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SBM SERVICES

Active
Private limited companyfounded 2014active for 12 yearsRue du Pilori 2, 5660 Couvin, BelgiumKBO/BCE: BE 0552.879.907

From the official registers: KBO 11 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

SBM SERVICES has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,464 and a net result of €16,413. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 47% of 16,961 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

KBO
Status
Active since 20-05-2014 Normal situation
Legal form
Private limited company
Registered office
Rue du Pilori 2, 5660 Couvin
Activity
Full-service restaurants NACE 56111and 7 others
Establishment units
2.230.609.030 5660 Couvin, since 22-05-2014
2.331.911.078 5660 Couvin, since 11-05-2022
Financial year end
31 December
Peppol
Reachable since 28-04-2025

Board and ownership

Board
  • BRASSEUR MAXIMEDirector

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€66,316
▼ 4.5%
Turnover
≈ €210,000
estimated
Profit
€16,413
▼ 14.8%
Equity
€35,464
▲ 86.2%
Total assets
€137,663
▲ 11.0%
Staff
2 FTE
▼ 4.8%
2025 accounts filed 34 days before the deadline
Filed on 27-06-2026at the National Bank
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Size: total assets €137,663lowers riskFounded in 2014Liquidity: current ratio 0.90, cash €57,109Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 67% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Strong
Solvency 51+11
equity 25.8% of total assets
Liquidity 60+13
short-term debt 74.2% · cash 41.5%
Profitability 84-4
return on assets 11.9%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,780 companies, NACE 56, micro)
Last 24 months 11-2024: 2.4% 12-2024: 2.4%● unchanged vs 11-2024 01-2025: 2.3%▼ -0.1 percentage points vs 12-2024 02-2025: 2.4%▲ +0.1 percentage points vs 01-2025 03-2025: 2.4%● unchanged vs 02-2025 04-2025: 2.5%▲ +0.1 percentage points vs 03-2025highest value 05-2025: 2.3%▼ -0.2 percentage points vs 04-2025 06-2025: 2.1%▼ -0.2 percentage points vs 05-2025 07-2025: 0.8%▼ -1.3 percentage points vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.6%▼ -0.2 percentage points vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.4%▼ -0.2 percentage points vs 06-2026lowest value 08-2026: 0.4%● unchanged vs 07-2026lowest value 09-2026: 0.4%● unchanged vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.9 (0.7 in 2024), below 1. Short-term debt is 74.2% and cash 41.5% of total assets. 74.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 47% of them on solvency, 64% on liquidity, 71% on profitability and 88% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Founded in 2014
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 0.90, cash €57,109
NBB · annual accounts
raises risk · Size: total assets €137,663
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-06-2026, 34 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
34 days early
2024
36 days early
2023
29 days late
2022
34 days early
2021
23 days late
2020
30 days late
2019
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (4 of the last 5 filed years within 57 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Documents

Annual accounts at the NBB

All 11 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about SBM SERVICES

What is the company number of SBM SERVICES?
The company number of SBM SERVICES is 0552.879.907. The VAT number is the same number with BE in front: BE 0552.879.907.
Where is SBM SERVICES based?
The registered office is at Rue du Pilori 2, 5660 Couvin.Company details
What does SBM SERVICES do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of SBM SERVICES?
The legal form of SBM SERVICES is Private limited company (BV).
When was SBM SERVICES founded?
SBM SERVICES was founded on 20-05-2014.
Is SBM SERVICES still active?
Yes, SBM SERVICES is an active enterprise in the KBO register.
How many employees does SBM SERVICES have?
SBM SERVICES had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of SBM SERVICES?
The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €66,316 and 73 comparable companies (NACE 56111). It probably lies between €180,000 and €280,000.
Is SBM SERVICES profitable?
In financial year 2025, SBM SERVICES made a profit of €16,413.
Where can I find the annual accounts of SBM SERVICES?
SBM SERVICES filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of SBM SERVICES due?
SBM SERVICES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as SBM SERVICES: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €131,000 and €144,000, founded between 2013 and 2015.

CompanyTotal assetsGross margin
SBM SERVICES Couvin€137,663€66,316
NOUVELLE PAGE Elsene€139,815€58,583
TRE-CAVALLI Mechelen€139,209€59,757
Bargo Balen€131,141€74,409
TOECOURT Zulte€134,079€57,288
DC4Group Kontich€144,246€64,253
PAN Torhout€134,580€63,212
Full comparison

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