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SBAJJA

Active
Private limited companyfounded 2023active for 3 yearsGuldenschaapstraat 6, 1800 Vilvoorde, BelgiumKBO/BCE: BE 0804.454.058
Summary

SBAJJA has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,101 and a net result of €12,496. Its solvency ranks better than 84% of 3,308 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Overview

Official details

Source: KBO
Status
Active since 01-08-2023 Normal situation
Registered office
285 active companies are registered at this address 64 started in the 12 months before. Source: KBO register, as of 4 November 2026.
Activity
Tyre services NACE 95315and 2 others
Establishment unit
2.347.894.896 4690 Bassenge, since 01-08-2023
Financial year end
31 December
Peppol
Reachable since 17-11-2025

Board and ownership

Board
Shareholders
  • BAJJA ASUS Soufianact of 03-08-2023

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Annual accounts 2025
Gross margin
€25,258
▼ 29.3%
Turnover
≈ €80,000
estimated
Profit
€12,496
▼ 40.8%
Equity
€35,101
▲ 55.3%
Total assets
€47,226
▲ 10.5%
Staff
0.8 FTE
▼ 20.0%
  • 2025 accounts filed 30 days after the deadline
Score breakdownraises riskSize: total assets €47,226Founded in 2023Last filed accounts filed 30 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 2.39, cash €11,870Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 84% of micro companies in repair of computers and personal goods (NACE 95)
Financial strength · tick: 2024
Strong
Solvency 99+21
equity 74.3% of total assets
Liquidity 72-2
short-term debt 25.7% · cash 25.1%
Profitability 100=
return on assets 26.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,128 companies, NACE 95, micro)
Last 24 months 12-2024: 4.4% 01-2025: 4.9%▲ +0.5 percentage points vs 12-2024 02-2025: 4.9%● unchanged vs 01-2025 03-2025: 5.1%▲ +0.2 percentage points vs 02-2025 04-2025: 5.2%▲ +0.1 percentage points vs 03-2025 05-2025: 5.0%▼ -0.2 percentage points vs 04-2025 06-2025: 5.1%▲ +0.1 percentage points vs 05-2025 07-2025: 5.5%▲ +0.4 percentage points vs 06-2025highest value 08-2025: 5.5%● unchanged vs 07-2025highest value 09-2025: 1.7%▼ -3.8 percentage points vs 08-2025 10-2025: 1.7%● unchanged vs 09-2025 11-2025: 1.7%● unchanged vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.6%▼ -0.1 percentage points vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 2.0%▲ +0.4 percentage points vs 03-2026 05-2026: 2.4%▲ +0.4 percentage points vs 04-2026 06-2026: 2.4%● unchanged vs 05-2026 07-2026: 2.4%● unchanged vs 06-2026 08-2026: 3.4%▲ +1.0 percentage point vs 07-2026 09-2026: 1.7%▼ -1.7 percentage points vs 08-2026 10-2026: 1.2%▼ -0.5 percentage points vs 09-2026lowest value 11-2026: 1.2%● unchanged vs 10-2026lowest value
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.39 (1.44 in 2024), above the usual 1.5. Short-term debt is 25.7% and cash 25.1% of total assets. 25.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 83% of them on solvency, 73% on liquidity, 94% on profitability and 86% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Size: total assets €47,226
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 2.39, cash €11,870
NBB · annual accounts
raises risk · Last filed accounts filed 30 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
30 days late
2024
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 31 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Financials

Financials · financial year 2025, micro format

2025 annual accounts filed 30 days after the deadline Filed on 30 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00454402.

