SB Web & IT
ActiveSummary
SB Web & IT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €24k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 2699 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+6
Solvency35▼-65
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.1%
Return on assets
51.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 2699 sector peers (2025).
NBB · sector comparisonPosition among 2699 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-01-2026, 183 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
183 d early
2024
29 d early
2023
43 d early
2022
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€5k▼ 89.1%
2024 · €44k
2022: €7k
2023: €34k▲ +371% vs 2022
2024: €44k▲ +28.6% vs 2023highest in 4 years
2025: €5k▼ -89.1% vs 2024lowest in 4 years
2022 → 2025
Total assets
€47k▼ 10.3%
2024 · €53k
2022: €35klowest in 4 years
2023: €54k▲ +55.8% vs 2022highest in 4 years
2024: €53k▼ -3.1% vs 2023
2025: €47k▼ -10.3% vs 2024
2022 → 2025
Net result
€24k▲ 131%
2024 · €11k
2022: €4klowest in 4 years
2023: €28k▲ +584% vs 2022highest in 4 years
2024: €11k▼ -61.7% vs 2023
2025: €24k▲ +131% vs 2024
2022 → 2025
Working capital
€2k▼ 95.3%
2024 · €38k
2022: €7k
2023: €28k▲ +315% vs 2022
2024: €38k▲ +37.4% vs 2023highest in 4 years
2025: €2k▼ -95.3% vs 2024lowest in 4 years
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€7k-€34k▲ 371%€44k▲ 28.6%€5k▼ 89.1%
2022: €7k
2023: €34k▲ +371% vs 2022
2024: €44k▲ +28.6% vs 2023highest in 4 years
2025: €5k▼ -89.1% vs 2024lowest in 4 years
Operating result€7k-€37k▲ 451%€17k▼ 54.9%€33k▲ 96.4%
2022: €7klowest in 4 years
2023: €37k▲ +451% vs 2022highest in 4 years
2024: €17k▼ -54.9% vs 2023
2025: €33k▲ +96.4% vs 2024
Net result€4k-€28k▲ 584%€11k▼ 61.7%€24k▲ 131%
2022: €4klowest in 4 years
2023: €28k▲ +584% vs 2022highest in 4 years
2024: €11k▼ -61.7% vs 2023
2025: €24k▲ +131% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 96% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€3k ▼ 48.6%
Current assets
€44k ▼ 5.5%
Equity and liabilities €47k
Equity
€5k ▼ 89.1%
Debt
€42k ▲ 379%
Debt's share of the balance-sheet total rises from 16.8% to 89.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€36k▲
2024 · €20k
Cash flow
€27k▲
2024 · €14k
Current ratio
1.04▼
2024 · 5.36
Debt to equity
8.88▲
2024 · 0.20
ROE
511.0%▲
2024 · 24.2%
ROA
51.7%▲
2024 · 20.1%
Interest coverage
28.93▲
2024 · 12.64
Debt ≤ 1 year
€42k▲
2024 · €9k
Income taxes
€7k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€53k€47k▼
Fixed assets21/28€6k€3k▼
Tangible fixed assets22/27€6k€3k▼
Furniture and vehicles24€6k€3k▼
Current assets29/58€47k€44k▼
Amounts receivable within one year40/41€9k€18k▲
Trade receivables40€5k€12k▲
Other amounts receivable41€4k€7k▲
Cash at bank and in hand54/58€37k€24k▼
Deferred charges and accrued income490/1€980€2k▲
Equity and liabilities
Total equity and liabilities10/49€53k€47k▼
Equity10/15€44k€5k▼
Contributions10/11€4k€4k=
Reserves13€40k€781▼
Distributable reserves133€40k€781▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€9k€42k▲
Amounts payable within one year42/48€9k€42k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€6k€16k▲
Taxes450/3€6k€16k▲
Other amounts payable47/48€859€24k▲
Accrued charges and deferred income492/3€122€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€586€660▲
Gross operating margin9900€20k€36k▲
Operating profit (loss)9901€17k€33k▲
Financial income75/76B-€192
Recurring financial income75-€192
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€15k€32k▲
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€11k€24k▲
Profit (loss) for the period to be appropriated9905€11k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€24k▲
Transfer from equity791/2-€39k
Transfer to equity691/2€10k€0▼
To other reserves6921€10k€0▼
Profit to be distributed694/7€859€63k▲
