Liquidity
11.78 was 2.22 in 2024
Short-term debts fell from €154,646 to €18,027.
SBA CONCEPT
Lifetime
17 annual accounts with figures on one time axispeak €359,246 (2022)
€14,015▼ 74.7%
lowest -€64,946 (2009)
-€3,264▼ €35,089
peak €225,110 (2024)
€221,846▼ 1.4%
€18,723▼ 87.9%
Board2 names since 2022
-
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €55,464 to €14,015Loss of €3,264Debts from €155,242 to €18,723Cash from €318,266 to €68,124
Key points
from the 2025 annual accountsFilings
17 annual accounts since 2009
Five of the last ten came late. The 2025 accounts came latest: 31 days after the end of the period.
Position in the sector
92.2%
Higher solvency than 95% of companies in retail trade. Sector median 33.4% · 25,237 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 6,908 companies had the same profile as SBA CONCEPT has now. Each dot stands for 18 companies, two years later.
90.9%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for SBA CONCEPT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Resignation: (manager)
Director discharge: · General meeting of 01-04-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0807076721
Merger: IMMO BASSANI takes over SBA PROJECT
Company renamed from IMMO BASSANI to SBA CONCEPТ · Appointment: (managing director) · “L'achat,la vente,la location,la gestion,la promotion,l'échange,la construction,la reconstruction,la…” (deed in French) · General meeting of 12-09-2022 · Gazette deed
Merger proposal: Immo Bassani takes over SBA Project
The company holds all the shares of SBA Project · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SBA CONCEPT Namur | €240,569 | €14,015 | 92.2% | - |
| BLUE ROSE Boechout | €240,001 | €20,000 | 31.3% | - |
| FIRST I Oudenaarde | €247,293 | €10,567 | 11.5% | - |
| Odessa Fashion Erpe-Mere | €186,554 | €22,640 | 87.4% | - |
| MAC & JAZI Antwerp | €159,770 | €21,908 | 19.3% | - |
| FREEDOM Aalst | €403,495 | €19,834 | 27.4% | - |
| KATZ EUROPE Genk | €432,077 | €12,782 | -10.0% | - |
These companies have the same main activity as SBA CONCEPT: retail sale of women's outerwear (NACE 47711). They are comparable in size and age: total assets between €160,000 and €432,000, founded between 2004 and 2011.
Official details
Source: KBO- Status
- Active since 14-10-2008Normal situation
- Activity
- Retail sale of women's outerwearNACE 47711and 4 others
- Establishment unit
- 2.174.576.3855020 Namur, since 01-12-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 09-12-2025
Insights on SBA CONCEPT
SBA CONCEPT files the micro format. That format states no turnover. The gross margin fell from €33,254 in 2009 to €14,015 in 2025.
In September 2022, the Official Gazette published the appointment of as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SBA CONCEPT
- What is the company number of SBA CONCEPT?
- The company number of SBA CONCEPT is 0807.076.721. The VAT number is the same number with BE in front: BE 0807.076.721.
- Where is SBA CONCEPT based?
- The registered office is at Rue Georges Davreux 22, 5020 Namur.Company details
- What does SBA CONCEPT do?
- According to the KBO register, the main activity is retail sale of women's outerwear (NACE 47711).
- What is the legal form of SBA CONCEPT?
- SBA CONCEPT is a private limited company (BV).
- When was SBA CONCEPT founded?
- SBA CONCEPT was founded on 14-10-2008.
- Is SBA CONCEPT still active?
- Yes, SBA CONCEPT is an active enterprise in the KBO register.
- What is the turnover of SBA CONCEPT?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €14,015 and 118 comparable companies (NACE 477). It probably lies between €54,000 and €310,000. It is a rough estimate.Financials
- Is SBA CONCEPT profitable?
- In financial year 2025, SBA CONCEPT made a loss of €3,264.
- Where can I find the annual accounts of SBA CONCEPT?
- SBA CONCEPT filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SBA CONCEPT due?
- SBA CONCEPT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
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