Annual accounts 2025 filed on 30-08-2026 at the NBB all 2 filings

Turnover
≈ €80,000
Estimated: probably between €56,000 and €180,000
Total assets
€47,226▲ 10.5%
2024 · €42,735
Net result
€12,496▼ 40.8%
2024 · €21,105
Working capital
€16,821▲ 89.4%
2024 · €8,880
Multi-year overview
2024 to 2025, 2 financial years
Operating result
€16,236
▼ 37.9% 2025
20242025
Net result
€12,496
▼ 40.8% 2025
middle half of the sector
20242025
Equity
€35,101
▲ 55.3% 2025
middle half of the sector
20242025
Total assets
€47,226
▲ 10.5% 2025
lowest quarter of the sector
20242025
Debt
€12,125
▼ 39.8% 2025
20242025
Working capital
€16,821
▲ 89.4% 2025
middle half of the sector
20242025
Solvency
74.3%
▲ 21.4pp 2025
highest quarter of the sector
20242025
Current ratio
2.39
▲ 0.95 2025
middle half of the sector
20242025
Return on assets (ROA)
26.5%
▼ 22.9pp 2025
highest quarter of the sector
20242025
Staff (FTE)
0.8
▼ 20.0% 2025
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€26,139-€16,236▼ 37.9%
Net result€21,105within the sector's middle half-€12,496within the sector's middle half▼ 40.8%
Equity€22,605within the sector's middle half-€35,101within the sector's middle half▲ 55.3%
Total assets€42,735below the sector's middle half-€47,226below the sector's middle half▲ 10.5%
Debt€20,130-€12,125▼ 39.8%
Working capital€8,880within the sector's middle half-€16,821within the sector's middle half▲ 89.4%
Solvency52.9%within the sector's middle half-74.3%above the sector's middle half▲ 21.4pp
Current ratio1.44within the sector's middle half-2.39within the sector's middle half▲ 0.95
Return on assets (ROA)49.4%above the sector's middle half-26.5%above the sector's middle half▼ 22.9pp
Staff (FTE)1-0.8▼ 20.0%
above within below The sector band is the middle half of the companies in Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is 38% lower than in 2024.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46,623
Fixed assets €17,677 ▲ 28.8%
Current assets €28,946 ▼ 0.2%
Equity and liabilities €47,226
Equity €35,101 ▲ 55.3%
Debt €12,125 ▼ 39.8%
Debt's share of the balance-sheet total falls from 47.1% to 25.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€19,119▼
2024 · €28,620
Cash flow
€15,379▼
2024 · €23,586
Quick ratio
1.08▲
2024 · 0.87
Debt to equity
0.35▼
2024 · 0.89
ROE
35.6%▼
2024 · 93.4%
Interest coverage
30.27▼
2024 · 34.57
Debt ≤ 1 year
€12,125▼
2024 · €20,130
Income taxes
€3,124▼
2024 · €4,246
Staff costs
€5,820▼
2024 · €7,124
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Staff

social balance sheet
Item31-12-202431-12-2025
Employees at the balance-sheet date1-
full-time1-
in full-time equivalents1-
Average over the year, in full-time equivalents10.8
Joined-0
Left-1

Source: social balance sheet in the 2024 to 2025 annual accounts

Investments

fixed assets acquired
Item20242025
Tangible fixed assets€14,996€7,438
Intangible fixed assets€1,210-
Depreciation and write-downs of the year€2,481€2,883

Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€42,735€47,226▲
Formation expenses20-€603
Fixed assets21/28€13,725€17,677▲
Intangible fixed assets21€845-
Tangible fixed assets22/27€12,880€17,677▲
Plant, machinery and equipment23€11,272€16,244▲
Other tangible fixed assets26€1,608€1,433▼
Current assets29/58€29,010€28,946▼
Stocks and contracts in progress3€11,450€15,870▲
Stocks30/36€11,450€15,870▲
Amounts receivable within one year40/41€1,253€1,206▼
Trade receivables40€1,253€1,206▼
Cash at bank and in hand54/58€16,113€11,870▼
Deferred charges and accrued income490/1€193-
Equity and liabilities
Total equity and liabilities10/49€42,735€47,226▲
Equity10/15€22,605€35,101▲
Contributions10/11€1,500€1,500=
Reserves13-€33,601
Distributable reserves133-€33,601
Profit (loss) carried forward14€21,105-
Amounts payable17/49€20,130€12,125▼
Amounts payable within one year42/48€20,130€12,125▼
Trade debts44€406€532▲
Suppliers440/4€406€532▲
Taxes, remuneration and social security45€8,291€10,150▲
Taxes450/3€8,243€10,102▲
Remuneration and social security454/9€48€48=
Other amounts payable47/48€11,434€1,443▼
Income statement Code20242025
Remuneration, social security and pensions62€7,124€5,820▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,481€2,883▲
Other operating charges640/8-€319
Gross operating margin9900€35,744€25,258▼
Operating profit (loss)9901€26,139€16,236▼
Financial income75/76B€40€16▼
Recurring financial income75€40€16▼
Financial charges65/66B€828€632▼
Recurring financial charges65€828€632▼
Profit (loss) for the period before taxes9903€25,351€15,620▼
Income taxes67/77€4,246€3,124▼
Profit (loss) for the period9904€21,105€12,496▼
Profit (loss) for the period to be appropriated9905€21,105€12,496▼
Appropriation of the result
Profit (loss) to be appropriated9906€21,105€33,601▲
Profit (loss) brought forward from the previous period14P-€21,105
Transfer to equity691/2-€33,601
To other reserves6921-€33,601

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 30-08-2026.

