppliers440/4€775€901▲
Taxes, remuneration and social security45€120€140▲
Taxes450/3€120€140▲
Income statement Code20232024
Other operating charges640/8€340€475▲
Gross operating margin9900€858€331▼
Operating profit (loss)9901€518-€144▼
Financial charges65/66B€474€173▼
Recurring financial charges65€474€173▼
Profit (loss) for the period before taxes9903€44-€317▼
Income taxes67/77€120€140▲
Profit (loss) for the period9904-€76-€456▼
Profit (loss) for the period to be appropriated9905-€76-€456▼
Appropriation of the result
Profit (loss) to be appropriated9906€5,027€4,571▼
Profit (loss) brought forward from the previous period14P€5,103€5,027▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Other operating charges640/8-€1,864€437€340€475▲ 39.7%
Gross operating margin9900-€1,368€3,117-€9,591€858€331▼ 61.4%
Operating profit (loss)9901-€1,815€1,253-€10,029€518-€144▼ 128%
Financial income75/76B-€1,996€2,095---
Recurring financial income75€3,141€1,996€2,095---
Financial charges65/66B-€220€344€474€173▼ 63.5%
Recurring financial charges65€280€220€344€474€173▼ 63.5%
Profit (loss) for the period before taxes9903€1,047€3,030-€8,278€44-€317▼ 820%
Income taxes67/77€209€1,170-€120€140▲ 16.7%
Profit (loss) for the period9904€837€1,859-€8,278-€76-€456▼ 504%
Profit (loss) for the period to be appropriated9905€837€1,859-€8,278-€76-€456▼ 504%
Line20202021202220232024Change
Assets
Total assets20/58€34,389€35,116€33,876€24,695€24,385▼ 1.3%
Current assets29/58€34,389€35,116€33,876€24,695€24,385▼ 1.3%
Amounts receivable within one year40/41€34,376€33,612€816€20,911€22,511▲ 7.7%
Trade receivables40-€2,870€816€816€816=
Other amounts receivable41-€30,742-€20,095€21,695▲ 8.0%
Cash at bank and in hand54/58€13€1,504€2,583€2,297€387▼ 83.2%
Deferred charges and accrued income490/1--€30,477€1,486€1,486=
Equity and liabilities
Total equity and liabilities10/49€34,389€35,116€33,876€24,695€24,385▼ 1.3%
Equity10/15€30,295€32,154€23,876€23,801€23,344▼ 1.9%
Contributions10/11-€12,400€12,400€12,400€12,400=
Reserves13€6,373€6,373€6,373€6,373€6,373=
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Distributable reserves133-€4,513€4,513€4,513€4,513=
Profit (loss) carried forward14€11,521€13,381€5,103€5,027€4,571▼ 9.1%
Amounts payable17/49€4,094€2,962€10,000€894€1,040▲ 16.3%
Amounts payable within one year42/48€4,094€2,962€10,000€894€1,040▲ 16.3%
Trade debts44€1,590€1,480€10,000€775€901▲ 16.2%
Suppliers440/4-€1,480€10,000€775€901▲ 16.2%
Taxes, remuneration and social security45-€1,482-€120€140▲ 16.7%
Taxes450/3-€1,482-€120€140▲ 16.7%
Line20202021202220232024Change
Profit (loss) for the period9904€837€1,859-€8,278-€76-€456▼ 504%
Operating cash flow (approximation)€837€1,859-€8,278-€76-€456▼ 504%
Change in cash-€1,491€1,079-€286-€1,910▼ 569%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Liquidity times 8current ratio 27.61
Current ratio from 3.39 to 27.61; short-term debt falls from €10,000 to €894.
03-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet -€8,278
Net result drops to -€8,278, the lowest in the series; recovery starts the following year.
01-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 123 days late
2021
22-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 83 days late
2020
31-12
Financial Back to profitnet €837
Net result €837 after one loss-making year.
15-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
2019
27-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
03-08
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2006
seat establishment The establishment unit on the map
Ground area
89 m²
Building footprint
47 m²
Volume, LiDAR
443 m³
Parcel 11003B0036/00A005, Flanders · tallest building 12.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SBS
Van Campenhoutstraat 34, 2600 AntwerpenNACE 7470001
since 20062.153.208.077
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11003B0036/00A005 Flanders 88 m² 1 · 47 m² 12.0 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded07-03-2006
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0879792374
Also 9925:BE0879792374
Registered 20-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.