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SBM Life Science

Active
Private limited companyfounded 2016active for 10 yearsDe Kleetlaan 5 BC, 1831 Machelen (Brab.), Belgium157 active companies are registered at this addressKBO/BCE: BE 0660.683.727
Summary

The computed 12-month bankruptcy probability of SBM Life Science is 4.5% (elevated). The 2025 annual accounts show negative equity (-€2.2m) and a net result of -€126,723. Equity is shrinking by about 11% per year across the filed financial years. Its solvency ranks better than 5% of 9,701 sector peers (NACE 46, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Wholesale trade
NACE 46120
1 site
Size
€409,719total assets 2025
Equity
-€2.2m
Loss
-€126,723
Turnover not published (abbreviated format)
Financial health
37 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
4.5%
Structure
Parent
SBM Jardin SAS
Accounts filed 91 days late2 of 10 deeds read
Why 37raises riskLatest accounts 91 days late; 3 of the last 3 lateNegative equity -€2.2m1 change of registered office in 24 monthsLoss of €126,723, the second in a row (financial year 2025)Show the evidence

Checked score

Score 2025
37 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 23% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Weak
Solvency 0=
equity -532.2% of total assets
Liquidity 50+43
short-term debt 627.7% · cash 41.9%
Profitability 0=
return on assets -30.9%
Bankruptcy probability, 12 months
4.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,876 companies, NACE 46, micro)
Last 24 months 11-2024: 6.0% 12-2024: 5.6%▼ -0.4 percentage points vs 11-2024 01-2025: 5.6%● unchanged vs 12-2024 02-2025: 5.4%▼ -0.2 percentage points vs 01-2025 03-2025: 5.4%● unchanged vs 02-2025 04-2025: 5.4%● unchanged vs 03-2025 05-2025: 6.1%▲ +0.7 percentage points vs 04-2025 06-2025: 6.5%▲ +0.4 percentage points vs 05-2025 07-2025: 7.4%▲ +0.9 percentage points vs 06-2025 08-2025: 7.5%▲ +0.1 percentage points vs 07-2025highest value 09-2025: 3.7%▼ -3.8 percentage points vs 08-2025 10-2025: 3.7%● unchanged vs 09-2025 11-2025: 3.7%● unchanged vs 10-2025 12-2025: 3.6%▼ -0.1 percentage points vs 11-2025 01-2026: 3.6%● unchanged vs 12-2025 02-2026: 3.7%▲ +0.1 percentage points vs 01-2026 03-2026: 3.6%▼ -0.1 percentage points vs 02-2026 04-2026: 3.6%● unchanged vs 03-2026 05-2026: 3.9%▲ +0.3 percentage points vs 04-2026 06-2026: 4.1%▲ +0.2 percentage points vs 05-2026 07-2026: 5.2%▲ +1.1 percentage points vs 06-2026 08-2026: 2.5%▼ -2.7 percentage points vs 07-2026lowest value 09-2026: 4.6%▲ +2.1 percentage points vs 08-2026 10-2026: 4.5%▼ -0.1 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.16, compared with 0.21 in 2024, below 1; short-term debt: 627.7% and cash: 41.9% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 6% on solvency, 51% on liquidity, 6% on profitability and 30% on growth.

The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises risk
raises risk · Latest accounts 91 days late; 3 of the last 3 late
NBB · filings
raises risk · Negative equity -€2.2m
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Loss of €126,723, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€2.2m
raises risk · Filed more than 90 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-07-2026, 91 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
91 days late
2024
99 days late
2023
43 days late
2022
40 days late
2021
20 days late
2020
116 days late
2019
98 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 72 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 13 June (4 of the last 5 filed years within 47 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end19-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Registered officeRegistered-office move · Power of…
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€2.2m View
  • Risk: 7 loss-making years in a rowloss financial year 2025 -€126,723 View
  • Caution: Among the weakest 5% on solvencysector median 43.2% · 9,701 companies -532.2% View
  • Caution: Latest accounts filed lateafter the legal deadline 91 days View
  • Controlled by SBM Jardin SAS parent View

By topic

Financials

Financial year
2025
Total assets
€409,719
Loss
-€126,723
Solvency
-532.2%
Turnover▲ 4.3%
Net result
20202024
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 30-04-2027
  1. 09-07-2024Reappointment: VYVEY & C° BEDRIJFSREVISOREN BV (statutory…
  2. 12-06-2024Annual accounts filed
  3. 09-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale tradeNACE 46120
Founded
03-08-2016
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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