Line20242025Change
Remuneration, social security and pensions62€7,124€5,820▼ 18.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,481€2,883▲ 16.2%
Other operating charges640/8-€319-
Gross operating margin9900€35,744€25,258▼ 29.3%
Operating profit (loss)9901€26,139€16,236▼ 37.9%
Financial income75/76B€40€16▼ 60.4%
Recurring financial income75€40€16▼ 60.4%
Financial charges65/66B€828€632▼ 23.7%
Recurring financial charges65€828€632▼ 23.7%
Profit (loss) for the period before taxes9903€25,351€15,620▼ 38.4%
Income taxes67/77€4,246€3,124▼ 26.4%
Profit (loss) for the period9904€21,105€12,496▼ 40.8%
Profit (loss) for the period to be appropriated9905€21,105€12,496▼ 40.8%
Line20242025Change
Assets
Total assets20/58€42,735€47,226▲ 10.5%
Formation expenses20-€603-
Fixed assets21/28€13,725€17,677▲ 28.8%
Intangible fixed assets21€845--
Tangible fixed assets22/27€12,880€17,677▲ 37.2%
Plant, machinery and equipment23€11,272€16,244▲ 44.1%
Other tangible fixed assets26€1,608€1,433▼ 10.9%
Current assets29/58€29,010€28,946▼ 0.2%
Stocks and contracts in progress3€11,450€15,870▲ 38.6%
Stocks30/36€11,450€15,870▲ 38.6%
Amounts receivable within one year40/41€1,253€1,206▼ 3.7%
Trade receivables40€1,253€1,206▼ 3.7%
Cash at bank and in hand54/58€16,113€11,870▼ 26.3%
Deferred charges and accrued income490/1€193--
Equity and liabilities
Total equity and liabilities10/49€42,735€47,226▲ 10.5%
Equity10/15€22,605€35,101▲ 55.3%
Contributions10/11€1,500€1,500=
Reserves13-€33,601-
Distributable reserves133-€33,601-
Profit (loss) carried forward14€21,105--
Amounts payable17/49€20,130€12,125▼ 39.8%
Amounts payable within one year42/48€20,130€12,125▼ 39.8%
Trade debts44€406€532▲ 31.2%
Suppliers440/4€406€532▲ 31.2%
Taxes, remuneration and social security45€8,291€10,150▲ 22.4%
Taxes450/3€8,243€10,102▲ 22.6%
Remuneration and social security454/9€48€48=
Other amounts payable47/48€11,434€1,443▼ 87.4%
Line20242025Change
Profit (loss) for the period9904€21,105€12,496▼ 40.8%
+ Depreciation and write-downs630€2,481€2,883▲ 16.2%
Operating cash flow (approximation)€23,586€15,379▼ 34.8%
Investment in fixed assets (approximation)--€6,835-
Change in cash--€4,244-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 39,278 companies had the same profile as SBAJJA has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.3% stopped otherwise
1.8% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of SBAJJA itself: 1.2% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for SBAJJA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (2)
Financial year Type Filed Reference Document
31-12-2025 micro format 30-08-2026 2026-00454402 PDF
31-12-2024 micro format 31-08-2025 2025-00453884 PDF

Board & ownership

Directors

Directors
1 director, since incorporation
BAJJA ASUS Soufian
Director (not named in the articles) · appointed in the act of 03-08-2023 · term without a fixed end
Current

Owners and capital

Shareholders

At incorporation act of 03-08-2023 ↗

Capital transactions

Capital over time
  1. 03-08-2023 Incorporation · €1,500 · 100 shares

Articles of association

Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Articles of association, deed of 03-08-2023 (in Dutch)

Network & group

SBAJJA shares no director with another company.

