SBM MANAGEMENT
ActiveSBM MANAGEMENT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €25k and a net result of €14k. Equity is shrinking by ~24.5% per year across the filed fiscal years. Its solvency ranks better than 74% of 8073 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
100
/ 100
Excellent▲ +40 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency100▲+1
Growth32=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.12 against 3.77 in 2023), and 21.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-08-2025, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
20 d late
2023
4 d late
2022
6 d early
2021
11 d early
2020
24 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€25k▲ 125%
2023 · €11k
2019: €57k
2020: €19k
2021: €50k
2022: €27k
2023: €11k
2019 → 2024
Total assets
€32k▲ 81.1%
2023 · €18k
2019: €78k
2020: €45k
2021: €72k
2022: €37k
2023: €18k
2019 → 2024
Net result
€14k
2023 · €-16k
2019: €47k
2020: €-38k
2021: €36k
2022: €-20k
2023: €-16k
2019 → 2024
Working capital
€5k▼ 61.0%
2023 · €13k
2019: €48k
2020: €9k
2021: €43k
2022: €27k
2023: €13k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€19k-€50k▲ 167%€27k▼ 46.4%€11k▼ 58.8%€25k▲ 125%
Operating result€-32k-€41k€-17k€-15k▲ 9.1%€14k
Net result€-38k-€36k€-20k€-16k▲ 20.0%€14k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €14k after a loss of €15k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €32k
Fixed assets
€22k▲ 12,284%
Current assets
€9k▼ 45.9%
Equity and liabilities €32k
Equity
€25k▲ 125%
Debt
€7k▲ 5.6%
The debt ratio falls from 36.6% to 21.3%: equity grows faster than debt.
Key figures and ratios
EBITDA
€20k▲
2023 · €-14k
Cash flow
€20k▲
2023 · €-14k
Solvency
78.7%▲
2023 · 63.4%
Current ratio
2.12▼
2023 · 3.77
Quick ratio
2.12▼
2023 · 3.77
Debt / equity
0.27▼
2023 · 0.58
ROE
55.5%▲
2023 · -143.0%
ROA
43.7%▲
2023 · -90.7%
Interest coverage
54.30▲
2023 · -25.13
Debt
€7k▲
2023 · €6k
Debt ≤ 1 year
€4k▼
2023 · €5k
Income taxes
€166▲
2023 · €32
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€18k€32k▲
Fixed assets21/28€180€22k▲
Tangible fixed assets22/27€180€22k▲
Plant, machinery and equipment23€180-
Furniture and vehicles24-€22k
Financial fixed assets28-€60
Current assets29/58€17k€9k▼
Amounts receivable within one year40/41€3k€7k▲
Trade receivables40€394€2k▲
Other amounts receivable41€3k€5k▲
Cash at bank and in hand54/58€12k€1k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€18k€32k▲
Equity10/15€11k€25k▲
Contributions10/11€10k€10k=
Reserves13€15k€15k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€-14k€-57▲
Amounts payable17/49€6k€7k▲
Amounts payable within one year42/48€5k€4k▼
Trade debts44€653€719▲
Suppliers440/4€653€719▲
Taxes, remuneration and social security45€197€854▲
Taxes450/3€197€854▲
Other amounts payable47/48€4k€3k▼
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€6k▲
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€-11k€24k▲
Operating profit (loss)9901€-15k€14k▲
Financial income75/76B€14€13▼
Recurring financial income75€14€13▼
Financial charges65/66B€543€377▼
Recurring financial charges65€543€377▼
Profit (loss) for the period before taxes9903€-16k€14k▲
Income taxes67/77€32€166▲
Profit (loss) for the period9904€-16k€14k▲
Profit (loss) for the period to be appropriated9905€-16k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-57▲
Profit (loss) brought forward from the previous period14P€2k€-14k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 20 days late
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
04-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 4 days late
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 3.18
Current ratio from 1.36 to 3.18; short-term debt falls from €23k to €20k.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-38k ▼181%
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Halleweg 1051653 BeerselGround area
2,216 m²
Building footprint
233 m²
Volume, LiDAR
1,228 m³
Parcel 23017E0111/00K000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SBM MANAGEMENT
since 20192.289.473.776
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23017E0111/00K000 | Flanders | 2,216 m² | 1 · 233 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 32,776 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.