Return on contributions (dividend)694€859€63k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €2k | €3k | €3k | ▼ 11.6% |
| Other operating charges640/8 | €6k | €177 | €586 | €660 | ▲ 12.6% |
| Gross operating margin9900 | €14k | €39k | €20k | €36k | ▲ 77.2% |
| Operating profit (loss)9901 | €7k | €37k | €17k | €33k | ▲ 96.4% |
| Financial income75/76B | €286 | €0 | - | €192 | - |
| Recurring financial income75 | €286 | €0 | - | €192 | - |
| Financial charges65/66B | €1k | €2k | €2k | €1k | ▼ 21.7% |
| Recurring financial charges65 | €1k | €2k | €2k | €1k | ▼ 21.7% |
| Profit (loss) for the period before taxes9903 | €6k | €35k | €15k | €32k | ▲ 110% |
| Income taxes67/77 | €2k | €8k | €4k | €7k | ▲ 61.0% |
| Profit (loss) for the period9904 | €4k | €28k | €11k | €24k | ▲ 131% |
| Profit (loss) for the period to be appropriated9905 | €4k | €28k | €11k | €24k | ▲ 131% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €35k | €54k | €53k | €47k | ▼ 10.3% |
| Fixed assets21/28 | €7k | €7k | €6k | €3k | ▼ 48.6% |
| Tangible fixed assets22/27 | €7k | €7k | €6k | €3k | ▼ 48.6% |
| Furniture and vehicles24 | €7k | €7k | €6k | €3k | ▼ 48.6% |
| Current assets29/58 | €28k | €48k | €47k | €44k | ▼ 5.5% |
| Amounts receivable within one year40/41 | €19k | €4k | €9k | €18k | ▲ 107% |
| Trade receivables40 | €17k | €4k | €5k | €12k | ▲ 118% |
| Other amounts receivable41 | €2k | €0 | €4k | €7k | ▲ 90.7% |
| Cash at bank and in hand54/58 | €9k | €44k | €37k | €24k | ▼ 35.1% |
| Deferred charges and accrued income490/1 | - | €19 | €980 | €2k | ▲ 84.5% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €35k | €54k | €53k | €47k | ▼ 10.3% |
| Equity10/15 | €7k | €34k | €44k | €5k | ▼ 89.1% |
| Contributions10/11 | €4k | €4k | €4k | €4k | = |
| Reserves13 | €3k | €30k | €40k | €781 | ▼ 98.0% |
| Distributable reserves133 | €3k | €30k | €40k | €781 | ▼ 98.0% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €28k | €20k | €9k | €42k | ▲ 379% |
| Amounts payable within one year42/48 | €22k | €20k | €9k | €42k | ▲ 386% |
| Current portion of amounts payable after more than one year42 | €4k | €0 | - | - | - |
| Trade debts44 | €867 | €1k | €1k | €2k | ▲ 73.1% |
| Suppliers440/4 | €867 | €1k | €1k | €2k | ▲ 73.1% |
| Taxes, remuneration and social security45 | €10k | €14k | €6k | €16k | ▲ 141% |
| Taxes450/3 | €7k | €14k | €6k | €16k | ▲ 141% |
| Remuneration and social security454/9 | €3k | €0 | - | - | - |
| Other amounts payable47/48 | €7k | €5k | €859 | €24k | ▲ 2,744% |
| Accrued charges and deferred income492/3 | €6k | €352 | €122 | €0 | ▼ 100% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €28k | €11k | €24k | ▲ 131% |
| + Depreciation and write-downs630 | €1k | €2k | €3k | €3k | ▼ 11.6% |
| Operating cash flow (approximation) | €5k | €30k | €14k | €27k | ▲ 97.8% |
| Investment in fixed assets (approximation) | - | €-2k | €-2k | €0 | ▲ 100% |
| Change in cash | - | €34k | €-7k | €-13k | ▼ 96.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity doublescurrent ratio 5.36
Current ratio from 2.39 to 5.36; short-term debt falls from €20k to €9k.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2022net €28k ▲584%
Operating result €37k, net result €28k, both a record.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Ground area
125 m²
Building footprint
59 m²
Volume, LiDAR
415 m³
Parcel 44062B0044/00Y000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SB Web & IT
since 20222.326.621.511
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44062B0044/00Y000 | Flanders | 125 m² | 1 · 59 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 5,931 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-01-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
43120Site preparation
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
74120Graphic design and visual communication
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.