Companies at the same address

284 other companies

Connections & network

1 current director
Depth

The network starts from the directors of SBAJJA. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
30-08
NBB filing Annual accounts 2025 filedNBB
micro format · 30 days late
2025
31-08
NBB filing Annual accounts 2024 filedPDF
micro format · 31 days late
2024
10-10
Gazette deed Registered office moved from Zaventem to Vilvoorde
New seat: Guldenschaapstraat 6, 1800 Vilvoorde · Previous seat: Lozenberg 17 bus B1, 1930 Zaventem3 points ▸
  • General meeting, 25-09-2024
  • Registered-office move, Guldenschaapstraat 6, 1800 Vilvoorde
  • Director in office, BAJJA ASUS SOUFIAN (director)
  • The act holds 1 more point.

Open the act in the Belgian Official Gazette

2023
03-08
Gazette deed Incorporation
Founding capital of €1,500, 100 shares · Founder: BAJJA ASUS Soufian · Appointment: BAJJA ASUS Soufian (director)4 points ▸
  • Founder, BAJJA ASUS Soufian
  • Founding capital, €1,500, 100 shares
  • Director appointment, BAJJA ASUS Soufian (director (not named in the articles))
  • Registered office clause, Lozenberg 17/B1, 1932 Zaventem
  • The act holds 6 more points.

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 1 August 2023, SBAJJA was incorporated as a private limited company by one natural person, with a starting capital of €1,500.12 In 2024 the registered office moved to Vilvoorde.3 BAJJA ASUS Soufian is director of the company, appointed in the act of 03-08-2023.2

  1. 1KBO register
  2. 2Belgian Official Gazette, 03-08-2023
  3. 3Belgian Official Gazette, 10-10-2024

Company details

Register details

Identity

KBO record
Name SBAJJA in Dutch
Enterprise number 0804.454.058
Legal form Private limited company
Status Active, normale toestand
Founded 01-08-2023
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 03-08-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 03-08-2023 (in Dutch)

Registered office and establishments

Registered office Guldenschaapstraat 6, 1800 Vilvoorde, Belgium
1 former office
  • Lozenberg 17 bus B1, 1930 Zaventem until 25-09-2024 · act of 10-10-2024
Establishment unit Bassenge Pneus, Rue du Croupet 47, 4690 Bassenge since 01-08-2023 · unit number 2.347.894.896
E-mail souf-bajja@hotmail.com
Phone 0492517394

Activities

NACEBEL 2025
VAT activities
95315 Tyre services main activity
95311 General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95319 Other maintenance and repair of motor vehicles
Social security (RSZ) activities
95311 General maintenance and repair of cars and light vans (up to 3.5 tonnes) main activity
Codes under NACEBEL 2008
VAT activities
45205 main activity
45201
45209
Social security (RSZ) activities
45201 main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“De groot- en kleinhandel,import en export van alle nieuwe en gebruikte voertuigen en hun onderdelen; Import,export,groot- en/of kleinhandel…”
9 activities
  1. De groot- en kleinhandel,import en export van alle nieuwe en gebruikte voertuigen en hun onderdelen
  2. Import,export,groot- en/of kleinhandel in nieuwe en gebruikte auto-onderdelen en auto-accessoires
  3. De exploitatie van een garage met reparatiewerkplaats,onderhouds- en pechverhelping,carrosserieherstellingen
  4. Groot- of kleinhandel in alle aardolieproducten of derivaten van alle smeermiddelen
  5. De aankoop,verkoop,import en export van alle producten die direct of indirect verband houden met banden
  6. Import-export van diverse producten
  7. Autowassen
  8. Autoverhuur in België en in het buitenland
  9. In het algemeen,alle activiteiten die nauw of op afstand verband houden met de auto-industrie
deed of 03-08-2023 (in Dutch)

Invoicing and payment

VAT number BE 0804.454.058
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0804454058
Other Peppol ID 9925:BE0804454058
Registered 17-11-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Fourth Monday of June
deed of 03-08-2023 (in Dutch)

Sites & property

Location
registered office establishment The establishment unit on the map
285 companies at this address See who is registered here

Buildings and parcels at the addresses

Ground area
2,206 m²
Building footprint
141 m²
Building volume
1,209 m³
Tallest building: 11.0 m.
Flanders 1 (50%) Wallonia 1 (50%)
Cadastral parcel Region Area Buildings Height / floors
62017C0142/00N000 Wallonia 2,112 m² 1 · 59 m² 10.1 m · 3
23642D0866/00X000 Flanders 93 m² 1 · 82 m² 11.0 m · 3