Turnover
The micro format states no turnover.
The micro format states no turnover.
Less equity than 82% of companies in legal and accounting. Sector median €87,549 · 16,422 companies.
In July 2024, 11,278 companies had the same profile as SBMK has now. Each dot stands for 29 companies, two years later.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,278 companies, not a prediction for SBMK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| SBMK Lummen | €30,926 | €18,509 | 52.1% | - |
| Beukenstock Hasselt | €27,989 | €20,583 | 53.5% | - |
| JC Tax & Legal Antwerp | €30,174 | €19,077 | 43.5% | - |
| Cillilex Lier | €29,278 | €19,812 | 60.4% | - |
| Azalaw Evere | €30,290 | €20,351 | 49.9% | - |
| OliLex Mechelen | €29,800 | €17,818 | 65.5% | - |
| RZ LEGAL Schaerbeek | €31,429 | €20,597 | 78.5% | - |
These companies have the same main activity as SBMK: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €28,000 and €31,400, founded between 2024 and 2025.
SBMK has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,098 and a net result of €13,098.
Its solvency ranks better than 45% of 16,416 sector peers (NACE 69, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €110,000. Estimated: probably between €60,000 and €250,000.
Higher than 45% of 16,416 companies in 2025.
Higher than 47% of 16,156 companies in 2025.
Higher than 80% of 16,293 companies in 2025.
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
30,926 | |
21/28 |
9,258 | |
21 |
9,082 | |
22/27 |
176 | |
24 |
176 | |
29/58 |
21,668 | |
40/41 |
6,328 | |
40 |
500 | |
41 |
5,828 | |
54/58 |
15,340 | |
| Balance sheet: equity and liabilities | ||
10/49 |
30,926 | |
10/15 |
16,098 | |
10/11 |
3,000 | |
13 |
13,098 | |
133 |
13,098 | |
17/49 |
14,828 | |
17 |
4,285 | |
170/4 |
4,285 | |
42/48 |
10,543 | |
42 |
3,305 | |
44 |
700 | |
440/4 |
700 | |
45 |
6,538 | |
450/3 |
6,398 | |
454/9 |
140 | |
| Income statement | ||
9900 |
18,509 | |
630 |
1,067 | |
640/8 |
462 | |
9901 |
16,980 | |
75/76B |
346 | |
75 |
346 | |
65/66B |
257 | |
65 |
257 | |
9903 |
17,069 | |
67/77 |
3,971 | |
9904 |
13,098 | |
9905 |
13,098 | |
| Appropriation of the result | ||
9906 |
13,098 | |
691/2 |
13,098 | |
6921 |
13,098 | |
| Document | ||
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 20-08-2026.
2025 annual accounts filed 20 days after the deadline. Filed on 20 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00410205.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 20-08-2026 | 2026-00410205 |
| Line | Trend | 2025 |
|---|---|---|
| 18,047 | ||
| 14,165 | ||
| 10,326 | ||
| 11,125 | ||
| 52.1% | ||
| 2.06 | ||
| 0.92 | ||
| 81.4% | ||
| 42.4% | ||
| 70.33 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 |
|---|---|
| Tangible fixed assets | €326 |
| Intangible fixed assets | €10,000 |
| €1,067 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Debt's share of the balance-sheet total is 47.9%.
SBMK has no parent and no holdings in its annual accounts. is the only director. SBMK shares no director with another company.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Linkhoutstraat 66 registered office 3560 Lummen | 20-01-2025 | 2.368.969.731 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 71035B0829/00M000 | 824 m² | 1 · 129 m² | 2.2 m |
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