SBI
Open bankruptcyA bankruptcy procedure is open for SBI according to publications in the Belgian State Gazette; curator: QUENTIN LAMBEAU.
Summary
The 2021 annual accounts show negative equity (-€12.8m) and a net result of -€25,521.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- French-language Enterprise Court of Brussels
- Declared bankrupt
- 12 August 2026
- Supervising judge
- Paul Havelange
- Official Gazette
- 09-09-2026 (pdf) ↗search the document for 2026/136774
Deadlines
- File the claim in RegSol until
- passed on 11 September 2026art. XX.104 and XX.155 CEL
- First verification report
- passed on 23 September 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Appeal or third-party opposition until
- passed on 24 September 2026Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- Late claim until
- 12 August 2027Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Quentin LambeauAvenue De Fré, 229, 1180 Uccleql@kairos.law
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 31-08-2022, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
31 d late
2020
90 d late
2019
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 3 accounts on average 81 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2021, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€25,521
2020 · €301,707
Working capital
-€9.7m▼ 0.3%
2020 · -€9.7m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2018201920202021
Operating result-€72,088--€73,667▼ 2.2%-€77,077▼ 4.6%-€25,318▲ 67.2%
Net result-€231,686--€34,192▲ 85.2%€301,707-€25,521
Equity-€13.0m--€13.0m▼ 0.3%-€12.7m▲ 2.3%-€12.8m▼ 0.2%
Total assets€853,815-€827,022▼ 3.1%€977,066▲ 18.1%€957,324▼ 2.0%
Debt€13.9m-€13.9m▲ 0.1%€13.7m▼ 1.1%€13.7m=
Working capital-€10.7m--€10.7m▼ 0.1%-€9.7m▲ 9.0%-€9.7m▼ 0.3%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €25,318 in 2021 against €77,077 in 2020; the loss shrinks.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Assets €957,324
Fixed assets
€106,072 =
Current assets
€851,251 ▼ 2.3%
Key figures and ratios
Current ratio
0.08▼
2020 · 0.08
Debt to equity
-1.07
ROA
-2.7%▼
2020 · 30.9%
Debt ≤ 1 year
€10.6m▲
2020 · €10.6m
Income taxes
€0▼
2020 · €109
A ratio outside any meaningful range has been withheld (balance sheet total €957,324, equity -€12.8m).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|---|
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | -€80,000 | - |
| Other operating charges640/8 | - | - | - | €1,383 | - |
| Non-recurring operating charges66A | - | - | - | €99,854 | - |
| Gross operating margin9900 | -€67,367 | -€72,729 | -€75,872 | -€4,082 | ▲ 94.6% |
| Operating profit (loss)9901 | -€72,088 | -€73,667 | -€77,077 | -€25,318 | ▲ 67.2% |
| Financial income75/76B | - | - | - | €1 | - |
| Recurring financial income75 | €7,088 | €24,048 | €46,259 | €1 | ▼ 100.0% |
| Financial charges65/66B | - | - | - | €204 | - |
| Recurring financial charges65 | €165,951 | -€15,700 | -€332,633 | €204 | ▲ 100% |
| Profit (loss) for the period before taxes9903 | -€233,017 | -€33,919 | €301,816 | -€25,521 | ▼ 108% |
| Income taxes67/77 | -€1,330 | €272 | €109 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | -€231,686 | -€34,192 | €301,707 | -€25,521 | ▼ 108% |
| Profit (loss) for the period to be appropriated9905 | -€231,686 | -€34,192 | €301,707 | -€25,521 | ▼ 108% |
| Line | 2018 | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €853,815 | €827,022 | €977,066 | €957,324 | ▼ 2.0% |
| Fixed assets21/28 | €786,658 | €758,508 | €106,072 | €106,072 | = |
| Financial fixed assets28 | €786,658 | €758,508 | €106,072 | €106,072 | = |
| Current assets29/58 | €67,157 | €68,514 | €870,994 | €851,251 | ▼ 2.3% |
| Amounts receivable after more than one year29 | - | - | - | €237,579 | - |
| Trade receivables290 | - | - | - | €237,579 | - |
| Amounts receivable within one year40/41 | €3,011 | €4,469 | €569,719 | €565,327 | ▼ 0.8% |
| Other amounts receivable41 | - | - | - | €565,327 | - |
| Current investments50/53 | €47,871 | €47,873 | €47,875 | €41,665 | ▼ 13.0% |
| Cash at bank and in hand54/58 | €16,274 | €16,172 | €12,879 | €3,739 | ▼ 71.0% |
| Deferred charges and accrued income490/1 | - | - | - | €2,941 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €853,815 | €827,022 | €977,066 | €957,324 | ▼ 2.0% |
| Equity10/15 | -€13.0m | -€13.0m | -€12.7m | -€12.8m | ▼ 0.2% |
| Contributions10/11 | €300,000 | €300,000 | €300,000 | €300,000 | = |
| Capital10 | - | - | - | €300,000 | - |
| Issued capital100 | - | - | - | €300,000 | - |
| Reserves13 | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Non-distributable reserves130/1 | - | - | - | €30,000 | - |
| Legal reserve130 | - | - | - | €30,000 | - |
| Profit (loss) carried forward14 | -€13.3m | -€13.4m | -€13.1m | -€13.1m | ▼ 0.2% |
| Amounts payable17/49 | €13.9m | €13.9m | €13.7m | €13.7m | = |
| Amounts payable within one year42/48 | €10.7m | €10.7m | €10.6m | €10.6m | ▲ 0.1% |
| Trade debts44 | €5,536 | €7,751 | €8,258 | €3,643 | ▼ 55.9% |
| Suppliers440/4 | - | - | - | €3,643 | - |
| Other amounts payable47/48 | - | - | - | €10.6m | - |
| Accrued charges and deferred income492/3 | - | - | - | €3.1m | - |
| Line | 2018 | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€231,686 | -€34,192 | €301,707 | -€25,521 | ▼ 108% |
| Operating cash flow (approximation) | -€231,686 | -€34,192 | €301,707 | -€25,521 | ▼ 108% |
| Investment in fixed assets (approximation) | - | €28,150 | €652,436 | €0 | ▼ 100% |
| Change in cash | - | -€102 | -€3,293 | -€9,139 | ▼ 178% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
09-09
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · event 12-08-2026
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 90 days late
2020
31-12
Financial
Back to profitnet €301,707
Net result €301,707 after 2 loss-making years.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 122 days late
2019
06-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 98 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
07-03
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 219 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
2015
28-07
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
12-02
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 377 days late
2013
11-03
NBB filing
Annual accounts filed
fiscal year 2012 · full schema · 39 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2001
Ground area
700 m²
Building footprint
700 m²
Volume, LiDAR
16,134 m³
Parcel 21807G0120/00L005, Brussels · tallest building 32.2 m, ±9 floors. Linked by address, not a title deed.
110
companies at this address
See who is registered here
1 establishment unit
Louizalaan 207, 1050 Brussel
since 20012.096.907.594
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0120/00L005 | Brussels | 700 m² | 1 · 700 m² | 32.2 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | QUENTIN LAMBEAU AVENUE DE FRé, 229,
1180 UCCLE |
12-08-2026 → present |
Structure & network
Owners and holdings
2 holdingsOwners 0
The accounts to 31-12-2021 list no shareholders, and no other source names one.
Holdings 2
-
20.19%
-
19.99%
According to the 2021 annual accounts of SBI and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Identification & contact
Identification
Legal formPublic limited company
Founded23-03-1999
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.