Financials
- Fiscal year
- 2025
- Total assets
- €108,368
- Profit
- €1,826
- Solvency
- 36.3%
Total assets▲ 11.9%
Net result
20182025
SBA-ADVICE
ActiveSummary
SBA-ADVICE has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,331 and a net result of €1,826. Equity is growing by ~25.5% per year across the filed fiscal years. Its solvency ranks better than 31% of 18866 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
What they do
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020
1 site
How big
€108,368total assets 2025
- Equity
- €39,331
- Profit
- €1,826
Turnover not published (abridged schema)
Who decides
Accounts filed 49 d late0 of 4 deeds read
Why 82- Latest accounts 49 days late; 3 of the last 3 late- Liquidity: current ratio 0.95, cash €7,187, halved+ Sector Computer programming, consultancy and related activities (NACE 62)+ Size: total assets €108,368Show the evidence
Checked score
Score 2025
82
/ 100
Excellent
Probability in this band: under 0.55%
Better than 28% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
61-3
equity 36.3% of total assets
Liquidity
25-26
short-term debt 63.7% · cash 6.6%
Profitability
42-15
return on assets 1.7%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Latest accounts 49 days late; 3 of the last 3 late raises the probability
- Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
- Size: total assets €108,368 lowers the probability for this profile
- Liquidity: current ratio 0.95, cash €7,187, halved raises the probability
Credit up to €3,000 at 30 days acceptable
Liquidity short (current ratio 0.95 against 0.57 in 2024; short-term debt: 63.7% and cash: 6.6% of total assets), and 63.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 33%, liquidity 9%, profitability 19%, growth against the median 50%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
49 d late
2024
72 d late
2023
142 d late
2022
31 d late
2021
22 d late
2020
25 d late
2019
74 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 38 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €1,826
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 18-09-2026Annual accounts filed
- 31-12-2025Back to profit
- 11-10-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Founded
- 01-03-2016
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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